The top-rated life insurance agent in Freeport, New York is Lilian Rodriguez: Allstate Insurance Services, rated 4.9 stars across 68 reviews. Other highly rated options include DCAP Insurance, Ken Dookram - State Farm Insurance Agent, William Bonomo: Allstate Insurance. This directory lists 14 life insurance agents serving Freeport.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lilian Rodriguez: Allstate Insurance Services | 386 Atlantic Ave | (516) 489-6900 |
| 2 | DCAP Insurance | 17 Sunrise Hwy | (516) 379-8900 |
| 3 | Ken Dookram - State Farm Insurance Agent | 49 W Merrick Rd | (516) 378-4466 |
| 4 | William Bonomo: Allstate Insurance | 149 W Merrick Rd | (516) 868-7900 |
| 5 | Mike Saadati: Allstate Insurance | Freeport, NY 11520 | (516) 539-9000 |
| 6 | White & Re Agency | 113 Sunrise Hwy B | (516) 378-5555 |
| 7 | Careful Trust Inc Co | 45 Church St | (516) 331-2427 |
| 8 | Insurance Associates, Inc. | 30 S Ocean Ave | (516) 234-6352 |
| 9 | American Agency Inc | 140 S Ocean Ave | (516) 379-3600 |
| 10 | Maria Merino: Primerica - Financial Services | 82 Pine St STE 203 | (516) 379-0560 |
Lilian Rodriguez: Allstate Insurance Services serves clients throughout Nassau County from its Freeport location. The agency specializes in life insurance agent work, helping individuals secure financial protection for their families. Policies are designed to provide benefits that assist with final expenses or replace lost income after a death occurs. The office guides clients through selecting appropriate coverage based on personal needs and budget. Life insurance from this agency can help ensure that dependents are not burdened by end-of-life costs or outstanding debts. It also handles term and whole life policy options.
DCAP Insurance serves Freeport, New York, and the broader Nassau County area, specializing in life insurance agent services. The firm helps local residents assess their coverage needs, guiding them through term and whole life policy options. Clients rely on the agency for straightforward advice on building financial security for their families. Services include policy comparisons to match individual budgets and long-term goals. DCAP Insurance also handles applications for final expense plans and accidental death coverage.
Ken Dookram - State Farm Insurance Agent, located in Freeport, NY, provides a comprehensive range of life insurance policies designed to help protect local families and their financial futures. The agency works with clients to review existing coverage and explore options suited to changing needs. Regular policy reviews and updates are offered to ensure plans remain aligned with personal circumstances over time. The firm services a variety of residential and commercial properties throughout the area, including single-family homes, apartments, retail spaces, and restaurants.
Homeowners, business owners, and property managers in Freeport, New York, turn to William Bonomo: Allstone Insurance for their life insurance agent needs. This agency helps clients evaluate term life, whole life, and universal life policies to protect loved ones and secure financial futures. Personalized consultations focus on finding appropriate coverage amounts and policy structures. The agency also serves communities throughout greater Nassau County, including the nearby areas of Baldwin and Oceanside.
Mike Saadati: Allstate Insurance provides life insurance coverage options designed to help protect individuals and their families financially. Ongoing policy reviews ensure plans remain aligned with changing personal and financial circumstances. Claims support and regular consultations help maintain suitable coverage over time. Located in Freeport, New York, this agency services a variety of property types, including single-family homes, apartments, retail locations, and restaurants.
Serving Freeport, New York, and the surrounding Nassau County communities, White & Re Agency handles life insurance policies designed to protect families and individuals. The agency addresses various life insurance needs, including term and permanent coverage options. It typically begins each job by reviewing a client's personal financial situation and long-term goals. From there, the agency selects appropriate policy products from available carriers, presents clear comparisons, and guides the client through the application and underwriting process.
Careful Trust Inc Co assists clients in Freeport, NY, distinguishing between term policies designed for temporary coverage needs and whole life options that build cash value over time. Life insurance agents here help individuals assess their financial obligations and future goals before selecting appropriate protection amounts. The company provides consultation to review current coverage and adjust plans as life circumstances change. Services are available on a scheduled basis by appointment.
Insurance Associates, Inc. in Freeport, NY specializes in term and whole life insurance policies for individuals and families. It also helps clients understand and select appropriate coverage levels for long-term financial protection. The firm typically addresses common planning needs such as income replacement and final expense management. For residents concerned about how inflation or changing family circumstances may affect their existing coverage, the agency assists with policy reviews and adjustments during open enrollment periods each fall.
As families in Freeport begin reviewing their financial plans for the new year, American Agency Inc provides guidance on life insurance coverage to help protect loved ones and secure long-term stability. The agency works with local clients to evaluate individual needs, explaining how different policy types support income replacement, debt coverage, and estate planning. A typical first step involves a complimentary initial consultation to assess current coverage and discuss available options tailored to the household’s specific situation.
Serving the Freeport area, this company provides life insurance coverage designed to help protect individuals and their families from financial uncertainty. As a specialist in this field, the agency offers term life policies and related financial services to address long-term security needs. It assists clients in planning for future obligations such as income replacement and final expenses. The firm can serve commercial sectors including local offices, warehouses, and food service establishments needing to safeguard their business operations.
What Does a a Life Insurance Agent in Freeport Cost?
Life insurance costs in Freeport New York vary by age health and coverage amount. A typical term life policy for a healthy 35 year old may cost 20 to 40 dollars per month for 250000 dollars of coverage. Whole life policies cost more often starting at 100 dollars per month for the same amount. New York state requires insurers to use standard rates approved by the Department of Financial Services. This is general information and not insurance advice.
About life insurance agents in Freeport
Life insurance agents in Freeport, New York help residents find policies that meet their financial needs. New York state law requires agents to be licensed and follow strict regulations under the New York State Department of Financial Services. Local agents understand the specific needs of Freeport families and businesses.
Frequently Asked Questions
What license does a life insurance agent need in Freeport New York?
A life insurance agent in Freeport must hold a valid New York State insurance license. This license requires completing pre-licensing education and passing a state exam. Agents must also complete continuing education every two years to renew their license.
How long does it take to get life insurance in Freeport New York?
The process can take from a few days to several weeks depending on the policy type. New York state allows a free look period of at least 10 days after you receive the policy. During this time you can cancel for a full refund.
What is the New York guaranteed issue life insurance rule?
New York law requires insurers to offer guaranteed issue life insurance to eligible residents aged 50 to 75. This policy has a maximum death benefit of 25000 dollars. No medical exam is required and coverage cannot be denied for health reasons.
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