The top-rated life insurance agent in Ithaca, New York is Zach Clark - State Farm Insurance Agent, rated 5.0 stars across 376 reviews. Other highly rated options include Nick Romo - State Farm Insurance Agent, Adam Megivern - State Farm Insurance Agent, Bailey Place Insurance. This directory lists 20 life insurance agents serving Ithaca.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Zach Clark - State Farm Insurance Agent | 832 Hanshaw Rd | (607) 257-8900 |
| 2 | Nick Romo - State Farm Insurance Agent | 309 N Tioga St | (607) 256-2886 |
| 3 | Adam Megivern - State Farm Insurance Agent | 2359 N Triphammer Rd Ste 1B | (607) 216-9045 |
| 4 | Bailey Place Insurance | 2428 N Triphammer Rd | (607) 319-0094 |
| 5 | True Insurance | 124 Seneca Way | (607) 273-7511 |
| 6 | Kris Yelverton - State Farm Insurance Agent | 401 Elmira Rd Suite 6 | (607) 229-1111 |
| 7 | Moscato & Associates Inc | 950 Danby Rd | (607) 216-1450 |
| 8 | Andrews Agency Insurance | 804 W State St | (607) 273-7551 |
| 9 | Warren Insurance Agency | 223 Elmira Rd | (607) 277-0267 |
| 10 | State Farm: Lee Newhart Jr | 1011 W State St | (607) 273-6391 |
Zach Clark - State Farm Insurance Agent in Ithaca, NY, provides life insurance policies designed to offer financial protection for families and individuals. The agency helps clients navigate policy options and adjust coverage to meet changing needs. Plans may be reviewed regularly to ensure beneficiaries are properly safeguarded. Routine consultations support policyholders in understanding their benefits and exploring supplemental coverage. The agency services single-family homes, apartments, retail, and restaurant properties.
Nick Romo - State Farm Insurance Agent serves the greater Ithaca, New York area and the surrounding Tompkins County region. The agency specializes in helping local residents and businesses protect their financial futures through tailored life insurance coverage. Clients can discuss term life policies designed for specific financial obligations or whole life plans that provide permanent protection. The office also assists with final expense insurance to help cover end-of-life costs.
Adam Megivern - State Farm Insurance Agent serves local homeowners, renters, and small business owners in the Ithaca area by offering term, whole, and universal life insurance policies designed to protect families and their financial futures. As a life insurance agent in this region, he also provides complimentary coverage reviews to help clients adjust plans as their needs change over time. His service area extends to neighboring communities such as Lansing and the broader Tompkins County region.
Serving Ithaca, New York, and the surrounding Tompkins County communities, Bailey Place Insurance works as a life insurance agent. It helps clients navigate the process of choosing term and permanent life coverage for their financial and family needs. By taking time to explain policy structures, the company reviews client finances and long-term goals to recommend suitable plan options. This thorough consultation approach aims to match coverage amounts and policy types with each household's specific protection requirements and budget considerations.
True Insurance, based in Ithaca, NY, provides life insurance agent services that involve a one-time setup process for new policies while the actual coverage runs on an ongoing basis, ensuring continuous financial protection for families. The company helps clients understand term, whole, and universal life options to match their long-term needs. Service is primarily provided on an as-needed basis for policy reviews, adjustments, or claims, with no routine scheduled check-ins unless separately requested.
Kris Yelverton - State Farm Insurance Agent in Ithaca, NY provides life insurance policies designed to offer financial protection for families and individuals. The agency also serves clients with auto, home, and renters insurance needs. It works with customers to create coverage plans that align with their long-term goals. As winter approaches, the agency helps Ithaca residents review their policies to ensure they have adequate protection against seasonal hazards like ice dams and frozen pipes.
As Ithaca winters approach, residents often consider how their families would manage financially if the unexpected occurred. Moscato & Associates Inc., a life insurance agent in this community, helps households evaluate their long-term needs and secure suitable coverage for the future. Their consultations focus on explaining different policy options, such as term or whole life, and matching plans to individual budgets and goals. This local office emphasizes clear communication throughout the process. A typical first step involves reviewing current coverage and financial obligations during a brief fact-finding assessment.
Andrews Agency Insurance works with individuals and families in the Ithaca area to help protect their financial futures through life coverage. As a life insurance agent, the company focuses on guiding clients through policy selection tailored to personal needs and long-term goals. Its services extend to commercial clients, supporting business owners in maintaining continuity and financial stability. The agency can serve various commercial sectors, including local offices, warehouses, and food service operations looking for appropriate business life insurance solutions.
Warren Insurance Agency serves residential clients in Ithaca, New York, with life insurance policies designed to provide financial security for families. The agency also offers commercial coverage options for local businesses seeking to protect their operations and employees. Its service area encompasses Ithaca and the surrounding Tompkins County region. Between regular policy reviews and consultations, the agency maintains ongoing contact with clients to address any changes in their circumstances or coverage needs.
What Does a a Life Insurance Agent in Ithaca Cost?
The cost of life insurance in Ithaca, New York varies by age, health, coverage amount, and policy type. A healthy 35-year-old might pay between 20 and 50 dollars per month for a 20-year term policy with 500,000 dollars in coverage. Whole life policies typically cost more, often starting at 100 dollars per month for the same coverage. New York has standard rate regulations that prevent unfair discrimination. This is general information and not insurance advice.
About life insurance agents in Ithaca
Life insurance agents in Ithaca, New York help residents find coverage that fits their needs and budget. New York State requires all life insurance agents to hold a valid license from the Department of Financial Services. Local agents can guide you through options like term life, whole life, and universal life policies while explaining how New York insurance law protects policyholders.
Frequently Asked Questions
What license does a life insurance agent in Ithaca need?
In New York, a life insurance agent must hold a valid license issued by the New York State Department of Financial Services. They must complete pre-licensing education and pass a state exam. You can verify an agents license on the DFS website.
Is a medical exam required for life insurance in Ithaca?
Many traditional life insurance policies in New York require a medical exam. However, some insurers offer no-exam policies for lower coverage amounts. An Ithaca agent can help you compare exam and no-exam options based on your health.
Can I buy life insurance online from an Ithaca agent?
Yes, many Ithaca agents offer virtual consultations and online applications. New York law allows electronic signatures and remote policy delivery. You can complete the entire process without visiting an office if you prefer.
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