The top-rated life insurance agent in Fulton, New York is Janet Lake - State Farm Insurance Agent, rated 4.9 stars across 88 reviews. Other highly rated options include Horan Companies - The Insurance Place, OVIA Insurance Agencies, Paul Crisafulli - State Farm Insurance Agent. This directory lists 10 life insurance agents serving Fulton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Janet Lake - State Farm Insurance Agent | 501 1/2 S 2nd St | (315) 887-4037 |
| 2 | Horan Companies - The Insurance Place | 67 S 2nd St | (315) 592-2961 |
| 3 | OVIA Insurance Agencies | 60 S 1st St | (315) 598-4278 |
| 4 | Paul Crisafulli - State Farm Insurance Agent | 210 Oneida St | (315) 593-2434 |
| 5 | Eastern Shore Insurance Agency | 101 Cayuga St | (315) 598-6000 |
| 6 | Robert J MacDougall Agency Inc | 18 Nestle Ave | (315) 598-2745 |
| 7 | Smart Insurance agency Fulton | 696 Silk Rd | (315) 592-7850 |
| 8 | Canale Insurance & Accounting | 201 S 2nd St | (315) 598-2255 |
| 9 | Nationwide Insurance: Lance D Wiltse | 120 Cayuga St Ste D | (315) 592-3537 |
| 10 | Ballard & Associates | 215 S 1st St | (877) 374-1783 |
Janet Lake - State Farm Insurance Agent serves the Fulton, New York area as a local life insurance agent. The office helps individuals protect their families financial futures with personalized life coverage options. They guide clients through term and whole life policies designed to meet different needs and budgets. Policyholders receive support during annual reviews and when updating beneficiaries. The agency also provides assistance with annuities and final expense insurance to ensure comprehensive end-of-life planning for local residents.
Horan Companies - The Insurance Place serves residents in Fulton, New York, with life insurance policies tailored to individual needs. The agency also handles commercial coverage for local businesses within the surrounding area. Life insurance agents at the firm advise on term and whole life options for families and enterprises alike. After an initial policy is placed, the company provides follow-up service for policy reviews and adjustments during regular annual visits.
OVIA Insurance Agencies serves homeowners, businesses, and property managers in Oswego, New York, who need life insurance coverage. The firm assists clients in assessing their financial protection needs and selecting appropriate policy options. It provides guidance on term and whole life plans that can help secure beneficiaries’ futures and cover final expenses. This agency supports local residents and commercial clients throughout the Oswego area. It also extends its services to neighboring Fulton, offering life insurance assistance to that community as well.
Paul Crisafulli - State Farm Insurance Agent in Fulton, NY, provides a full range of life insurance policies tailored for individual and family financial protection. The agency offers ongoing policy reviews and coverage adjustments to help clients adapt to changing life circumstances. It assists with claims filing and beneficiary updates to maintain smooth long-term service. The agency services single-family homes, apartments, retail businesses, and restaurants needing personal or business life insurance solutions.
Eastern Shore Insurance Agency in Fulton, NY, serves homeowners, businesses, and property managers seeking life insurance coverage. The agency works with clients to understand their individual risk profiles and financial needs, explaining policy options that can provide income replacement or debt protection. Its agents assess each situation to recommend suitable term or permanent life plans. The firm also extends its services to residents and business owners in the neighboring community of Oswego and throughout the greater Oswego County area.
Serving the greater Fulton area and surrounding Oswego County communities, Robert J MacDougall Agency Inc provides life insurance agent services. The agency assists clients with various life insurance products designed to offer financial protection for families and beneficiaries. They work with individuals to assess their specific needs and coverage options. In handling a typical job, the agent takes time to review a client’s financial situation and goals before recommending an appropriate policy solution tailored to those requirements.
Smart Insurance Agency Fulton helps clients choose between a single policy for immediate coverage and ongoing plans that adjust as life changes. Their life insurance agents explain term, whole, and universal options for families and individuals in Fulton, New York. Services focus on protecting beneficiaries from financial hardship due to unexpected loss. Clients typically meet for an initial consultation, and additional service runs on an as-needed basis when policy reviews or updates are requested.
Canale Insurance & Accounting, based in Fulton, New York, is known for its combined focus on financial protection and tax guidance. The company provides life insurance policies designed to help local families and individuals secure their beneficiaries’ financial future. These plans typically offer straightforward term or permanent coverage to meet varying budget and long-term needs. Agents assist clients in reviewing personal circumstances to select appropriate benefit amounts. This service can be supplemented with retirement income planning to complement a basic policy.
As a life insurance agent, Nationwide Insurance: Lance D Wiltse offers specialty services in term and whole life policies to help secure financial futures. The agency serves the Fulton, NY area by guiding clients through coverage options for income replacement and final expenses. It assists individuals in evaluating protection against debts and mortgages. For those concerned about securing family stability after a loss, the agent helps address needs such as insuring a spouse or providing for children through the end of the year.
As seasons change or families grow in Fulton, life insurance needs often shift alongside new responsibilities and long-term goals. Ballard & Associates helps local residents assess appropriate coverage options for protecting loved ones and securing financial stability. This agent can clarify different policy structures and address common concerns about beneficiaries and future planning. The process begins with a straightforward initial assessment conversation to review current coverage gaps and household priorities.
What Does a a Life Insurance Agent in Fulton Cost?
Life insurance agent services in Fulton typically do not charge a separate fee because agents earn commission from the insurance company. Premiums for a term life policy in New York can range from 20 to 100 dollars per month for a healthy 35-year-old, depending on the coverage amount. Whole life policies often cost 100 to 300 dollars per month or more. Costs vary by age, health, policy type, and coverage amount. This is general information, not insurance advice.
About life insurance agents in Fulton
Life insurance agents in Fulton, New York help residents find policies that protect their families and meet state regulations. New York law requires agents to be licensed by the Department of Financial Services. Local agents can guide you through term life, whole life, and universal life options tailored to Oswego County.
Frequently Asked Questions
What license does a life insurance agent need in New York?
Agents must hold a valid New York State insurance license. They must complete pre-licensing education and pass a state exam. Continuing education is required every two years to renew the license.
How do I verify a life insurance agent in Fulton?
You can check an agents license status on the New York Department of Financial Services website. Look for a valid license number and confirm there are no disciplinary actions. This ensures the agent is authorized to sell policies in New York.
What is the free look period for life insurance in New York?
New York law provides a 10-day free look period for most life insurance policies. During this time you can cancel the policy for a full refund. This applies from the date you receive the policy document.
Life Insurance Agents in Other New York Cities
Albany · Amherst · Amityville · Babylon · Baldwinsville · Bay Shore · Bethpage · Binghamton · Brockport · Bronx · Brooklyn · Buffalo · Canandaigua · Cheektowaga · Cicero