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Find Life Insurance Agents Near You in Chester, NJ

Browse life insurance agents serving Chester, New Jersey. Updated 2026-07-14.

The top-rated life insurance agent in Chester, New Jersey is Phoenix Insurance Group Inc, rated 4.6 stars across 32 reviews. Other highly rated options include Highstreet Insurance formerly, Paladin Insurance Agency, Life Guard Insurance Agency, Dennis Lamb - State Farm Insurance Agent. This directory lists 11 life insurance agents serving Chester.

Showing 11 life insurance agents in Chester, NJListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Phoenix Insurance Group Inc205 Main St(800) 248-0397
2Highstreet Insurance formerly, Paladin Insurance Agency310 Rte 24 Ste A4(973) 434-7420
3Life Guard Insurance Agency290 US-206(862) 200-9358
4Dennis Lamb - State Farm Insurance Agent555 Main St Fl 2 Rear(908) 879-2616
5The Insurance Outfit32 Collis Ln Ste D(908) 955-7561
6Prime Insurance New Jersey128 Main St(908) 395-0689
7benefitsContinuum, Inc.95 W Main St Ste 5(908) 879-6744
8Tyler Zaborsky Independent Insurance Broker1 Mill Ridge Ln(908) 451-6028
9Prudential Insurance Co1 Mill Ridge Ln(908) 858-3887
10Mazey Reed & Brey Insurance205 Main St #1(908) 359-2222
PI
205 Main St
Phoenix Insurance Group Inc
Life Insurance Agent · Chester, NJ

Phoenix Insurance Group Inc serves Morris County and the surrounding area from its location in Chester, New Jersey, as a life insurance agent. The company offers clients assistance with selecting and managing individual life insurance policies that provide financial protection for families. These services include evaluating coverage needs and helping to navigate policy options available for local residents. Phoenix Insurance Group handles term life insurance and whole life insurance solutions for its Chester-area clients.

HI
310 Rte 24 Ste A4
Highstreet Insurance formerly, Paladin Insurance Agency
Life Insurance Agent · Chester, NJ

Highstreet Insurance, formerly Paladin Insurance Agency, offers a full range of life insurance solutions for individuals and families in the Chester, NJ area. This includes term, whole, and universal life policies to help clients secure their financial futures. The agency provides ongoing policy reviews and beneficiary updates as part of its service plans. It serves a variety of local property owners, including those with single-family homes, apartments, retail spaces, and restaurants.

LG
290 US-206
Life Guard Insurance Agency
Life Insurance Agent · Chester, NJ

Life Guard Insurance Agency in Chester, NJ, serves homeowners, families, and business owners seeking financial protection. The life insurance agent assists clients in selecting term and whole life policies to safeguard their loved ones and estate plans. Policy options can help cover mortgages, education costs, and final expenses. Understanding unique needs and future goals guides personalized coverage choices. The agency also extends its services to families in the Morris County area, including nearby communities such as Mendham and Long Valley.

DL
555 Main St Fl 2 Rear
Dennis Lamb - State Farm Insurance Agent
Life Insurance Agent · Chester, NJ

Dennis Lamb - State Farm Insurance Agent serves the Chester, New Jersey area and nearby communities. This agency handles life insurance, helping local residents protect their families with financial coverage. The agent works with individuals to understand their specific needs, such as income replacement or final expenses. In handling a typical job, the agent reviews a client’s personal situation and goals before recommending a suitable policy option from available offerings.

IO
32 Collis Ln Ste D
The Insurance Outfit
Life Insurance Agent · Chester, NJ

When seeking either a one-time policy review or an ongoing relationship to manage evolving coverage needs, residents of Chester, NJ, can contact The Insurance Outfit. This life insurance agent provides guidance on term and permanent options, helping clients understand how each aligns with long-term financial planning. Standard services typically include policy comparisons, beneficiary designations, and periodic coverage assessments. Service appointments run on a scheduled basis, arranged through direct consultation with the agent to address specific personal or business requirements.

PI
128 Main St
Prime Insurance New Jersey
Life Insurance Agent · Chester, NJ

Prime Insurance New Jersey in Chester offers specialty services in structuring individual and family life insurance policies to meet long-term financial objectives. It provides general service work including policy reviews, beneficiary updates, and coverage adjustments for local residents. The agency helps clients navigate specific seasonal concerns, such as reassessing life insurance needs following major life events like a marriage or the birth of a child in the family.

BI
95 W Main St Ste 5
benefitsContinuum, Inc.
Life Insurance Agent · Chester, NJ

As the seasons change in Chester, many residents reassess their financial protections, finding themselves wondering if their current coverage still fits. benefitsContinuum, Inc. responds to this need by offering personalized guidance as a local life insurance agent. They work in a straightforward manner, helping individuals and families understand term, whole, or universal policy options appropriate for their stage of life. A typical first step involves sitting down for a no‑obligation review of existing policies and financial goals, often starting with a simple inspection or initial assessment of current coverage needs.

TZ
1 Mill Ridge Ln
Tyler Zaborsky Independent Insurance Broker
Life Insurance Agent · Chester, NJ

Tyler Zaborsky Independent Insurance Broker works with clients to secure appropriate life insurance policies, emphasizing financial protection for beneficiaries. This life insurance agent regularly assists individuals in Chester, New Jersey, with selecting coverage that aligns with their long-term planning needs. Services often include reviewing policy options and tailoring recommendations to different personal circumstances. Commercial clients can also be served, including those needing coverage for offices, warehouses, and food service operations.

PI
1 Mill Ridge Ln
Prudential Insurance Co
Life Insurance Agent · Chester, NJ

Prudential Insurance Co, located in Chester, New Jersey, offers life insurance solutions that typically involve a one-time policy purchase with an ongoing coverage period, while clients may also choose to revisit or adjust their plans through recurring service consultations. Serving the local area, the company helps individuals secure financial protection by guiding them through term or whole life policy options tailored to personal needs. Service appointments for policy reviews or new applications generally run on an as-needed basis.

MR
205 Main St #1
Mazey Reed & Brey Insurance
Life Insurance Agent · Chester, NJ

Mazey Reed & Brey Insurance provides life insurance coverage to residents in and around Chester, New Jersey, helping families protect their financial future. The agency also offers commercial life insurance solutions for local businesses seeking to secure their operations. Service extends throughout the surrounding Morris County area, ensuring clients have access to necessary policies. The agency encourages follow-up consultations between regular policy review visits, allowing for adjustments as clients’ life circumstances and financial goals change over time.

PP
4 Mill Ridge Ln Floor 2
PillarIA LLC - Pillar Insurance Associates
Life Insurance Agent · Chester, NJ
(908) 698-0477
pillaria.com

What Does a a Life Insurance Agent in Chester Cost?

Typical life insurance costs in New Jersey vary by age, health, and policy type. A healthy 35-year-old might pay $25 to $50 per month for a 20-year term policy with $500,000 in coverage. Whole life policies often cost $200 to $400 per month for similar coverage. Costs can be higher for older applicants or those with health conditions. This is general information, not insurance advice.

About life insurance agents in Chester

Life insurance agents in Chester, New Jersey help residents find coverage to protect their families. New Jersey requires insurers to offer a 30-day free look period on new life insurance policies. Local agents can explain how state laws affect policy benefits and beneficiary designations.

Frequently Asked Questions

What types of life insurance do agents in Chester offer?

Agents in Chester typically offer term life, whole life, and universal life insurance. They also provide indexed universal life and variable life policies. Each type has different premium structures and cash value growth options.

Do I need a medical exam for life insurance in New Jersey?

Many policies require a medical exam, but some offer no-exam coverage up to certain limits. New Jersey law allows insurers to use medical history and exam results to set premiums. An agent can help you find a policy that fits your health situation.

How does New Jersey law affect life insurance payouts?

New Jersey has a two-year contestability period during which insurers can investigate misstatements on an application. After two years, claims are generally paid unless fraud is proven. Beneficiaries must file a claim with the insurer to receive proceeds.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.