The top-rated life insurance agent in Garden City, New York is Liam Masterson - State Farm Insurance Agent, rated 4.9 stars across 195 reviews. Other highly rated options include ShelterPoint Life Insurance Company, Sean McCarthy - State Farm Insurance Agent, Patriot Growth Insurance Services. This directory lists 19 life insurance agents serving Garden City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Liam Masterson - State Farm Insurance Agent | 725 Franklin Ave | (516) 222-0777 |
| 2 | ShelterPoint Life Insurance Company | 1225 Franklin Ave #475 | (800) 365-4999 |
| 3 | Sean McCarthy - State Farm Insurance Agent | 1100 Stewart Ave Ste 3 | (516) 302-4457 |
| 4 | Patriot Growth Insurance Services | 377 Oak St #404 | (516) 419-5050 |
| 5 | Leo Fernandez: Allstate Insurance | 647 Franklin Ave Ste 200 | (516) 292-5100 |
| 6 | Schulman Insurance | 825 E Gate Blvd Suite 320 | (516) 632-5225 |
| 7 | The Drake Insurance Agency | 26 Nassau Blvd | (516) 916-4020 |
| 8 | The Town Agency, Inc. | 1205 Franklin Ave #102 | (516) 294-1000 |
| 9 | Acrisure Garden City, NY (Whitmore Group Ltd.) | 370 Old Country Rd | (516) 746-4141 |
| 10 | Clancy & Clancy, a Division of RMS Insurance Brokerage, LLC | 100 Ring Rd W #210 | (516) 746-2155 |
Liam Masterson - State Farm Insurance Agent in Garden City, NY, offers a range of life insurance products including term, whole, and universal policies. The practice assists clients in selecting appropriate coverage levels and riders to tailor a plan for their long-term financial needs. Regular policy reviews are encouraged to adjust beneficiaries and benefits as life circumstances change. The agent services single-family homes, apartments, retail spaces, and restaurants in the local area.
ShelterPoint Life Insurance Company serves the Nassau County area from its Garden City, New York location. This life insurance agent provides individuals and families with financial protection planning through various policy options. The company specializes in helping clients assess their long-term coverage needs to safeguard loved ones against financial hardship. Assistants guide customers through the process of selecting appropriate plans that align with personal circumstances and budget considerations. ShelterPoint handles term life insurance for temporary coverage periods as well as whole life policies offering permanent protection.
Sean McCarthy serves homeowners, businesses, and property managers in Garden City, New York with life insurance coverage tailored to their financial needs. He assists clients in protecting their families and assets through policies that provide long-term financial security. The agency works to explain coverage options clearly, helping customers make informed decisions about their life insurance. Sean McCarthy also extends his life insurance services to the surrounding communities of Nassau County and the broader Long Island metropolitan area.
Patriot Growth Insurance Services serves clients in Garden City and the surrounding Nassau County communities. It handles life insurance policies designed to protect families against financial hardship from an unexpected death. The company works with individuals to evaluate their current coverage needs based on household income and future obligations. It typically approaches each case by reviewing a client’s specific financial situation and then comparing available term or whole life options to find a suitable fit.
For life insurance, clients may choose either a one-time policy, such as term coverage for a set period, or a recurring service like whole life insurance, which builds cash value over time. Leo Fernandez: Allstate Insurance in Garden City, NY offers guidance on both options to match individual financial goals. Coverage helps ensure beneficiaries are protected after a loss, with policies available for various needs in the local area. Service for this local life insurance agency runs on an as-needed basis for policy inquiries and annual reviews.
Schulman Insurance provides specialized life insurance services, focusing on policy selection and financial protection planning for clients. As a Garden City, NY life insurance agent, it also offers general coverage guidance, helping families assess their long-term needs and secure appropriate benefit amounts. The company assists with adjusting coverage after major life events such as marriage, home purchase, or the birth of a child. It also helps clients evaluate options for income replacement during seasonal employment shifts or temporary career transitions.
As homeowners in Garden City plan for the future, safeguarding their family’s financial stability becomes a key priority this season. The Drake Insurance Agency offers life insurance policies that help meet that local need by providing coverage recommendations aligned with individual circumstances. An agent begins by meeting with clients to discuss their long-term goals and current obligations. An initial assessment of the client’s personal financial situation and coverage requirements is then conducted to begin the process.
Serving residential clients in Garden City and the surrounding area, The Town Agency, Inc. provides life insurance agent services for individuals and families. Commercial coverage options are also available for local business owners. Residents, workers, and commuters across Nassau County benefit from a professional approach to policy planning, enrollment, and beneficiary review. Between regular visits, agents remain accessible for follow-up support on policy adjustments, billing questions, and beneficiary changes as clients’ circumstances evolve.
Acrisure Garden City, NY (Whitmore Group Ltd.) provides life insurance services to individuals and families in the local area, specializing in term and permanent policy options. It also offers supplemental coverage add-ons such as accidental death and critical illness riders to tailor benefits. The agency serves a range of commercial sectors, including offices, warehouses, and food service establishments.
What Does a a Life Insurance Agent in Garden City Cost?
Life insurance costs in Garden City vary by age, health, coverage amount, and policy type. A healthy 35 year old might pay between 25 and 50 dollars per month for a 20 year term policy with 500,000 dollars in coverage. Whole life policies typically cost more, often starting at 100 dollars per month for the same coverage amount. New York also imposes a state premium tax of 2 percent on most life insurance policies. This is general information, not insurance advice.
About life insurance agents in Garden City
Life insurance agents in Garden City, New York help residents and businesses choose the right coverage to protect their families and assets. New York State has specific regulations under Insurance Law Article 32 that govern life insurance policies and agent licensing. A local agent can guide you through options like term life, whole life, and universal life policies tailored to your needs.
Frequently Asked Questions
What does a life insurance agent in Garden City do?
A life insurance agent helps you compare policies from different carriers, explains coverage options, and assists with the application process. They must be licensed by the New York State Department of Financial Services. They can also help you review existing policies to ensure they still meet your needs.
How do I choose a life insurance agent in Garden City?
Look for an agent who is licensed in New York and has experience with the type of policy you need. You can check an agents license status on the New York State Department of Financial Services website. Ask about their experience with local carriers and their approach to finding the right coverage for your situation.
Are there New York specific rules for life insurance policies?
Yes, New York has a free look period of at least 20 days after you receive a life insurance policy. During this time you can cancel for a full refund. New York also requires life insurance agents to provide a policy summary and buyers guide before you purchase a policy.
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