The top-rated life insurance agent in Hempstead, New York is Ana Perez-Vukovic - State Farm Insurance Agent, rated 4.9 stars across 505 reviews. Other highly rated options include Danny Trujillo - State Farm Insurance Agent, Franklin Pen Agency Inc., Healthfirst. This directory lists 13 life insurance agents serving Hempstead.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ana Perez-Vukovic - State Farm Insurance Agent | 80 Front St | (516) 481-4440 |
| 2 | Danny Trujillo - State Farm Insurance Agent | 727 Fulton Ave | (516) 743-9099 |
| 3 | Franklin Pen Agency Inc. | 369 Peninsula Blvd | (516) 506-7900 |
| 4 | Healthfirst | 242 Fulton Ave | (844) 576-3355 |
| 5 | DCAP Insurance / The TaxZone | 33 Main St | (516) 538-3227 |
| 6 | Latin Insurance Brokerage | LIB Car & Business Insurance Solutions | 123 Main St | (516) 485-8400 |
| 7 | Maria Judy Gonzalez: Allstate Insurance | 80 Clinton St Ste A | (516) 206-1080 |
| 8 | North Franklin Brokerage | 13 N Franklin St | (516) 564-5656 |
| 9 | Hempstead Agency Inc | 119 Jackson St | (516) 219-9672 |
| 10 | Anthem Blue Cross and Blue Shield | 127 Fulton Ave | (888) 809-8009 |
Ana Perez-Vukovic - State Farm Insurance Agent serves the Hempstead, NY, metro area. The agency provides life insurance products designed to help individuals and families plan for financial security. Policies aim to protect loved ones from economic hardship upon the policyholder's death. This office assists clients in reviewing their coverage needs and exploring policy options. It handles term life and whole life insurance policies for local residents.
Danny Trujillo - State Farm Insurance Agent in Hempstead, NY, works with clients to secure life insurance policies that provide financial protection for their families. The agency assists individuals in evaluating coverage amounts and policy terms to suit specific needs planning for long-term security. Ongoing support includes annual policy reviews and beneficiary updates as life circumstances change. Services also address the insurance requirements for single-family homes, apartments, retail establishments, and restaurants within the local area.
Franklin Pen Agency Inc. serves homeowners and local business owners in Hempstead, New York, by providing life insurance policies that help protect families and secure business continuity. The agency works with clients to understand their coverage needs, whether for income replacement or final expense planning. Its services extend to assisting renters and property managers in the surrounding Nassau County area, including communities such as Uniondale.
Serving Hempstead and the surrounding Nassau County communities, Healthfirst assists individuals and families with life insurance needs. It handles term, whole, and universal life policies to help clients build financial protection and leave a legacy for loved ones. The agent works closely with each client to understand their unique financial situation and long-term goals, then presents policy options that align with their budget and coverage requirements. To ensure an informed decision, the agent provides clear comparisons of policy benefits and limitations.
At DCAP Insurance / The TaxZone in Hempstead, NY, clients encounter a clear distinction between one-time policy purchases and recurring service arrangements for life insurance coverage. The firm provides guidance on term and whole life options to protect local families and individuals from financial uncertainty. The representative reviews existing policies and recommends new coverage based on changing needs. Service operates on an as-needed basis, with clients scheduling appointments for reviews or new applications when beneficial.
Latin Insurance Brokerage | LIB Car & Business Insurance Solutions in Hempstead, NY, specializes in life insurance agency services, offering tailored policy options to protect families and business owners. These agents guide clients through term, whole, and universal life plans, ensuring coverage aligns with individual financial goals and estate needs. Beyond life insurance, the firm provides general risk management consultation for local residents and commercial operators. During open enrollment seasons, it helps clients adjust life coverage alongside health plan changes, safeguarding dependents against unforeseen income loss from critical illness or sudden passing.
As homeowners along Long Island prepare for seasonal storms or family changes that require policy updates, Maria Judy Gonzalez: Allstate Insurance helps Hempstead residents review their life insurance coverage. This local life insurance agent offers tailored guidance to individuals and families seeking financial protection for their beneficiaries. Factors such as mortgage obligations and education costs are considered during personalized consultations. A comprehensive policy review and needs assessment are scheduled for each new client.
North Franklin Brokerage in Hempstead, NY provides life insurance agent services to local residents. The company focuses on helping individuals select suitable policy options for their protection needs. It can assist with term life, whole life, and similar coverage types from various underwriters. Beyond personal policies, the agency also addresses insurance requirements for commercial sectors, specifically offices, warehouses, and food service businesses in and around Nassau County.
Hempstead Agency Inc, operating in Hempstead, NY, is known for connecting local residents with appropriate life insurance policies to provide financial protection for their families. The agency’s service range includes helping clients understand policy types, from term life to whole life options, to match individual coverage needs and long-term goals. It also assists with evaluating policy riders that can customize a beneficiary payout timeline. As a specialty service, it can add on funeral expense coverage to existing plans for more complete end-of-life planning.
Anthem Blue Cross and Blue Shield provides life insurance agent services to residents in and around Hempstead, New York. The company also assists local commercial clients with their coverage needs across the greater Nassau County area. This agency helps individuals and businesses navigate policy options to protect their financial future. Clients can rely on the office for follow-up service and policy adjustments between their regular annual reviews, ensuring coverage remains aligned with changing life circumstances.
What Does a a Life Insurance Agent in Hempstead Cost?
In New York, term life insurance premiums for a healthy 35 year old can range from 20 to 50 dollars per month for a 500,000 dollar policy. Whole life insurance typically costs more, often between 100 and 300 dollars per month for the same coverage. Costs vary based on age, health, policy type, and coverage amount. This is general information, not insurance advice.
About life insurance agents in Hempstead
Life insurance agents in Hempstead, New York help residents choose policies that protect their families and comply with state regulations. New York requires agents to hold a valid license from the Department of Financial Services and follow strict disclosure rules. Local agents can guide you through term, whole, and universal life options tailored to your needs.
Frequently Asked Questions
What license does a life insurance agent need in New York?
Agents must hold a New York State insurance license issued by the Department of Financial Services. They must complete pre-licensing education and pass a state exam. Continuing education is required every two years to renew the license.
How long does it take to get a life insurance policy in Hempstead?
The process can take from a few days to several weeks depending on the policy type and your health. New York law requires a free look period of at least 10 days after you receive the policy. During this time you can cancel for a full refund.
Are there special rules for life insurance in New York?
Yes, New York has strict regulations including a minimum free look period and limits on policy fees. The state also requires agents to provide a buyers guide and policy summary before you purchase. These rules help protect consumers.
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