The top-rated life insurance agent in Johnson City, New York is Diane Meeker - State Farm Insurance Agent, rated 4.9 stars across 99 reviews. Other highly rated options include Hussar Insurance Agency, Inc., Edward Valdes: Allstate Insurance, John Paulin - State Farm Insurance Agent. This directory lists 10 life insurance agents serving Johnson City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Diane Meeker - State Farm Insurance Agent | 750 Riverside Dr | (607) 217-1111 |
| 2 | Hussar Insurance Agency, Inc. | 178 Oakdale Rd | (607) 777-9677 |
| 3 | Edward Valdes: Allstate Insurance | 365 Harry L Dr | (607) 729-2900 |
| 4 | John Paulin - State Farm Insurance Agent | 672 Main St | (607) 798-7191 |
| 5 | Dan Puglisi - State Farm Insurance Agent | 432 Harry L Dr Unit 1 | (607) 348-0470 |
| 6 | Haylor Freyer & Coon Inc | 585 Main St Suite 1 | (607) 797-2003 |
| 7 | Estate Insurance NY | 74 Main St | (607) 247-0353 |
| 8 | Dedicated Financial Solutions LLC Faith Sigler & Associates | 13 Chrisfield Ave #101 | (607) 240-5670 |
| 9 | Benefits Insurance New York | 100 Oakdale Rd | — |
| 10 | The Thomson Agency Inc. | 298 Main St | (607) 729-2216 |
What Does a a Life Insurance Agent in Johnson City Cost?
Life insurance costs in Johnson City vary by age, health, and policy type. A healthy 35-year-old might pay $25 to $50 per month for a 20-year term policy of $500,000. Whole life policies often cost $100 to $300 per month for similar coverage. New York has a guaranteed issue policy option for residents who cannot get standard coverage. This is general information, not insurance advice.
About life insurance agents in Johnson City
Life insurance agents in Johnson City, New York help residents choose policies that meet their needs. New York state law requires agents to be licensed and follow strict consumer protection rules. Local agents can explain term, whole, and universal life options for your situation.
Frequently Asked Questions
What license does a life insurance agent in Johnson City need?
New York requires life insurance agents to hold a valid license from the Department of Financial Services. Agents must complete pre-licensing education and pass a state exam. They must also renew their license every two years.
How long do I have to review a life insurance policy in New York?
New York law gives you a free-look period of at least 10 days after you receive the policy. During this time you can cancel for a full refund. This applies to both individual and group policies.
Can a Johnson City agent help with New York estate planning?
Yes, many life insurance agents work with estate planning attorneys to coordinate policies with your will or trust. New York has specific estate tax rules that may affect your coverage needs. An agent can explain how life insurance fits into your plan.
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