The top-rated life insurance agent in Mineola, New York is Keats Insurance Agencies Inc dba Keats Agency, rated 4.9 stars across 297 reviews. Other highly rated options include Litza Casinover - State Farm Insurance Agent, Fred Hamilton: Allstate Insurance, Jim Paterson - State Farm Insurance Agent. This directory lists 14 life insurance agents serving Mineola.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Keats Insurance Agencies Inc dba Keats Agency | 485 Jericho Tpke | (516) 686-0060 |
| 2 | Litza Casinover - State Farm Insurance Agent | 167 Mineola Blvd | (516) 506-7200 |
| 3 | Fred Hamilton: Allstate Insurance | 66 Old Country Rd | (516) 535-0017 |
| 4 | Jim Paterson - State Farm Insurance Agent | 250 Jericho Tpke | (516) 248-6809 |
| 5 | James Tomeo: Allstate Insurance | 499 Jericho Tpke | (516) 248-3939 |
| 6 | Rosenzweig Insurance | 160 Herricks Rd | (516) 352-7495 |
| 7 | Grima Insurance Agency | 169A Liberty Ave | (718) 343-3222 |
| 8 | The Robert C. Mangi Agency | 152 Mineola Blvd | (516) 294-1072 |
| 9 | Double Eagle Insurance Agency | 372 Willis Ave | (516) 609-0050 |
| 10 | Karis & Karis, Inc. | 151 Willis Ave | (516) 739-2300 |
Keats Insurance Agencies Inc, doing business as Keats Agency, serves the Mineola, New York area. This business provides life insurance agent services to local residents, assisting them in selecting appropriate coverage plans. Clients often seek guidance on policies that help protect their families' financial futures. The agency handles term life and whole life insurance options in this region.
Litza Casinover - State Farm Insurance Agent in Mineola, NY, provides a range of life insurance services, including term, whole, and universal life policies designed to help individuals protect their families' financial futures. The agency assists with policy selection, application, and periodic coverage reviews to ensure plans remain aligned with changing needs. It also offers maintenance resources such as beneficiary updates and policy adjustments. This agent services clients in single-family homes, apartments, retail, and restaurants.
Fred Hamilton: Allstate Insurance in Mineola, NY serves homeowners, families, and local business owners by offering life insurance policies designed to provide financial protection for beneficiaries. As a life insurance agent, the agency helps clients assess their coverage needs, such as income replacement or final expenses, and select appropriate term or whole life plans. It also assists with policy adjustments as circumstances change. The office likewise provides service to residents and businesses in neighboring communities throughout central Nassau County on Long Island.
Jim Paterson - State Farm Insurance Agent serves the Mineola, New York area and surrounding communities, helping clients identify suitable life insurance coverage. The business handles term life, whole life, and other permanent policies designed to address financial protection needs. A typical job begins with a consultation to review personal circumstances and family goals. From there, the agent assesses which policy options fit the client's budget and long-term objectives by presenting clear comparisons.
James Tomeo: Allstate Insurance in Mineola, NY provides life insurance agent services. While some insurance needs are met with a one-time policy purchase, other clients require ongoing coverage adjustments as their circumstances evolve. Life insurance agents in this area help individuals assess their protection needs, whether for term or permanent policies, to safeguard families against financial loss. These services are typically available on a scheduled basis, with periodic policy reviews and as-needed consultations for policy changes or claims.
Rosenzweig Insurance specializes in life insurance policies that provide financial protection for families and businesses in Mineola, New York. The agency works with clients to assess coverage needs and offers term, whole, and universal life options from major carriers. It serves individuals seeking income replacement, mortgage protection, or final expense planning, as well as business owners needing key-person or buy-sell funding. Many local residents turn to this agency for guidance on how updated policies can safeguard loved ones against the financial impact of an unexpected illness or accident during the winter months.
As Mineola families adjust to the changing seasons, they often reevaluate their financial protections for the year ahead. Grima Insurance Agency helps area residents navigate life insurance coverage suited to individual circumstances. Policy options are explained in clear language, with guidance aimed at securing long-term stability for loved ones. An initial consultation is offered to review personal needs and compare available plans before any commitments are made.
The Robert C. Mangi Agency works with individuals and families in Mineola to arrange life insurance coverage that secures their financial future. The agency focuses on policy types ranging from term plans to whole life policies. It assists clients in assessing their personal protection needs and navigating plan applications through multiple insurance carriers. The agency can serve commercial sectors such as office tenants, warehouse operators, and food service businesses seeking key-person coverage or buy-sell funding arrangements.
Double Eagle Insurance Agency serves residential clients in Mineola and the surrounding Nassau County area, helping them select life insurance policies that align with family financial goals. The agency also provides commercial coverage options for local business owners who need to protect their operations and key personnel. Their service area extends throughout the region, ensuring access to professional guidance when clients have questions or need to update beneficiaries. After an initial policy is in place, representatives follow up between regular visits to confirm coverage remains appropriate and to address any changing needs.
Karis & Karis, Inc. is a Mineola, NY life insurance agency known for helping individuals and families evaluate their financial protection needs. The firm assists clients with understanding term and permanent policies, income replacement strategies, and final expense planning. They guide residents through the application process and work to match coverage with long-term goals. A specialty service they can arrange is an accelerated death benefit rider for those seeking early access to funds in case of a critical illness diagnosis.
What Does a a Life Insurance Agent in Mineola Cost?
The cost of life insurance in Mineola varies by age, health, coverage amount, and policy type. For a healthy 35-year-old, a 20-year term life policy of 500,000 dollars might cost between 25 and 40 dollars per month. Whole life policies are more expensive, often starting at 100 dollars per month for the same coverage. New York also imposes a 2 percent premium tax on life insurance policies. This is general information and not insurance advice.
About life insurance agents in Mineola
Life insurance agents in Mineola, New York help residents and businesses find coverage that fits their needs. New York State requires all life insurance agents to hold a valid license from the Department of Financial Services. Local agents can guide you through options like term life, whole life, and universal life policies while explaining how New York insurance laws affect your benefits.
Frequently Asked Questions
What license does a life insurance agent in Mineola need?
A life insurance agent in Mineola must hold a New York State Life Insurance license issued by the Department of Financial Services. This license requires completing pre-licensing education and passing a state exam. Agents must also complete continuing education every two years to maintain their license.
How do New York laws affect life insurance policies?
New York has specific regulations including a free look period of at least 10 days for most policies. The state also requires insurers to pay interest on policy proceeds if payment is delayed beyond 30 days after proof of death is received. These laws protect policyholders in Mineola and across New York.
Can a life insurance agent in Mineola help with estate planning?
Yes, many life insurance agents in Mineola work with estate planning attorneys to integrate life insurance into your overall plan. In New York, life insurance proceeds generally pass to beneficiaries free from probate and are not subject to state income tax. However, the death benefit may be included in your estate for New York estate tax purposes if you own the policy.
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