The top-rated life insurance agent in Lindenhurst, New York is Luis Hernandez - State Farm Insurance Agent, rated 5.0 stars across 234 reviews. Other highly rated options include First Choice Insurance, Maria Zinerco: Allstate Insurance, Thomas J. Sant: Allstate Insurance. This directory lists 14 life insurance agents serving Lindenhurst.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Luis Hernandez - State Farm Insurance Agent | 186 S 1st St Ste C | (631) 956-4003 |
| 2 | First Choice Insurance | 646 Wellwood Ave | (631) 422-6650 |
| 3 | Maria Zinerco: Allstate Insurance | 773 N Wellwood Ave | (516) 561-6770 |
| 4 | Thomas J. Sant: Allstate Insurance | 7 W Hoffman Ave | (631) 957-4800 |
| 5 | Anthony Albano - State Farm Insurance Agent | 504 W Montauk Hwy | (631) 225-1500 |
| 6 | Plus Insurance Service NY | 271-279 S Wellwood Ave | (631) 572-3818 |
| 7 | Nationwide Insurance: Stephen Patrick Cali | 173 S Wellwood Ave | (631) 592-1250 |
| 8 | Young Insurance NY | 196 S 1st St | (631) 318-0965 |
| 9 | Tom Falletta: Allstate Insurance | 53 W Montauk Hwy | (631) 225-4100 |
| 10 | HF Wrieth Insurance | 368 S Wellwood Ave | (631) 226-2264 |
Luis Hernandez - State Farm Insurance Agent serves the Lindenhurst, New York, area, offering life insurance policies as its primary service. This agency helps local residents and families assess their coverage needs to protect loved ones financially. Life insurance agents in this region commonly guide clients through term and whole life options. Policies can provide income replacement and final expense support. The agency handles applications for both term life insurance and whole life insurance policies for the Lindenhurst community.
First Choice Insurance provides life insurance solutions designed to help individuals and families in Lindenhurst, NY, secure financial protection for the future. The agency assists clients in selecting appropriate life insurance policies tailored to their specific needs and long-term goals. Ongoing policy reviews and adjustments are offered to ensure coverage remains aligned with changing life circumstances. Regular client consultations help maintain current and effective plans. Their services support property owners across a range of residential and commercial types, including single-family homes, apartments, retail spaces, and restaurants.
Maria Zinerco: Allstone Insurance serves local homeowners and small business owners seeking life insurance coverage in the Lindenhurst area. The agency helps clients select policies that provide financial protection for their families and business interests. Life insurance agents here assist with term or whole life options and can explain how these plans align with individual needs. Additional support for renters or property investors is also available. The company extends its services to clients throughout nearby Copiague and the surrounding South Shore communities.
Serving Lindenhurst, New York, and the surrounding communities, Thomas J. Sant: Allstate Insurance handles life insurance policies designed to provide financial protection for families and beneficiaries. The office manages the selection of term or whole life coverage, assessing individual needs for income replacement or final expenses. It typically works with clients by reviewing their current coverage, discussing long-term financial goals, and then presenting suitable policy options from available carriers to match each client’s situation.
Anthony Albano, operating as a State Farm Insurance Agent in Lindenhurst, NY, helps clients distinguish between one-time term policies and recurring permanent coverage options. This life insurance agency provides policies designed to replace lost income or cover final expenses for local residents. Services include consultations on these two primary policy structures for individuals and families. Assistance is available on an as-needed basis for new policies, policy adjustments, or claims support without a scheduled requirement.
As Lindenhurst residents review their coverage ahead of the seasonal changes, Plus Insurance Service NY helps clients evaluate their life insurance agent needs. The company assists individuals and families in the area with structuring financial protection for their beneficiaries. Agents work to align policy options with local lifestyle circumstances, income levels, and long-term estate goals. Each new client is guided through a personalized inspection that begins with an initial consultation and a full assessment of existing family coverage.
Nationwide Insurance: Stephen Patrick Cali offers specialized life insurance agent services, including term, whole, and universal life policies designed to protect families and individuals. Additionally, the agent provides general financial planning support, helping clients assess their long-term coverage needs. Based in Lindenhurst, NY, this agency serves the local community with guidance on navigating life transitions. As the holiday season approaches, it assists families in reviewing beneficiary designations to ensure their policies accurately reflect recent marriage, birth, or other changes.
Young Insurance NY provides life insurance planning for clients throughout Lindenhurst, New York, focusing on financial security for individuals and families. The company specializes in policy options that help protect beneficiaries and build cash value over time. Serving a range of commercial sectors, the agency also assists local businesses needing coverage for offices, warehouses, and food service operations.
Tom Falletta: Allstate Insurance serves residential clients in Lindenhurst, New York, with personalized life insurance policies tailored to individual family needs. Commercial coverage is also available for local small business owners seeking to protect their operations or key personnel. Serving the greater Lindenhurst area, the agency helps customers evaluate their financial protection options through straightforward consultations. After an initial policy is issued, the office commonly follows up to review coverage during periodic check-ins between regular scheduled visits.
What Does a a Life Insurance Agent in Lindenhurst Cost?
Life insurance costs in Lindenhurst vary by age, health, and policy type. A healthy 35-year-old might pay 20 to 40 dollars per month for a 20-year term policy with 500,000 dollars in coverage. Whole life policies typically cost more, often 100 to 300 dollars per month for the same face amount. New York requires insurers to include certain consumer protections that can affect pricing. This is general information and not insurance advice.
About life insurance agents in Lindenhurst
Life insurance agents in Lindenhurst, New York help residents find coverage that meets their needs. New York state law requires agents to hold a valid license and follow strict disclosure rules. Local agents can guide you through term, whole, and universal life policies.
Frequently Asked Questions
What license does a life insurance agent need in New York?
In New York, a life insurance agent must hold a valid insurance producer license. This license requires completing pre-licensing education and passing a state exam. Agents must also complete continuing education every two years.
How long does it take to get life insurance in Lindenhurst?
The process can take from a few days to several weeks. It depends on the policy type and your health. New York law allows a free look period of at least 10 days after you receive the policy.
Can a life insurance agent help with New York estate planning?
Yes, many agents can explain how life insurance fits into an estate plan. New York has a state estate tax for estates over a certain value. Life insurance proceeds may be subject to this tax if the policy is owned by the deceased.
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