The top-rated life insurance agent in Rockville Centre, New York is Oscar Espinal - State Farm Insurance Agent, rated 5.0 stars across 669 reviews. Other highly rated options include Farmers Insurance - Nestor Morales, Beth Moss I American Senior Benefits, InsBOSS USA, Inc.. This directory lists 15 life insurance agents serving Rockville Centre.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Oscar Espinal - State Farm Insurance Agent | 566 Merrick Rd | (516) 208-4451 |
| 2 | Farmers Insurance - Nestor Morales | 268 Merrick Rd | (516) 881-9099 |
| 3 | Beth Moss I American Senior Benefits | 119 N Park Ave | (516) 240-1079 |
| 4 | InsBOSS USA, Inc. | 450 Sunrise Hwy #2h | (833) 467-2677 |
| 5 | Alexander Anderson: Allstate Insurance | 530 Merrick Rd | (516) 544-2022 |
| 6 | RVC Insurance Agency | 450 Sunrise Hwy Unit 2A | (516) 608-9192 |
| 7 | Diane McGrath - State Farm Insurance Agent | 75 N Park Ave | (516) 678-8282 |
| 8 | J.A. Faccibene & Associates, Inc. | 100 Merrick Rd | (516) 766-3513 |
| 9 | Protected Future Insurance | 199 Brower Ave | (516) 331-2726 |
| 10 | Peaceful Life Insurance | 4College Pl | (347) 309-7971 |
Oscar Espinal - State Farm Insurance Agent serves the Rockville Centre, New York area, providing professional life insurance agent services. The agency helps local residents and families assess their financial protection needs and plan for long-term security through personalized coverage options. Clients can work directly with the agent to select suitable policies that address income replacement and final expense obligations. Specific services handled in this area include term life insurance policies for temporary coverage periods and whole life insurance plans offering lifelong protection with cash value accumulation.
Farmers Insurance - Nestor Morales in Rockville Centre, NY provides a range of life insurance services, including term, whole, and universal life policies tailored to individual needs. The agency helps clients evaluate their coverage requirements and adjust plans as circumstances change. It offers regular policy reviews and support with claims and beneficiary updates. The agency serves local homeowners, apartment dwellers, retail establishments, and restaurants throughout the area, ensuring their financial protection needs are met.
Homeowners and families in Rockville Centre, NY, turn to this life insurance agent for guidance on securing their financial futures. Beth Moss I American Senior Benefits provides personalized consultations to help clients assess their coverage needs for retirement planning. The firm assists with policy selection from major carriers, ensuring protection for loved ones. Services extend to residents in nearby Baldwin Harbor and throughout the greater Nassau County metro area.
Serving Rockville Centre and the surrounding Nassau County communities, InsBOSS USA, Inc. connects local residents with life insurance policies that fit their financial planning needs. As a dedicated life insurance agent, the company helps clients understand term, whole, and universal life options during the decision-making process. Approaching each situation carefully, InsBOSS USA, Inc. reviews individual coverage needs compared to budgets, then recommends suitable policy types from available carriers, finally guiding clients through the required medical underwriting and application paperwork step by step.
Alexander Anderson: Allstate Insurance in Rockville Centre, NY provides life insurance as one-time coverage options, such as term policies for a set period, alongside recurring service options like permanent plans with lifelong protection. Their focus is on helping clients select coverage that fits their specific financial needs and family circumstances in the area. Service runs strictly on an as-needed basis, with policies managed according to individual client requests and policy renewal schedules.
RVC Insurance Agency specializes in life insurance products designed to protect families and individuals in Rockville Centre, NY. It also offers general advisory services to guide clients through policy selection and beneficiary planning. The agency focuses on matching coverage to long-term financial goals. During open enrollment periods or major life events such as marriage, it provides timely assistance to adjust existing policies for new dependents or changing needs.
As the seasons change in Rockville Centre, residents often review their financial protections against life’s uncertainties. Diane McGrath, as a State Farm Insurance Agent, provides guidance on life insurance policies tailored to local needs and future planning. She helps clients understand coverage options that can support family financial security. The initial step generally includes a no-obligation review of an individual’s current coverage and personal goals to assess appropriate policy choices.
J.A. Faccibene & Associates, Inc. provides life insurance coverage to individuals and families in Rockville Centre, New York. The agency specializes in structuring policies that offer financial protection and long-term security for beneficiaries. Services commonly include term and whole life options, tailored to meet diverse needs and budgets. The firm also serves commercial clients, addressing the insurance requirements for local offices, warehouses, and food service businesses.
Protected Future Insurance serves residential clients in Rockville Centre, New York, helping them select life insurance policies to safeguard their families’ financial futures. The agency also handles commercial coverage for local businesses seeking key person or buy-sell protection. Their service area extends throughout Nassau County. Agents work closely with each client to tailor a plan that fits current needs and evolving life circumstances. After a policy is in place, the team schedules regular follow-up visits to review coverage and make adjustments as necessary.
Peaceful Life Insurance in Rockville Centre, NY, is known for helping local residents secure financial protection through personalized coverage. The agency offers a full range of life insurance products, including term, whole, and universal policies, designed to meet diverse client needs. Each policy is tailored to safeguard families and businesses against unforeseen events in the community. A specialty service available is final expense planning, which covers end-of-life costs and relieves loved ones of unexpected financial burdens.
What Does a a Life Insurance Agent in Rockville Centre Cost?
The cost of life insurance through a Rockville Centre agent varies by age, health, coverage amount, and policy type. For a healthy 35 year old, a 20 year term life policy of 500,000 dollars can range from 25 to 50 dollars per month. Whole life policies typically cost more, often starting at 100 dollars per month for the same coverage. New York also imposes a premium tax of 2 percent on life insurance policies. This is general information, not insurance advice.
About life insurance agents in Rockville Centre
Life insurance agents in Rockville Centre, New York help residents find policies that protect their families and meet state regulations. New York requires life insurance agents to hold a valid license from the New York State Department of Financial Services. Local agents can guide you through term life, whole life, and universal life options tailored to your budget and goals.
Frequently Asked Questions
What license does a life insurance agent in Rockville Centre need?
A life insurance agent in New York must hold a valid life insurance license issued by the New York State Department of Financial Services. This license requires completing pre-licensing education and passing a state exam. Agents must also complete continuing education every two years to renew their license.
How do I choose a life insurance agent in Rockville Centre?
Look for an agent who is licensed in New York and has experience with policies that comply with state laws. Ask about their familiarity with New York specific regulations such as the free look period of 10 days for life insurance policies. Check their reviews and verify their license through the New York State Department of Financial Services website.
What are typical life insurance requirements in New York?
New York law requires life insurance policies to include a free look period of at least 10 days after delivery. The state also mandates that policyholders receive a buyer guide and policy summary. Additionally, New York has specific rules about policy replacements and grace periods for premium payments.
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