The top-rated life insurance agent in Medford, New York is Elena Kolesnikova - State Farm Insurance Agent, rated 5.0 stars across 334 reviews. Other highly rated options include DCAP Insurance, 112 Group Agency Inc: Allstate Insurance, Keith Burlison: Allstate Insurance. This directory lists 13 life insurance agents serving Medford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Elena Kolesnikova - State Farm Insurance Agent | 3249 Rte 112 Building 4 Suite1A | (631) 721-4997 |
| 2 | DCAP Insurance | 2890 NY-112 | (631) 698-2777 |
| 3 | 112 Group Agency Inc: Allstate Insurance | 2096 NY-112 | (631) 307-9010 |
| 4 | Keith Burlison: Allstate Insurance | 3138 Rte 112 | (631) 698-7200 |
| 5 | Mintz Insurance | 2620 NY-112 | (631) 654-2900 |
| 6 | Insurance Agency Medford | 3170a NY-112 | (516) 402-3733 |
| 7 | On Your Team Insurance Agency | 1733 N Ocean Ave | (631) 828-1935 |
| 8 | Jim Salveson - State Farm Insurance Agent | 2604 NY-112 | (631) 289-3974 |
| 9 | Diversified Financial Solutions | 1355 N Ocean Ave | (631) 758-8691 |
| 10 | Liberty Risk Insurance Agency | 2333 NY-112 | (631) 569-5633 |
Elena Kolesnikova - State Farm Insurance Agent serves Medford, New York, and the surrounding Suffolk County area. The agency provides a range of life insurance policies designed to help local residents protect their families' financial futures. Their services focus on securing coverage that can aid with final expenses and replace lost income for dependents. The agent works with clients in Medford to review both term and whole life insurance options that fit individual needs and budgets.
DCAP Insurance, based in Medford, New York, is known for providing personalized life insurance coverage to local residents. Its service range includes helping clients assess their long-term financial protection needs through various policy options. The agency works with individuals to choose suitable term or permanent plans that align with family security goals. As a supplemental offering, DCAP Insurance can also assist clients with adding a living benefits rider to their life insurance policy.
112 Group Agency Inc: Allstate Insurance provides life insurance policies designed to help protect families and individuals in Medford, New York from financial uncertainty. Its agents assist clients in reviewing coverage needs, offering ongoing policy maintenance and plan adjustments as personal circumstances evolve over time. The agency also helps with policy modifications, claims assistance, and answers related to plan benefits. Typical services include supporting single-family homes and apartment residents with their life insurance goals.
Keith Burlison: Allstate Insurance serves homeowners, local business owners, and families in Medford, New York, helping them plan for financial protection through life insurance policies. The agency guides clients through the process of selecting coverage that fits their specific needs and budget. It also assists individuals in understanding how life insurance can support long-term financial goals for their households. The agency additionally extends its services to residents in and around the neighboring community of Patchogue and the greater Long Island metro area.
Serving Medford, New York, and surrounding communities, Mintz Insurance provides life insurance agent services to local families and individuals. The company handles policies designed to offer financial protection for beneficiaries. Common work includes assessing client coverage needs and explaining available term or permanent life products. It manages applications and coordinates with carriers to secure suitable plans for different budgets. The typical job begins with a consultation to review the client's financial goals, then proceeds with plan selection and final policy delivery.
In Medford, New York, a life insurance agent works with clients who may choose either a single term policy as a one-time purchase or a permanent plan with recurring premium payments that build cash value. These coverage options are designed to provide financial protection for beneficiaries in the event of the policyholder’s death. Service arrangements depend on client preference, with assistance available on a one-time basis for initial policy setup or on an as-needed schedule for policy reviews and adjustments.
On Your Team Insurance Agency in Medford, NY specializes in term life and whole life policy services. It also helps clients with general life insurance needs, including estate planning support and income replacement strategies. The agency works with local residents to assess coverage amounts based on individual lifestyle and family obligations. During the busy back-to-school season or after a major home purchase, it provides targeted policy reviews to address new financial responsibilities.
As Long Island families adjust to changing life circumstances, having a solid financial safety net becomes essential. Jim Salveson - State Farm Insurance Agent in Medford helps local residents navigate life insurance options to protect their loved ones’ future. He explains policy types and coverage levels clearly, tailoring plans to individual needs and long-term goals. An initial evaluation of the client’s current situation and income protects is the first step toward a comprehensive protection strategy. This assessment begins with a brief review of household obligations and financial priorities during the introductory meeting.
Diversified Financial Solutions provides personal and family financial protection planning throughout the Medford, New York area. As a life insurance agent, the company works to help clients understand how coverage options can support long-term financial stability. Policies are designed to address income replacement and final expense needs, ensuring beneficiaries receive planned benefits during difficult circumstances. Diversified Financial Solutions serves local professionals operating from offices, industrial warehouses, and food service establishments, offering insurance consultations relevant to the unique risks these commercial sectors face.
Liberty Risk Insurance Agency serves residents of Medford and the surrounding communities with personalized life insurance planning. The agency also provides commercial coverage for local businesses seeking to protect their operations and key personnel. Access to evaluations of term, whole, and universal policies helps clients understand their coverage options. Follow-up consultations between regular policy reviews help adjust plans as personal circumstances change over time.
What Does a a Life Insurance Agent in Medford Cost?
Life insurance costs in Medford, New York vary by age, health, coverage amount, and policy type. A healthy 35-year-old might pay 20 to 40 dollars per month for a 20-year term policy with 500,000 dollars in coverage. Whole life policies are more expensive, often starting at 100 dollars per month for the same coverage amount. New York has specific regulations that may affect policy pricing and premium stability. This is general information and not insurance advice.
About life insurance agents in Medford
Life insurance agents in Medford, New York help residents find coverage that fits their needs and budget. New York state law requires all life insurance agents to be licensed by the Department of Financial Services. Local agents can explain term, whole, and universal life policies available to Suffolk County residents.
Frequently Asked Questions
What license does a life insurance agent in Medford need?
New York requires life insurance agents to hold a valid license from the New York State Department of Financial Services. Agents must complete pre-licensing education and pass a state exam. You can verify an agents license on the DFS website.
How long does it take to get life insurance in New York?
The process can take from a few days to several weeks depending on the policy type. Term life insurance with no medical exam may be issued quickly. Policies requiring a medical exam often take 4 to 8 weeks for underwriting.
Can I buy life insurance for a spouse in New York?
Yes, you can purchase a life insurance policy on your spouse if you have an insurable interest. New York law requires that the person being insured must consent in writing. The agent will guide you through the application process.
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