The top-rated life insurance agent in Saugerties, New York is Thomas X. Loughlin - State Farm Insurance Agent, rated 5.0 stars across 452 reviews. Other highly rated options include Health Options NY, Naccarato Insurance, Helsmoortel Insurance Agency, Inc.. This directory lists 10 life insurance agents serving Saugerties.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Thomas X. Loughlin - State Farm Insurance Agent | 139 Partition St Suite 3 | (845) 295-1000 |
| 2 | Health Options NY | 43 Megan Dr | (914) 263-2947 |
| 3 | Naccarato Insurance | 100 Ulster Ave | (845) 246-7134 |
| 4 | Helsmoortel Insurance Agency, Inc. | 148 Burt St #9w | (845) 246-9555 |
| 5 | Helsmoortel Realty | 148 Burt St #9w | (845) 246-9555 |
| 6 | Tom Roessner - State Farm Insurance Agent | 438 NY-212 | (845) 246-4091 |
| 7 | Title Insurance New York | 270 W Saugerties Rd | (516) 893-4246 |
| 8 | The Reis Group | 27 Market St | (845) 246-9563 |
| 9 | Aflac Insurance Agent: Casey Leffler | 13 Village Dr #610 | (410) 459-6391 |
| 10 | Jon Decker Insurance Agency | 269 Malden Turnpike | (845) 681-5004 |
Thomas X. Loughlin, a State Farm Insurance agent serving Saugerties and throughout Ulster County, provides life insurance policies to local residents and families. His agency handles term life and whole life coverage options tailored to individual financial needs. It also offers consultations to help clients evaluate their long-term protection requirements. In the Saugerties area, the office assists with final expense life insurance plans that cover end-of-life costs.
Life insurance agents at Health Options NY in Saugerties provide a range of services including policy review, needs analysis, and application assistance for individuals and families. They offer ongoing support to help clients manage their life insurance plans over time. This includes helping with policy changes, beneficiary updates, and addressing questions about coverage. Their services are available for people in single-family homes, apartments, retail businesses, and restaurants.
Homeowners, renters, and small business owners in Saugerties, New York, can rely on Naccarato Insurance for life insurance policies that provide financial protection for their families. The agent assists clients in selecting appropriate coverage options to meet their long-term security needs. Individual consultations are offered to help clarify policy details and tailor solutions accordingly. Naccarato Insurance also serves clients in the neighboring communities of Woodstock and Kingston.
Serving the greater Saugerties area and the surrounding communities of Ulster County, Helsmoortel Insurance Agency, Inc. handles life insurance for individuals and families. The agency works to help clients secure financial protection for their loved ones through various policy options. For each client, it begins by reviewing their specific needs and then carefully comparing available coverages. This process ensures that the final policy recommendation aligns closely with the client's long-term financial goals.
Helsmoortel Realty in Saugerties, NY, distinguishes between one-time policy reviews and recurring updates to the coverage plan for life insurance. Coverage options are selected to address individual financial protection needs, whether for income replacement or final expenses. The agent assists clients in evaluating term versus permanent policies to match their long-term goals. Service operates on an as-needed basis, with appointments scheduled when policy reassessment or a new application is required.
Tom Roessner - State Farm Insurance Agent in Saugerties specializes in life insurance products such as term and whole life policies. The agency also assists clients with general insurance services, including auto, home, and health coverage, tailored to individual needs. It works with local residents to assess their financial protection goals and select appropriate policy options. This office can help address specific concerns like ensuring family financial stability after a loss or planning for college funding needs.
With the changing seasons in the Hudson Valley often prompting homeowners to reassess their financial protections, Title Insurance New York in Saugerties provides life insurance agent services tailored to local families and individuals. They assist clients in reviewing coverage needs that address common concerns of the region, such as safeguarding a family’s income or covering outstanding debts. The initial step in this process involves a no-obligation inspection of the client’s current policies and a discussion of their personal financial goals.
The Reis Group provides life insurance services to individuals and families in the Saugerties, New York area. Its core work involves helping clients select policies that offer financial protection for beneficiaries. The company also specializes in adding supplemental coverage options, such as accidental death or critical illness riders, to standard life plans. This approach allows it to serve various commercial sectors including local offices, warehouses, and food service businesses.
Serving residences in Saugerties, New York, this life insurance agent provides coverage solutions tailored to individual needs. Commercial life insurance offerings are also available for local businesses throughout the broader Saugerties area. As a representative of Aflac, the agency assists clients with understanding policy options and filing claims. Casey Leffler meets with policyholders to review coverage changes and annual plan updates, following up between regular visits to ensure beneficiaries and beneficiaries’ information remain current.
Jon Decker Insurance Agency, based in Saugerties, NY, focuses on matching individuals and families with appropriate life insurance policies that align with their personal circumstances. Serving the local community, the agency helps clients understand policy options that provide financial security for loved ones. Common plans reviewed include term and whole life coverage, which protect beneficiaries during difficult transitions. The agency often assists with final expense planning as an additional specialty that addresses end‑of‑life financial needs.
What Does a a Life Insurance Agent in Saugerties Cost?
Life insurance costs in New York vary by age, health, coverage amount, and policy type. A healthy 35-year-old might pay between 25 and 50 dollars per month for a 20-year term policy with 500,000 dollars in coverage. Whole life policies often cost 5 to 10 times more than term policies. This is general information, not insurance advice.
About life insurance agents in Saugerties
Life insurance agents in Saugerties help residents secure financial protection for their families. New York State requires all life insurance agents to hold a valid license from the Department of Financial Services. Local agents can guide you through term, whole, and universal life policies that comply with New York insurance regulations.
Frequently Asked Questions
What license does a life insurance agent need in New York?
Agents must pass the New York State insurance licensing exam and complete pre-licensing education. They must also renew their license every two years and complete continuing education courses.
Are there specific New York laws for life insurance policies?
Yes. New York Insurance Law Section 3203 requires a free look period of at least 10 days for individual life policies. The state also mandates that policy illustrations include guaranteed and non-guaranteed values.
How do I choose a life insurance agent in Saugerties?
Look for an agent licensed in New York with experience in policies that fit your needs. You can verify an agents license through the New York Department of Financial Services website.
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