The top-rated life insurance agent in Rome, New York is Stephanie Utter - State Farm Insurance Agent, rated 4.9 stars across 170 reviews. Other highly rated options include Michael Collea - State Farm Insurance Agent, Moore Insurance Group, Steve Jarvis - State Farm Insurance Agent. This directory lists 15 life insurance agents serving Rome.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Stephanie Utter - State Farm Insurance Agent | 8060 Turin Rd | (315) 339-3300 |
| 2 | Michael Collea - State Farm Insurance Agent | 146 Erie Blvd E | (315) 371-4225 |
| 3 | Moore Insurance Group | 1002 Black River Blvd | (315) 371-4288 |
| 4 | Steve Jarvis - State Farm Insurance Agent | 834 Black River Blvd | (315) 336-5595 |
| 5 | Joseph Zullo: Allstate Insurance | 241 E Dominick St | (315) 339-1134 |
| 6 | Alan I. Spindler: Allstate Insurance | 813 Black River Blvd N | (315) 336-4040 |
| 7 | Better Fund Insurance | 255 Hill Rd | (516) 893-4317 |
| 8 | Dimaggio Insurance Agency | 200 E Garden St | (315) 336-8875 |
| 9 | Prudential | Dick Presky | Life Insurance & Financial Services | 214 N Washington St | (315) 336-0375 |
| 10 | Barry Scott | 211 E Dominick St | (315) 339-5897 |
Stephanie Utter - State Farm Insurance Agent serves the Rome, New York area, providing services as a local life insurance agent. This agency helps individuals and families in the surrounding community select appropriate coverage to meet their financial protection needs. The agent assists clients in evaluating term and whole life insurance policies that align with personal circumstances and long-term planning.
Michael Collea - State Farm Insurance Agent in Rome, NY, provides a full range of life insurance services, including term and whole life policies designed to meet diverse financial planning needs. The agency assists clients with policy selection, application processing, and regular account reviews to adjust coverage as life circumstances change. Service plans include ongoing support for beneficiaries and policy modifications. The company services individual homeowners, apartment dwellers, retail store owners, and restaurant operators in the local area.
Serving Rome, New York, and the surrounding communities, Moore Insurance Group provides life insurance agent services. The company assists clients in selecting and securing life insurance policies that offer financial protection for their families. Policies can cover final expenses, help replace lost income, or support long-term financial needs. Each client's situation is reviewed to understand their specific coverage requirements. To handle a typical job, Moore Insurance Group begins by gathering relevant personal and financial details before presenting policy options that align with the client's goals.
Steve Jarvis - State Farm Insurance Agent in Rome, NY serves homeowners, renters, and small business owners seeking customized life insurance solutions. The agency helps clients build financial security through term life and whole life policies designed to protect families from unexpected loss. Thorough needs assessments guide recommendations for appropriate coverage amounts and policy durations. This life insurance agent also assists drivers and property managers with auto and renters protection alongside life products. Services extend to residents of Utica and communities throughout Oneida County for life insurance planning.
Joseph Zullo: Allstate Insurance serves clients in Rome, NY, providing both one-time policy shopping assistance and ongoing coverage management. As a local life insurance agent, this office helps individuals and families select plans to protect their beneficiaries from financial hardship. Service options under a life insurance policy typically include term coverage for a fixed period or permanent insurance with lasting cash value growth. Ongoing support for existing policies is available as part of the regular client relationship, while initial consultations or policy reviews can be scheduled on an as-needed basis.
Alan I. Spindler: Allstate Insurance offers personalized life insurance policies designed to protect family financial futures. As a local agent serving Rome, NY, the practice also provides property and casualty coverage to address a range of personal risk management needs. Clients can meet with the agent to review various term and permanent life options, ensuring adequate protection for dependents and estate planning goals. As the end of the calendar year approaches, many residents seek guidance on updating beneficiaries and adjusting coverage after major life changes.
As life in Rome, NY, brings changing seasons and evolving family needs, securing financial protection becomes a practical concern for many households. Better Fund Insurance operates as a life insurance agent serving this area. The company helps clients review personal coverage options that address future income replacement and final expenses. Their process starts with an initial fact-finding conversation. A policy inspection is then scheduled to review existing coverage and assess the applicant's specific insurance requirements.
Dimaggio Insurance Agency assists individuals and families in Rome, NY, with life insurance policies tailored to their financial goals and protection needs. The agency also specializes in supplemental coverage options such as accidental death and disability benefits, providing additional security for policyholders. Beyond individual clients, the agency serves commercial sectors, including offices, warehouses, and food service operations, offering life insurance solutions that help businesses protect key personnel and support continuity planning.
Prudential | Dick Presky | Life Insurance & Financial Services offers residential life insurance coverage for local Rome families. The agency also provides commercial financial services and coverage for area businesses throughout Oneida County. Policies are designed to support individual and corporate financial planning needs. Regular policy reviews allow the agency to follow up with clients between their scheduled visits to adjust coverage as life circumstances change.
Barry Scott in Rome, NY is known for providing life insurance agent services to local residents and families seeking financial protection. The firm assists clients in evaluating term life, whole life, and universal life policy options. It helps individuals secure coverage that can address final expenses, income replacement, and mortgage protection needs. A specialty service it can add on is offering guidance on survivorship insurance policies designed for couples planning estate liquidity and inheritance.
What Does a a Life Insurance Agent in Rome Cost?
Life insurance agent services in Rome, New York do not have a set fee because agents typically earn commissions from the insurance company. Policy costs vary widely based on age, health, coverage amount, and policy type. For example, a healthy 35-year-old might pay between $25 and $50 per month for a 20-year term policy with $500,000 in coverage. Rates can be higher for older applicants or those with health conditions. This is general information, not insurance advice.
About life insurance agents in Rome
Life insurance agents in Rome, New York help residents choose policies that protect their families and meet state regulations. New York law requires agents to be licensed by the New York State Department of Financial Services. These professionals can guide you through policy options, from term life to permanent coverage, tailored to your needs in Oneida County.
Frequently Asked Questions
What license does a life insurance agent need in New York?
A life insurance agent in New York must hold a valid license from the New York State Department of Financial Services. This requires completing pre-licensing education and passing the state exam. The license must be renewed every two years.
How do I verify an agent license in Rome New York?
You can verify a life insurance agents license on the New York State Department of Financial Services website. Use the license lookup tool to check their status and any disciplinary history. This ensures the agent is authorized to sell policies in Rome.
What is the free look period for life insurance in New York?
New York law provides a free look period of at least 10 days for life insurance policies. During this time you can cancel the policy for a full refund. This applies to policies purchased from agents in Rome.
Life Insurance Agents in Other New York Cities
Albany · Amherst · Amityville · Babylon · Baldwinsville · Bay Shore · Bethpage · Binghamton · Brockport · Bronx · Brooklyn · Buffalo · Canandaigua · Cheektowaga · Cicero