The top-rated life insurance agent in East Northport, New York is Gerald Cawley - State Farm Insurance Agent, rated 4.8 stars across 116 reviews. Other highly rated options include Cathi Phillips - State Farm Insurance Agent, John Daniggelis: Allstate Insurance, Culhane And King Insurance. This directory lists 11 life insurance agents serving East Northport.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Gerald Cawley - State Farm Insurance Agent | 3034 Jericho Tpke | (631) 462-1717 |
| 2 | Cathi Phillips - State Farm Insurance Agent | 86 Larkfield Rd E | (631) 261-5377 |
| 3 | John Daniggelis: Allstate Insurance | 1969 Jericho Tpke | (631) 499-8200 |
| 4 | Culhane And King Insurance | 360 Larkfield Rd | (631) 368-2110 |
| 5 | Friendly Insurance Inc | 577 Larkfield Rd | (315) 203-8893 |
| 6 | DeNapoli Associates Inc- Nationwide Insurance | 272 B Larkfield Rd | (631) 368-1622 |
| 7 | Peter F. Finck: Allstate Insurance | 1969 Jericho Tpke | (631) 499-8200 |
| 8 | Farmers Insurance - Joseph Rouzier | 120 Laurel Rd d | (631) 759-3703 |
| 9 | Canizio Associates | 2083 Jericho Tpke Suite 201 | (631) 864-1212 |
| 10 | State Farm Insurance | 3034 Jericho Tpke | (631) 462-1717 |
Gerald Cawley - State Farm Insurance Agent serves East Northport and the surrounding Suffolk County area, offering life insurance and related financial protection services. The agency helps individuals and families evaluate their coverage needs, focusing on policies that provide financial security for loved ones. Services include term life and whole life insurance options, designed to fit different budget and planning requirements. The office assists clients with policy selection and the application process. It handles final expense planning and mortgage protection policies.
Cathi Phillips - State Farm Insurance Agent in East Northport, NY, provides life insurance policies designed to offer financial protection and peace of mind. Services include helping clients select appropriate coverage and assisting with policy adjustments as needs change. The company offers ongoing support for policy maintenance, including beneficiary updates and payment plan management. It also provides guidance through the claims process to ensure a smooth experience. This agency serves the insurance needs of single-family homes, apartments, retail establishments, and restaurants.
John Daniggelis of Allstate Insurance serves homeowners, renters, and local business owners in East Northport, New York, helping them secure life insurance policies that provide financial protection. The agency assists clients in developing personalized coverage plans designed to meet long-term needs and ensure family stability. Routine policy reviews and support with beneficiaries are offered to help keep plans current. This agency also extends its life insurance services to clients in the surrounding areas of Huntington Station and Greenlawn.
Culhane And King Insurance serves East Northport and the surrounding communities across Long Island, specializing in life insurance agent services. It handles term life, whole life, and universal life policies to help clients secure financial protection for their families. The company assists with policy comparisons and beneficiary designations, tailoring coverage to individual needs and budgets. It generally approaches each case by conducting a thorough needs analysis and explaining available options in clear terms before finalizing a suitable plan.
For families in East Northport, NY, Friendly Insurance Inc distinguishes between term and whole life policies to address one-time and recurring financial planning needs. Term coverage offers temporary protection for specific periods, while whole life policies build cash value over time. Comprehensive life insurance services from a local agent help secure loved ones’ futures against unexpected loss. Assistance with policy selection and beneficiary designations is available as needed, with service appointments arranged on a scheduled or one-time basis according to client preference.
DeNapoli Associates Inc- Nationwide Insurance in East Northport specializes in life insurance products, including term and whole life policies. The agency also offers general insurance services, assisting clients with auto, home, and business coverage needs. Local residents often turn to this agency for guidance on protecting their families’ financial futures. During open enrollment periods, the agency helps customers review and adjust their coverage to align with changing circumstances or life events.
Peter F. Finck: Allstate Insurance works with residents and business owners in East Northport to secure suitable life insurance coverage. The agency regularly helps clients select policies that can provide financial protection for their families. Specialized products may include term life and whole life insurance, each designed to address different long-term needs and budget considerations. Early policy planning ensures beneficiaries receive the intended benefits. The agent can serve local commercial sectors, including offices, warehouses, and food service operations.
As the seasons change in East Northport, homeowners often review their coverage to ensure it meets current family needs. Farmers Insurance - Joseph Rouzier provides guidance on life insurance policies that help protect loved ones financially. The agent assists local residents in understanding how term and whole life options can fit their long-term planning. During an initial consultation, clients discuss their goals and review existing policies. This process includes an inspection of current coverage to identify potential gaps in protection.
Canizio Associates, located in East Northport, NY, provides life insurance services to residents in their local homes, helping families secure financial protection for the future. The agency also offers commercial coverage options for businesses in the surrounding area, ensuring that both personal and professional needs are addressed. Serving a broad region within the community, they maintain consistent contact with clients to review policies as circumstances change. Follow-up appointments between regular visits allow for adjustments and continued support as needed.
State Farm Insurance serves East Northport and the surrounding Suffolk County area, providing life insurance agent services to local residents and businesses. The agency assists clients in understanding various policy options that can help protect their families’ financial futures. Agents work to explain coverage types and help individuals select appropriate plans based on their specific circumstances. These professionals also offer guidance on term life policies and whole life insurance arrangements.
What Does a a Life Insurance Agent in East Northport Cost?
In New York a typical term life policy for a healthy 35-year-old may cost between 20 and 50 dollars per month for 500,000 dollars in coverage. Whole life policies often range from 100 to 300 dollars per month for the same face amount. Costs vary based on age health and policy type. This is general information not insurance advice.
About life insurance agents in East Northport
Life insurance agents in East Northport, New York help residents find policies that comply with New York state regulations. New York requires agents to be licensed by the Department of Financial Services and follow strict disclosure rules. Local agents can guide you through term life whole life and universal life options.
Frequently Asked Questions
What license does a life insurance agent in East Northport need?
Agents must hold a valid New York State life insurance license from the Department of Financial Services. They must complete pre-licensing education and pass a state exam. Continuing education is required every two years to renew the license.
How long do I have to contest a life insurance claim in New York?
Under New York Insurance Law Section 3216, insurers have a two-year contestability period. After two years the insurer cannot deny a claim based on misstatements in the application unless fraud is proven.
Do I need a medical exam for life insurance in East Northport?
Many policies require a medical exam but some offer simplified issue or guaranteed issue plans without one. A local agent can help you find a no-exam policy if you prefer. These policies often have lower coverage limits and higher premiums.
Life Insurance Agents in Other New York Cities
Albany · Amherst · Amityville · Babylon · Baldwinsville · Bay Shore · Bethpage · Binghamton · Brockport · Bronx · Brooklyn · Buffalo · Canandaigua · Cheektowaga · Cicero