The top-rated life insurance agent in Liverpool, New York is Renee Neff - State Farm Insurance Agent, rated 5.0 stars across 407 reviews. Other highly rated options include Adam Roux: Allstate Insurance, InFocus Insurance, Chris Otis - State Farm Insurance Agent. This directory lists 20 life insurance agents serving Liverpool.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Renee Neff - State Farm Insurance Agent | 8402 Oswego Rd | (315) 506-4180 |
| 2 | Adam Roux: Allstate Insurance | 7496 Oswego Rd | (315) 652-4663 |
| 3 | InFocus Insurance | 8035 Oswego Rd | (315) 622-3333 |
| 4 | Chris Otis - State Farm Insurance Agent | 5122 W Taft Rd | (315) 458-5234 |
| 5 | Ross, Stepien & Kadey, Inc DBA The Insurance Shop Svcs. | 7143 Henry Clay Blvd | (315) 457-1511 |
| 6 | Jeff Reynics - State Farm Insurance Agent | 4205 Long Branch Rd Ste 6 | (315) 622-1232 |
| 7 | Paul Fitzpatrick - State Farm Insurance Agent | 306 Tulip St | (315) 457-2561 |
| 8 | Central New York Agency LLC | 7337 Oswego Rd | (315) 934-4466 |
| 9 | Upstate Insurance Agency Inc. | 609 7th N St | (315) 944-6494 |
| 10 | Eileen Zoghby - State Farm Insurance Agent | 605 Old Liverpool Rd | (315) 457-3250 |
Renee Neff - State Farm Insurance Agent serves the Liverpool, New York area and surrounding Onondaga County communities. This insurance office provides life insurance policies designed to help protect families from financial hardship after a loved one’s death. The agent counsels clients on coverage options that can address outstanding debts, funeral expenses, and income replacement needs. The office also assists residents with term life insurance products for temporary needs and whole life policies offering lifelong protection.
Adam Roux: Allstate Insurance provides a range of life insurance agent services, helping clients in Liverpool, NY, select appropriate coverage options for their financial protection needs. The agency offers support for reviewing existing policies and exploring new plans that align with personal goals. Routine service includes assisting with policy adjustments and answering beneficiary questions. This firm regularly helps individuals and families, as well as commercial clients seeking protection for businesses such as retail operations and restaurants, along with single-family homes and apartment buildings.
Homeowners, families, and individuals in Liverpool, NY can turn to InFocus Insurance for life insurance agent services. The company assists clients in exploring term, whole, and universal life policies to protect their financial futures. A life insurance agent helps customers evaluate their coverage needs based on income, debts, and dependents. InFocus Insurance also serves residents in the greater Syracuse area.
Chris Otis - State Farm Insurance Agent serves clients in Liverpool, New York, and the surrounding Onondaga County communities. The office handles life insurance policies designed to provide financial protection for families and individuals. Assignments typically include assessing a client's current coverage needs, explaining policy options such as term or whole life, and helping them select appropriate benefit amounts. The agent approaches each file by first listening to the client's personal goals and budget, then clearly outlining how a specific plan can safeguard their beneficiaries against future financial uncertainty.
Ross, Stepien & Kadey, Inc DBA The Insurance Shop Svcs., located in Liverpool, NY, helps clients distinguish between term life insurance policies designed for temporary coverage needs and whole life insurance policies that offer a permanent solution. Their agents guide individuals and families through the process of determining appropriate coverage amounts to protect beneficiaries against financial hardship. Services are provided on a one-time consultation basis for policy purchases, with scheduled reviews available to adjust plans as life circumstances change.
Jeff Reynics - State Farm Insurance Agent in Liverpool, NY specializes in life insurance policies designed to provide financial protection for families and individuals. It also assists clients with evaluating coverage options for term and permanent life needs, helping to safeguard long-term goals. The agency serves the local community through personalized consultations that assess estate planning or income replacement requirements. During seasonal transitions, such as open enrollment periods, it helps residents review coverage changes to align with major life events like marriage or the birth of a child.
As Liverpool families prepare for winter and the new school term, Paul Fitzpatrick, the local State Farm Insurance Agent, provides life insurance guidance. Policies help secure a household’s financial future, covering mortgage obligations and education costs. Residents can arrange a convenient initial consultation to discuss coverage needs. A straightforward fact-finding call or office visit then helps assess individual circumstances.
Central New York Agency LLC provides life insurance planning solutions throughout the Liverpool area. It specializes in underwriting individual term, whole, and universal life policies while also offering supplemental accident and critical illness coverage. The agency assists local professionals in designing beneficiary protections, income replacement strategies, and final expense funds. This firm serves commercial clients operating from nearby offices, warehouses, and food service facilities.
Eileen Zoghby - State Farm Insurance Agent in Liverpool, NY, is known for offering tailored life insurance policies to help individuals and families achieve financial security. Her service range includes term life, whole life, and universal life coverage designed to meet diverse needs and budgets. Clients in the local area benefit from personalized consultations that assess their long-term goals. Eileen can also help add on accidental death and dismemberment coverage as a specialty service to further protect policyholders.
What Does a a Life Insurance Agent in Liverpool Cost?
Life insurance costs in Liverpool vary by age, health, policy type, and coverage amount. A healthy 35-year-old might pay $25 to $50 per month for a 20-year term policy with $500,000 in coverage. Whole life policies typically cost more, often $100 to $300 per month for similar coverage. New York requires insurers to use approved rates and cannot deny coverage based on certain pre-existing conditions after a two-year contestability period. This is general information, not insurance advice.
About life insurance agents in Liverpool
Life insurance agents in Liverpool, New York help residents find coverage to protect their families. New York State requires all life insurance agents to be licensed and follow strict regulations under the New York Insurance Law. Local agents can explain policy options and guide you through the application process.
Frequently Asked Questions
What types of life insurance do agents in Liverpool offer?
Agents in Liverpool offer term life, whole life, universal life, and variable life insurance policies. Each type has different features and costs. An agent can help you compare options based on your needs.
Do I need a medical exam to get life insurance in New York?
Many policies require a medical exam, but some offer no-exam coverage for lower amounts. New York law allows insurers to set their own underwriting rules. An agent can help you find a policy that matches your health situation.
How do New York laws affect life insurance payouts?
New York has a statute of limitations of six years for filing a life insurance claim after the insured person dies. Beneficiaries must provide a death certificate and claim forms. Agents can explain these requirements during the application process.
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