The top-rated life insurance agent in Lockport, New York is InsureOne Insurance, rated 5.0 stars across 174 reviews. Other highly rated options include Dan Schmidt - State Farm Insurance Agent, Katherine Tuttle: Allstate Insurance, Freeway Insurance. This directory lists 19 life insurance agents serving Lockport.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | InsureOne Insurance | 53 Walnut St | (716) 219-7064 |
| 2 | Dan Schmidt - State Farm Insurance Agent | 5838 S Transit Rd | (716) 433-4436 |
| 3 | Katherine Tuttle: Allstate Insurance | 5750A S Transit Rd | (716) 434-2894 |
| 4 | Freeway Insurance | 5668 S Transit Rd | (716) 404-4176 |
| 5 | Jeff Scherrer - State Farm Insurance Agent | 389 Davison Rd | (716) 434-3120 |
| 6 | Emerling Floss Murphy & Associates, LLC | 111 Pine St #4496 | (716) 631-0190 |
| 7 | Doug Thompson - State Farm Insurance Agent | 3969 Lockport Olcott Rd | (716) 433-0747 |
| 8 | K S Roth Insurance Agency | 5880 S Transit Rd | (716) 478-0024 |
| 9 | Michael Brewer: Allstate Insurance | 21-41 Main St | (716) 434-3001 |
| 10 | Becky Thompson - State Farm Insurance Agent | 3969 Lockport Olcott Rd | (716) 478-0310 |
InsureOne Insurance serves families, homeowners, and small business owners in Lockport, New York, with life insurance coverage designed to provide financial protection and peace of mind for their beneficiaries. As a local agency, it helps clients select policies that address needs such as income replacement and final expense planning. The company assists with navigating policy options and application processes to ensure suitable coverage. Its service area extends to surrounding communities within Niagara County and the greater Buffalo metro region.
Dan Schmidt - State Farm Insurance Agent serves the Lockport, NY area as a life insurance agent, providing policies that help residents protect their family’s financial future. This agency offers individuals and families options for life insurance coverage to replace lost income or cover final expenses. Standard service hours and a local office allow for in-person consultations about personal coverage needs. The agent handles term life policies.
Katherine Tuttle: Allstate Insurance provides a range of life insurance services for individuals and families in Lockport, New York. The company helps clients assess their coverage needs and select appropriate policies for financial protection. Service plans typically include policy reviews to ensure coverage aligns with changing life circumstances. Ongoing maintenance involves assistance with beneficiary updates and premium adjustments. The firm serves a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Freeway Insurance provides life insurance coverage to Lockport, New York, and the surrounding Niagara County communities. It handles term life, whole life, and other standard policy types designed to protect local families and small business owners. The agency helps clients understand their coverage needs during in-person consultations at its Lockport office. To handle a typical job, it first reviews an applicant’s financial situation and health history before recommending appropriate policy options from its available carriers.
Jeff Scherrer - State Farm Insurance Agent serves homeowners, renters, and small business owners in the Lockport, NY, area with life insurance policies designed to protect families and financial futures. The agency helps clients assess their coverage needs, offering term and whole life options that align with individual goals and budgets. It also provides auto, home, and health insurance services through the same local office. Residents in nearby Niagara Falls and the broader Niagara County region are covered as well.
Serving Lockport, NY and the surrounding communities, Emerling Floss Murphy & Associates, LLC handles life insurance needs for local residents. The company works with clients to assess their individual financial situations and future planning objectives. It helps customers understand various policy options designed to provide financial security for families. To complete a typical job, the firm begins by gathering personal information, then reviews coverage amounts and term lengths, concluding with a detailed explanation of policy features tailored to the client.
Doug Thompson - State Farm Insurance Agent in Lockport, NY, helps clients distinguish between term and whole life policies, the former offering temporary coverage and the latter providing permanent protection with a cash value component. His life insurance services cater to individuals seeking financial security for their families through benefit payouts after a passing. Appointments are generally scheduled in advance for initial consultations, while policy reviews and claims assistance are available on an as-needed basis.
K S Roth Insurance Agency in Lockport, NY specializes in providing life insurance policies tailored to individual coverage needs and long-term financial security. The agency guides clients through selecting appropriate plans, managing beneficiaries, and explaining policy terms. It also offers general support for policy adjustments and claims assistance. As seasonal considerations arise, the agency helps families prepare for year-end financial reviews or new coverage needs following major life changes like marriage or the birth of a child.
Michael Brewer: Allstate Insurance serves clients in the Lockport, New York area by offering a range of life insurance policy options designed to provide financial protection for beneficiaries. A licensed agent at this location assists individuals and families in evaluating coverage that can address income replacement and final expense needs. The agency focuses on customizing policies to match the client’s long-term goals and budget. This life insurance agent also serves commercial accounts, including local offices, warehouses, and food service businesses within the region.
What Does a a Life Insurance Agent in Lockport Cost?
Typical costs for life insurance in New York vary by age, health, and policy type. A healthy 35 year old might pay 20 to 40 dollars per month for a 20 year term policy with 250,000 dollars in coverage. Older applicants or those with health conditions may pay 100 to 300 dollars per month or more. Costs also depend on the insurer and the coverage amount. This is general information, not insurance advice.
About life insurance agents in Lockport
Life insurance agents in Lockport, NY help residents find coverage that fits their needs and budget. New York state law requires agents to be licensed and follow strict regulations to protect consumers. Local agents can explain term, whole, and universal life policies available in Niagara County.
Frequently Asked Questions
What license does a life insurance agent need in Lockport NY?
In New York, life insurance agents must hold a valid license from the New York State Department of Financial Services. They must complete pre-licensing education and pass a state exam. Agents in Lockport must also follow continuing education requirements to maintain their license.
How long does it take to get life insurance in Lockport NY?
The process can take from a few days to several weeks depending on the policy type and your health. Term life policies with simplified underwriting may be issued in under two weeks. Policies requiring a medical exam can take four to eight weeks for approval.
Are there specific New York laws for life insurance policies?
Yes, New York has a free look period of at least 10 days for life insurance policies. This allows you to cancel the policy for a full refund if you change your mind. New York also requires insurers to provide clear policy summaries and disclosures.
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