The top-rated life insurance agent in Clark, New Jersey is Omega Insurance Agency, rated 4.9 stars across 446 reviews. Other highly rated options include Jeffrey Reisel: Allstate Insurance, American Insurance, Michael Lyne - State Farm Insurance Agent. This directory lists 10 life insurance agents serving Clark.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Omega Insurance Agency | 155 Westfield Ave | (908) 355-8765 |
| 2 | Jeffrey Reisel: Allstate Insurance | 1065 Raritan Rd | (732) 381-3100 |
| 3 | American Insurance | 1129 Raritan Rd | (732) 680-4444 |
| 4 | Michael Lyne - State Farm Insurance Agent | 472 Westfield Ave | (732) 340-0500 |
| 5 | Westfield Group | 67 Walnut Ave STE 203 | — |
| 6 | Village Insurance Agency, Inc. | 95 Westfield Ave | (732) 396-4466 |
| 7 | The Pangborn Agency | 133 Westfield Ave | (732) 476-5113 |
| 8 | Thomas Brown - Prudential Financial | 68 Westfield Ave | (732) 382-9203 |
| 9 | New Jersey Agency Network | 1129 Raritan Rd | (732) 680-4444 |
| 10 | Living Equity Group LLC | 227 Lexington Blvd Apartment 2 | (413) 626-7425 |
What Does a a Life Insurance Agent in Clark Cost?
Life insurance costs in New Jersey vary by age, health, coverage amount, and policy type. A healthy 35-year-old in Clark might pay 25 to 50 dollars per month for a 20-year term policy with 500,000 dollars in coverage. Premiums for whole life policies are higher, often starting at 100 dollars per month. Costs also depend on whether you choose a guaranteed issue or medically underwritten policy. This is general information and not insurance advice.
About life insurance agents in Clark
Life insurance agents in Clark, New Jersey help residents find coverage that protects their families and meets state requirements. New Jersey law requires a valid license for anyone selling life insurance, and agents must follow the state insurance code. Local agents can explain how New Jersey estate taxes may affect your policy choices.
Frequently Asked Questions
What license does a life insurance agent in Clark need?
In New Jersey, a life insurance agent must hold a valid producers license from the New Jersey Department of Banking and Insurance. This requires passing a state exam and completing continuing education every two years.
How do I verify an agent is licensed in New Jersey?
You can check an agents license status on the New Jersey Department of Banking and Insurance website. Look for a current license with no disciplinary actions.
What types of life insurance are common in Clark New Jersey?
Common types include term life, whole life, and universal life insurance. Many Clark residents choose term life for temporary coverage or whole life for permanent protection and cash value growth.
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