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Find Life Insurance Agents Near You in Clifton, NJ

Directory of life insurance agents in Clifton, New Jersey. Verify credentials with the state department of insurance before hiring.

19 agents listed
Updated May 2026
Clifton, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 19 life insurance agents in Clifton, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Bill G Eljouzi - State Farm Insurance Agent
178 Lakeview Ave, Clifton, NJ 07011
(973) 478-9500 billeljouzi.com
NJH Insurance Agency
600 Getty Ave Suite 119, Clifton, NJ 07011
(973) 832-0933 njhinsurance.com
Sergio Bio - State Farm Insurance Agent
114 Market St, Clifton, NJ 07012
(973) 928-1200 sergiobiosf.com
Sadowski Insurance Agency
258 Dayton Ave, Clifton, NJ 07011
(973) 580-3992 anetasadowski.com
A Plus Insurance Agency
414 Clifton Ave LOWER LEVEL, Clifton, NJ 07011
(973) 928-2528 instagram.com
Jaymar Insurance Agency
99 1st St, Clifton, NJ 07011
(973) 894-1333 jaymaragency.com
Timothy K Brown: Allstate Insurance
1051 Bloomfield Ave, Clifton, NJ 07012
(973) 928-1434 agents.allstate.com
Arceri Insurance Agency
284 Lakeview Ave, Clifton, NJ 07011
(973) 753-6828 arceri-ins.com
Thomas Tobin - State Farm Insurance Agent
1033 Clifton Ave STE 208, Clifton, NJ 07013
(973) 779-4248 tomtobinagency.com
Yini & Associates
1184 Main Ave #100, Clifton, NJ 07011
(973) 510-2600 insuranceassociatesus.com
United Insurance Co of America
1162 County Rd 509, Clifton, NJ 07013
(862) 385-1564
Associated Insurance NJ
1121 Main Ave, Clifton, NJ 07011
(973) 218-5293
Cupo Insurance Agency
50 Mt Prospect Ave, Clifton, NJ 07013
(973) 604-0170 cupo.com
Four Star Agency NJ
1232 Van Houten Ave # 1, Clifton, NJ 07013
(973) 221-2925
ASB Insurance Ltd.
844 Van Houten Ave, Clifton, NJ 07013
(862) 295-0860 edwinasteffan20941.wixsite.com
Rus Insurance Agency
1166 Broad St, Clifton, NJ 07013
(862) 203-7331 breelucash9619933.wixsite.com
Richards Associates Inc
1126 Clifton Ave, Clifton, NJ 07013
(973) 777-4000 richardsassoc.com
FANA INSURANCE SERVICES
1161 Main Ave, Clifton, NJ 07011
(973) 955-2700
Kemper Life
1373 Broad St # 303, Clifton, NJ 07013
(973) 778-2887 local.kemper.com

Life insurance agents in Clifton New Jersey help residents choose policies that protect their families and meet state regulations. New Jersey requires life insurance agents to hold a valid license from the New Jersey Department of Banking and Insurance. Local agents understand the needs of Clifton families and can guide you through options like term life whole life and universal life policies.

What Does a Life Insurance Agent in Clifton Cost?

Life insurance costs in New Jersey vary based on age health coverage amount and policy type. A healthy 35 year old might pay 25 to 50 dollars per month for a 20 year 500 thousand dollar term life policy. Whole life policies can cost 100 to 300 dollars per month for similar coverage. Premiums are higher for older applicants or those with health conditions. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a life insurance agent need in New Jersey?
A life insurance agent in New Jersey must hold a valid life insurance producer license from the New Jersey Department of Banking and Insurance. The agent must complete pre-licensing education and pass a state exam. Continuing education is required every two years to keep the license active.
How do I choose a life insurance agent in Clifton?
Look for an agent who is licensed in New Jersey and has experience with policies that fit your needs. Ask about their familiarity with New Jersey insurance laws such as the grace period rules and beneficiary requirements. You can verify an agents license on the New Jersey Department of Banking and Insurance website.
What is the free look period for life insurance in New Jersey?
New Jersey law provides a free look period of 10 days for most life insurance policies. During this time you can cancel the policy for a full refund if you change your mind. This period starts when you receive the policy document.