The top-rated life insurance agent in Nesconset, New York is Kaitlin Scott - State Farm Insurance Agent, rated 5.0 stars across 387 reviews. Other highly rated options include Dennis Scannell - State Farm Insurance Agent, KMB Coverage Inc., Cafaro Insurance Agency Inc.. This directory lists 10 life insurance agents serving Nesconset.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kaitlin Scott - State Farm Insurance Agent | 110 Lake Ave S Ste 46 | (631) 656-9100 |
| 2 | Dennis Scannell - State Farm Insurance Agent | 127 Smithtown Blvd #8 | (631) 780-6622 |
| 3 | KMB Coverage Inc. | 261 Smithtown Blvd Suite 5 | (631) 585-2800 |
| 4 | Cafaro Insurance Agency Inc. | 738 Smithtown Bypass #110 | (631) 321-6165 |
| 5 | Nesconset Brokerage Inc | 309 Smithtown Blvd | (631) 737-9393 |
| 6 | Paul Savino - State Farm Insurance Agent | 279 Smithtown Blvd #6 | (631) 981-6969 |
| 7 | Central Island Insurance Agency | 2060, 287 Smithtown Blvd A | (631) 981-8844 |
| 8 | PETER SPADAFINO: Allstate Insurance | 267 Smithtown Blvd Ste 1 | (631) 981-7000 |
| 9 | Lifestyle Shield Insurance | 19 Yarmouth Ln | (877) 977-9970 |
| 10 | Dudek Insurance Agency | 25 Rolling Hills Dr | (631) 339-8468 |
What Does a a Life Insurance Agent in Nesconset Cost?
Life insurance costs in New York vary by age, health, and coverage amount. A typical term life policy for a healthy 35-year-old may cost between $20 and $50 per month for $500,000 in coverage. Whole life policies often range from $100 to $300 per month for similar coverage. Costs are higher for older applicants or those with health conditions. This is general information, not insurance advice.
About life insurance agents in Nesconset
Life insurance agents in Nesconset, New York help residents find coverage that fits their needs. New York state law requires agents to hold a valid license and follow strict disclosure rules. Local agents can guide you through term life, whole life, and universal life policies available in Suffolk County.
Frequently Asked Questions
What license does a life insurance agent need in New York?
In New York, a life insurance agent must hold a valid license from the New York State Department of Financial Services. This requires completing pre-licensing education and passing a state exam.
How long does it take to get life insurance in Nesconset?
The process can take from a few days to several weeks depending on the policy type and your health. New York law allows a free look period of at least 10 days after you receive the policy.
Are there special rules for life insurance in New York?
Yes, New York has specific regulations including a requirement for agents to provide a policy summary and a buyers guide. The state also mandates grace periods of at least 30 days for premium payments.
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