The top-rated life insurance agent in Clifton, New Jersey is Bill G Eljouzi - State Farm Insurance Agent, rated 4.9 stars across 425 reviews. Other highly rated options include NJH Insurance Agency, Sadowski Insurance Agency, Sergio Bio - State Farm Insurance Agent. This directory lists 19 life insurance agents serving Clifton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bill G Eljouzi - State Farm Insurance Agent | 178 Lakeview Ave | (973) 478-9500 |
| 2 | NJH Insurance Agency | 600 Getty Ave Suite 119 | (973) 832-0933 |
| 3 | Sadowski Insurance Agency | 258 Dayton Ave | (973) 580-3992 |
| 4 | Sergio Bio - State Farm Insurance Agent | 114 Market St | (973) 928-1200 |
| 5 | A Plus Insurance Agency | 414 Clifton Ave LOWER LEVEL | (973) 928-2528 |
| 6 | Arceri Insurance Agency | 284 Lakeview Ave | (973) 753-6828 |
| 7 | Jaymar Insurance Agency | 99 1st St | (973) 894-1333 |
| 8 | Timothy K Brown: Allstate Insurance | 1051 Bloomfield Ave | (973) 928-1434 |
| 9 | Thomas Tobin - State Farm Insurance Agent | 1033 Clifton Ave STE 208 | (973) 779-4248 |
| 10 | Yini & Associates | 1184 Main Ave #100 | (973) 510-2600 |
Bill G Eljouzi - State Farm Insurance Agent serves the Clifton, New Jersey area. The agency provides life insurance policies designed to help individuals and families protect their financial futures. Representatives assist clients in evaluating coverage needs for income replacement and final expenses. The office also offers products such as auto and home insurance policies. It handles term and whole life insurance services in this region.
NJH Insurance Agency in Clifton, NJ provides life insurance coverage options tailored to individual financial planning and family protection needs. The agency assists clients with policy selection and ongoing plan management to ensure coverage aligns with changing circumstances. Services include reviewing beneficiary designations, updating coverage amounts, and coordinating with existing financial strategies. The company works with a diverse client base, including homeowners of single-family homes, apartment renters, retail business operators, and restaurant owners.
Serving Clifton and the surrounding communities of Passaic County, Sadowski Insurance Agency helps clients secure life insurance coverage to protect their families’ financial futures. The agency operates as a dedicated life insurance agent, focusing on term, whole, and universal policies for residents at various life stages. Understanding each client’s unique needs, the firm begins with a detailed review of personal circumstances and long-term goals, then systematically compares policy options to recommend a suitable plan.
Sergio Bio - State Farm Insurance Agent in Clifton, New Jersey, serves local homeowners, renters, and small business owners with personalized life insurance policies. The agency also assists property managers seeking coverage for their rental units and long-term financial security options for families. Each policy is tailored to individual needs, helping clients protect their assets and loved ones against unforeseen losses. Sergio Bio's office regularly works with residents in Passaic, extending its services throughout the greater Paterson metropolitan area.
Unlike an agent focused solely on term policies or permanent plans, A Plus Insurance Agency in Clifton, NJ offers both one-time policy placements and ongoing coverage management for families. Their services address the need for financial protection through life insurance, helping local residents navigate a range of basic policy choices. General support includes determining appropriate coverage levels for household income replacement and final expenses. Service engagements with this agency run on a one-time or scheduled basis, depending on the client’s long-term planning needs during periodic policy reviews.
Arceri Insurance Agency works with individuals in Clifton, New Jersey, to help them secure life insurance policies that support long-term financial planning. The agency focuses on explaining coverage options, such as term and permanent policies, to meet diverse client needs. It serves local professionals, small business owners, and families seeking income protection and estate planning support. The agency can also assist commercial clients with insurance needs related to offices, warehouses, and food service operations.
Jaymar Insurance Agency specializes in term and whole life insurance policies, also offering assistance with annuities and estate planning strategies. It serves residents throughout Clifton, New Jersey, by helping them secure financial protection for their families. The agency guides clients in choosing appropriate coverage amounts and policy types to meet their specific needs. As the end of the year approaches, it assists homeowners in reviewing their policies to ensure adequate protection against unexpected expenses that could impact their beneficiaries during the holiday season.
As the growing season brings new risks for homeowners in Clifton, Timothy K Brown: Allstate Insurance helps residents review their life coverage needs for added family security. This agency serves as a point of contact for individuals seeking life insurance policies that align with their personal financial situations. Clients can discuss term or whole life options during a straightforward meeting that clarifies policy terms, benefit amounts, and beneficiary designations. The process begins with an initial needs assessment to evaluate current obligations and future goals.
Thomas Tobin - State Farm Insurance Agent provides life insurance services for residences in Clifton, New Jersey. Commercial life insurance coverage is also available to businesses throughout the surrounding area. The agency works with clients to assess their long-term financial protection needs and recommend appropriate policy options. Follow-up consultations are scheduled as needed between regular policy review visits to address any changes in coverage requirements.
Yini & Associates is a Clifton, New Jersey life insurance agency known for helping individuals and families secure financial protection. The firm offers term life, whole life, and universal life policies designed to cover final expenses, replace lost income, or fund future obligations such as a child’s education. It works with clients to evaluate coverage amounts that align with long-term financial goals. The agency can also add an optional accidental death benefit rider to a base policy for broader protection.
What Does a a Life Insurance Agent in Clifton Cost?
Life insurance costs in New Jersey vary based on age health coverage amount and policy type. A healthy 35 year old might pay 25 to 50 dollars per month for a 20 year 500 thousand dollar term life policy. Whole life policies can cost 100 to 300 dollars per month for similar coverage. Premiums are higher for older applicants or those with health conditions. This is general information and not insurance advice.
About life insurance agents in Clifton
Life insurance agents in Clifton New Jersey help residents choose policies that protect their families and meet state regulations. New Jersey requires life insurance agents to hold a valid license from the New Jersey Department of Banking and Insurance. Local agents understand the needs of Clifton families and can guide you through options like term life whole life and universal life policies.
Frequently Asked Questions
What license does a life insurance agent need in New Jersey?
A life insurance agent in New Jersey must hold a valid life insurance producer license from the New Jersey Department of Banking and Insurance. The agent must complete pre-licensing education and pass a state exam. Continuing education is required every two years to keep the license active.
How do I choose a life insurance agent in Clifton?
Look for an agent who is licensed in New Jersey and has experience with policies that fit your needs. Ask about their familiarity with New Jersey insurance laws such as the grace period rules and beneficiary requirements. You can verify an agents license on the New Jersey Department of Banking and Insurance website.
What is the free look period for life insurance in New Jersey?
New Jersey law provides a free look period of 10 days for most life insurance policies. During this time you can cancel the policy for a full refund if you change your mind. This period starts when you receive the policy document.
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