The top-rated life insurance agent in Fairport, New York is Ryan Bush - State Farm Insurance Agent, rated 5.0 stars across 533 reviews. Other highly rated options include Alliance Group Insurance, Rita Prince - State Farm Insurance Agent, Empire One Insurance Consultants. This directory lists 17 life insurance agents serving Fairport.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ryan Bush - State Farm Insurance Agent | 6605 Pittsford Palmyra Rd # E1 | (585) 485-0079 |
| 2 | Alliance Group Insurance | 1341 Fairport Rd | (585) 388-8001 |
| 3 | Rita Prince - State Farm Insurance Agent | 137 N Main St | (585) 223-4700 |
| 4 | Empire One Insurance Consultants | 6605 Pittsford Palmyra Rd W1 | (585) 433-0000 |
| 5 | Fujimura Insurance Agency | 255 Fairport Village Landing | (585) 690-6983 |
| 6 | John Bartlett - State Farm Insurance Agent | 30 Jefferson Ave | (585) 377-1270 |
| 7 | Samuel Arazoza: Allstate Insurance | 305 Packetts Landing | (585) 203-9360 |
| 8 | Amica Mutual Insurance Company | 370 Woodcliff Dr Suite 100 | (800) 852-6422 |
| 9 | Kloss Agency- Insurance Solutions | 111 Parce Ave #19 | (585) 633-8792 |
| 10 | AG / Gaesser Agency, Inc. | 1220 Fairport Rd | (585) 381-0394 |
Ryan Bush - State Farm Insurance Agent in Fairport, New York, is known for providing local life insurance options to individuals and families. The agency helps clients in the surrounding community assess their financial protection needs through straightforward policy discussions. This service extends to evaluating coverage amounts for income replacement, mortgage protection, and final expenses. Over time, customers can also receive guidance on adding policy riders for enhanced benefit options.
Alliance Group Insurance serves the Fairport, New York metro and surrounding Monroe County area as a local life insurance agency. The company assists residents with evaluating their long-term financial protection needs and selecting appropriate coverage policies. Their work involves explaining how different life insurance products can support beneficiaries and estate plans. They handle term life insurance for temporary needs and whole life policies that build cash value for lifetime protection.
Rita Prince - State Farm Insurance Agent in Fairport, NY, provides a full range of life insurance services, including term, whole, and universal life policies. The agency assists clients in reviewing their current coverage and adjusting their plans to meet changing needs. It offers ongoing policy maintenance and periodic reviews to ensure beneficiaries remain correctly designated. These services support individuals and families alongside local businesses. Rita Prince's agency serves single-family homes, apartments, retail locations, and restaurants in Fairport and the surrounding area.
Empire One Insurance Consultants serves Fairport, New York, and the surrounding Monroe County communities, handling life insurance coverage for local residents and families. The agency guides clients through term, whole, and universal life policy options to match diverse financial goals. It assesses each person’s income, debts, and long-term obligations before recommending appropriate coverage amounts. The firm typically works face-to-face with clients to clarify policy terms and tailor benefits to specific life stages and protection needs.
Fujimura Insurance Agency specializes in term, whole, and universal life insurance policies to protect families and individuals in Fairport, New York. It also offers guidance on selecting appropriate coverage amounts and policy riders. Beyond straightforward policy sales, the agency assists clients with integrating life insurance into broader financial planning for long-term security. For residents concerned about how a sudden loss of income might impact mortgage payments or college savings during the winter holidays, the agency can review existing policies or discuss new coverage options.
Life insurance agents often assist clients with either temporary term policies or permanent coverage that builds cash value over time. John Bartlett, a State Farm Insurance agent in Fairport, NY, guides residents through these and other life insurance choices, helping to tailor a financial safety net for loved ones. This agent offers services on an as-needed basis for new policy consultations and periodic reviews of existing coverage.
As a new season begins, Fairport homeowners and small business owners may want to review how their current coverage fits their changing needs. Samuel Arazoza: Allstate Insurance helps local clients understand life insurance options that can offer financial protection for those who depend on them. Discussions focus on typical policy features such as term or whole life choices. Each recommendation follows an individual needs analysis. A complimentary initial policy assessment is then scheduled to review the applicant's current situation.
Amica Mutual Insurance Company in Fairport, NY serves homeowners and renters seeking financial protection through life insurance policies. The agency helps clients review coverage options tailored to personal needs, including term and whole life plans. It also assists business owners in Fairport with key person and buy-sell agreements. These services are designed to provide financial security for families and companies in the area. The agency also covers the greater Rochester metro region, including nearby communities such as Pittsford and Penfield.
Based in Fairport, NY, Kloss Agency- Insurance Solutions assists individuals with their financial protection needs. The agency specializes in life insurance policies designed to provide coverage for unexpected events and future planning. They work with clients to understand options for safeguarding families and assets. Services can be arranged for a range of commercial sectors, including offices that require key person coverage, warehouses needing liability protection, and food service establishments seeking risk management solutions.
Serving residential clients throughout Fairport, NY, and offering commercial coverage across the greater area, AG / Gaesser Agency, Inc. provides life insurance agent services to local households and businesses. Policies are selected based on each client’s individual financial situation and future needs. Between regular visits, the agency follows up with policyholders to review any changes in their circumstances and adjust coverage accordingly.
What Does a a Life Insurance Agent in Fairport Cost?
Life insurance costs in New York vary based on age, health, policy type, and coverage amount. A typical term life policy for a healthy 35-year-old in Fairport might range from 20 to 50 dollars per month for a 250,000 dollar policy. Whole life policies are more expensive, often starting at 100 dollars per month. Costs can be higher for older applicants or those with health conditions. This is general information, not insurance advice.
About life insurance agents in Fairport
Life insurance agents in Fairport, New York help residents find coverage that meets their needs. New York state law requires all life insurance agents to be licensed by the New York State Department of Financial Services. Local agents can explain options such as term life, whole life, and universal life policies available to Fairport residents.
Frequently Asked Questions
What license does a life insurance agent need in New York?
A life insurance agent in New York must hold a valid insurance producer license issued by the New York State Department of Financial Services. This license requires completing pre-licensing education and passing a state exam.
Are there specific New York laws for life insurance policies?
Yes, New York has a free look period of at least 10 days for life insurance policies. This allows you to cancel the policy for a full refund within that time. New York also requires insurers to offer accelerated death benefits for terminal illness.
How do I choose a life insurance agent in Fairport?
Look for an agent who is licensed in New York and has experience with policies that fit your needs. You can verify an agents license through the New York State Department of Financial Services website.
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