The top-rated life insurance agent in Middletown, New York is James Demmer - State Farm Insurance Agent, rated 4.9 stars across 922 reviews. Other highly rated options include Cassie Gleeson - State Farm Insurance Agent, Joy Insurance, Curabba Insurance Agency. This directory lists 20 life insurance agents serving Middletown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | James Demmer - State Farm Insurance Agent | 13 James P Kelly Way ste a | (845) 344-3276 |
| 2 | Cassie Gleeson - State Farm Insurance Agent | 246 NY-211 | (845) 775-3277 |
| 3 | Joy Insurance | 639 E Main St | (845) 342-4888 |
| 4 | Curabba Insurance Agency | 334 E Main St | (845) 343-0855 |
| 5 | De Anne Gleeson - State Farm Insurance Agent | 809 NY-211 | (845) 692-3456 |
| 6 | Evergreen Insurance Agency -Peter Schmidt | 690, 4 NY-211 E | (845) 673-6127 |
| 7 | The Premium Select Group Inc. | 32 County Rd 78 | (845) 520-9774 |
| 8 | Hutchings Agency Inc. | 682 E Main St # 2D | (845) 343-2148 |
| 9 | Katelyn Schaffner - State Farm Insurance Agent | 4 E Main St Ste 3B | (845) 394-2622 |
| 10 | Nicole Feichtl at Comparion Insurance Agency | 265 NY-211 Suite 106B | (845) 394-6155 |
James Demmer, a life insurance agent serving the Middletown, NY area, provides financial protection services to local families and individuals. Working with State Farm, the agency assists clients in evaluating their needs for long-term financial planning. It helps residents assess coverage options designed to offer income replacement and security for beneficiaries. Among the services it handles are term life policies, which provide coverage for a specified duration, and whole life insurance, which includes a cash value component.
Cassie Gleeson - State Farm Insurance Agent in Middletown, NY, provides a range of life insurance services, including term and whole life policies designed to help individuals and families secure their financial future. She also offers guidance on building and maintaining coverage plans that align with personal needs over time. Routine policy reviews are conducted to ensure clients remain adequately protected as their circumstances change. Her company serves a variety of clients, including those who own single-family homes, apartments, retail spaces, and restaurants.
Joy Insurance serves homeowners, families, and small business owners in Middletown, New York, offering life insurance coverage tailored to individual financial protection needs. The agency helps clients navigate policy options to secure income replacement and debt coverage. It also provides guidance on term and whole life plans for long-term planning. Serving clients throughout Orange County, it extends its services to the neighboring community of Goshen.
Serving Middletown, New York, and the surrounding Orange County communities, Curabba Insurance Agency handles life insurance policies for local families and individuals. This category of work involves analyzing a client’s financial needs and future goals to recommend suitable coverage amounts. The agency typically conducts an initial consultation to assess a client’s specific situation. It then works directly with multiple carriers to compare plan options and present the findings in a clear, straightforward manner. This general approach ensures the process runs smoothly from application through to the final policy delivery.
At De Anne Gleeson - State Farm Insurance Agent in Middletown, NY, clients can work with a life insurance agent for a single-purchase policy or establish an ongoing relationship that adjusts coverage as financial situations evolve. The focus is on offering term and permanent life insurance that provides income replacement and final expense protection for local individuals and families. Service runs on either a one-time consultation basis for a specific policy or as scheduled reviews for existing coverage needs.
As families in the Middletown area begin planning for the year ahead, many seek reliable financial protection for their loved ones. The Premium Select Group Inc. serves local residents by helping them evaluate life insurance policies suited to their household needs and long-term goals. Licensed agents work individually with clients to explain policy terms and coverage options clearly. Whether a client is starting a new policy or reassessing an existing one, the process ordinarily begins with a no-obligation initial assessment of their current insurance situation.
Hutchings Agency Inc. in Middletown, NY, is known for providing life insurance agent services to local residents and businesses. Its range of coverage helps clients address income replacement, mortgage protection, and final expense planning needs in the community. The agency guides customers through policy options that align with personal financial goals and family security requirements. For those seeking additional coverage, the agency can also offer disability income insurance as a specialty add-on service.
Katelyn Schaffner - State Farm Insurance Agent in Middletown, NY, provides life insurance services for local residents, helping ensure families have financial protection. The agency also offers commercial coverage solutions tailored to business clients throughout the Middletown area. Service extends to nearby communities, with consultations available to assess individual and business insurance needs. After policy implementation, the office maintains contact to process any adjustments, answer questions, or address emerging coverage requirements between regular annual reviews.
Nicole Feichtl at Comparion Insurance Agency serves Middletown, New York, and the surrounding Orange County communities with life insurance solutions. It handles term life, whole life, and universal life policies designed to protect families and secure financial futures. The agency guides clients through the application process by carefully evaluating individual coverage needs and comparing available products to recommend suitable options.
What Does a a Life Insurance Agent in Middletown Cost?
The cost of a life insurance policy in New York depends on your age, health, coverage amount, and policy type. A healthy 35-year-old might pay between $25 and $50 per month for a 20-year term policy with $500,000 in coverage. Whole life policies typically cost more, often starting at $100 per month for a similar face amount. Premiums can be higher in Middletown due to local risk factors. This is general information and not insurance advice.
About life insurance agents in Middletown
Life insurance agents in Middletown, NY help residents find coverage that protects their families and meets state requirements. New York law requires agents to be licensed by the Department of Financial Services and to follow strict rules about policy disclosures and replacement. Whether you need term life, whole life, or a final expense policy, a local agent can guide you through the options available in Orange County.
Frequently Asked Questions
What license does a life insurance agent need in New York?
In New York, life insurance agents must hold a valid license from the New York State Department of Financial Services. They must complete pre-licensing education and pass a state exam. Agents also need to renew their license every two years and complete continuing education.
How do I choose a life insurance agent in Middletown?
Look for an agent who is licensed in New York and has experience with policies that fit your situation. Ask about their familiarity with local insurers and whether they offer policies from multiple companies. You can verify an agents license on the DFS website.
What types of life insurance are available in New York?
Common types include term life, whole life, universal life, and variable life insurance. New York also has special rules for guaranteed issue policies and accelerated death benefits. An agent can explain which type matches your financial goals and health status.
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