The top-rated life insurance agent in Elmont, New York is David Accomando - State Farm Insurance Agent, rated 4.6 stars across 60 reviews. Other highly rated options include Steven Gharagozlo: Allstate Insurance, Douglas Graham - State Farm Insurance Agent, Julia M Mantovi Insurance Agency Inc. This directory lists 11 life insurance agents serving Elmont.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | David Accomando - State Farm Insurance Agent | 1558 Hempstead Turnpike | (516) 355-9220 |
| 2 | Steven Gharagozlo: Allstate Insurance | 1389 Hempstead Turnpike | (516) 569-8000 |
| 3 | Douglas Graham - State Farm Insurance Agent | 731 Elmont Rd | (516) 285-0500 |
| 4 | Julia M Mantovi Insurance Agency Inc | 8 Meacham Ave | (516) 775-3955 |
| 5 | Joseph J. Bologna & Co, Inc. | 1324 Hempstead Turnpike | (516) 437-2150 |
| 6 | LINX BROKERAGE INC | 8 Meacham Ave | (516) 980-0088 |
| 7 | Highland Auto Insurance Company Group | 1975 Linden Blvd 2nd floor ste 201 | (206) 704-9514 |
| 8 | Maveryck Insurance Agency | 153 Locustwood Blvd | (917) 979-4529 |
| 9 | Embassy Auto Insurance | Cheap Car Insurance New York City | 361 Hempstead Turnpike | (347) 448-5739 |
| 10 | The Arjoon Agency | 802 Meacham Ave | (516) 279-1208 |
David Accomando - State Farm Insurance Agent serves the Elmont, New York area and surrounding Nassau County communities. The agency provides life insurance solutions to local residents, helping individuals and families secure financial protection for their loved ones. Services focus on explaining policy options and tailoring coverage to meet specific needs. Common types of policies handled include term life and whole life insurance, which can help cover final expenses or replace lost income.
Homeowners, businesses, and property managers in Elmont, NY can work with Steven Gharagozlo: Allstate Insurance for their life insurance agent needs. The agency helps clients assess their financial obligations and select term or whole life coverage to protect their families or business interests. Policies are tailored to provide income replacement and debt coverage. This agent also serves clients in neighboring communities such as West Hempstead and other parts of the Nassau County metro area.
Douglas Graham - State Farm Insurance Agent in Elmont, NY, provides a range of life insurance products designed to help protect individuals and their families financially. The agency works with clients to review policy options and adjust coverage as personal circumstances change over time. Common services include assisting with policy selection, beneficiary updates, and annual plan reviews to ensure alignment with current needs. The agent services single-family homes, apartments, retail businesses, and restaurants in the local area.
Serving Elmont, NY, and the surrounding Nassau County communities, Julia M Mantovi Insurance Agency Inc provides life insurance agent services. It handles term life, whole life, and universal life policies for individuals and families seeking financial protection. The agency assists clients by assessing personal coverage needs, comparing available policy options, and explaining benefit structures in plain language. It then guides each client through application completion and the underwriting process to secure an appropriate life insurance plan.
Joseph J. Bologna & Co, Inc. in Elmont, NY differentiates between helping clients select a single life insurance policy for immediate needs and establishing a longer-term plan with periodic policy reviews. The company can explain coverage differences between term, whole, and universal policies to match a client’s budget and family goals. Throughout the process, the agent guides applicants through underwriting and claims procedures. Service is provided entirely on an as-needed basis to discuss new policies or modify existing coverage.
Linx Brokerage Inc in Elmont, NY specializes in assessing individual life insurance coverage options for local families and households. Its general service work includes reviewing policy features, comparing available plans, and assisting clients with applications and documentation. The company provides guidance throughout the year for standard coverage needs. During tax-filing season, it helps residents evaluate how their life insurance holdings might affect estate planning and beneficiary arrangements.
As the seasons change in Elmont, many residents begin reviewing their coverage needs to ensure their families are protected against unexpected financial hardship. Highland Auto Insurance Company Group operates in this category, offering life insurance agent services designed to help local clients select appropriate policies for their stage of life. The agency assists with term or whole life plans, guiding customers through coverage options that align with their budget and long-term goals. An initial consultation is the first step, during which a client’s financial situation and protection priorities are carefully assessed.
Maveryck Insurance Agency provides life insurance coverage to individuals and families in Elmont, NY. The agency primarily specializes in term and whole life policies designed to protect financial security and future income. Additional services include underwriting for critical illness riders and accidental death benefits. The agency works closely with clients to evaluate appropriate coverage levels based on personal circumstances. Commercial sectors that Maveryck Insurance serves include local offices, warehouses, and food service establishments.
Embassy Auto Insurance | Cheap Car Insurance New York City in Elmont, NY provides life insurance agent services to homeowners and renters in the local area. Commercial coverage is available for small business owners seeking personal life insurance policies. The agency serves clients throughout Nassau County and the surrounding New York City boroughs. Every inquiry receives attention designed to customize coverage for individual financial situations. After a policy is placed, the office schedules follow-up calls to address any changes before the next regular visit.
The Arjoon Agency in Elmont, NY, is known for helping individuals and families secure financial protection through life insurance policies. Its service range includes term life, whole life, and universal life options tailored to client goals and budgets. The agency works with local residents to assess coverage needs based on income, debts, and future plans like education or retirement. An added specialty it offers is final expense insurance, designed to cover end-of-life costs without burdening survivors.
What Does a a Life Insurance Agent in Elmont Cost?
Life insurance costs in New York depend on your age health and coverage amount. A healthy 35 year old might pay between 20 and 50 dollars per month for a 500 thousand dollar term policy. Older applicants or those with health issues may pay higher rates. New York law requires insurers to use approved rate tables. This is general information and not insurance advice.
About life insurance agents in Elmont
A life insurance agent in Elmont New York can help you choose a policy that fits your needs and budget. New York State requires all life insurance agents to hold a valid license from the Department of Financial Services. Working with a local agent allows you to discuss coverage options in person and get guidance on New York specific regulations.
Frequently Asked Questions
What license does a life insurance agent in Elmont need?
In New York a life insurance agent must hold a valid license issued by the New York State Department of Financial Services. The agent must complete pre licensing education and pass a state exam. You can verify an agents license on the DFS website.
How long does it take to get life insurance in New York?
The timeline varies by policy type. Term life insurance can be approved in a few weeks if you are in good health. New York law gives you a 10 day free look period after you receive the policy to cancel for a full refund.
Are there New York specific laws for life insurance policies?
Yes New York has strict consumer protections. For example insurers cannot deny coverage based on genetic testing results. Also New York requires a 30 day grace period for premium payments before a policy lapses.
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