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Find Life Insurance Agents Near You in Schenectady, NY
Compare life insurance agents in Schenectady. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Schenectady, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 20 life insurance agents in Schenectady, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Hopmeier Evans Gage Agency
2330 Broadway, Schenectady, NY 12306
(518) 377-7414
yourownagent.com
AAA Schenectady
220 Harborside Dr Suite 200A, Schenectady, NY 12305
(518) 374-4696
northway.aaa.com
Nikki Stone - State Farm Insurance Agent
1334 Union St, Schenectady, NY 12308
(518) 930-7316
bettercallnikki.com
Freeway Insurance
225 State St Ste 114, Schenectady, NY 12305
(518) 520-0449
locations.freeway.com
Victor Gaudin - State Farm Insurance Agent
Victor Gaudin State Farm, 3610 State St Suite 4, Schenectady, NY 12304
(518) 346-0200
victorgaudin.com
Shirley Martinez - State Farm Insurance Agent
1426 Altamont Ave Suite 3, Schenectady, NY 12303
(518) 355-5606
shirleyinsuresme.com
Empire Insurance Services, LLC
610 Union St, Schenectady, NY 12305
(518) 378-3333
ridewithempire.com
VOOMA Insurance (formerly Shutts Agency)
1740 Union St, Schenectady, NY 12309
(518) 372-5615
voomainsurance.com
Rickard Agency Inc
2088a Curry Rd, Schenectady, NY 12303
(518) 356-1900
rickardinsurance.com
Sykes Mallia Associates Inc
160 Lafayette St, Schenectady, NY 12305
(518) 393-3618
sykes-mallia.com
Tim Ochs - State Farm Insurance Agent
1811 Curry Rd, Schenectady, NY 12306
(518) 357-4911
ochsinsurance.com
2001 Central Insurance Agency
2129 Central Ave, Schenectady, NY 12304
(518) 395-2001
2001cia.com
State Farm Insurance
2727 Hamburg St Ste 4, Schenectady, NY 12303
(518) 930-7316
statefarm.com
Edward Brys: Allstate Insurance
1737 Union St Ste 2, Schenectady, NY 12309
(518) 377-0909
agents.allstate.com
John R. Zongrone Agency, Inc.
1566 State St, Schenectady, NY 12304
(518) 374-3376
zongrone.com
Steve Becker - State Farm Insurance Agent
525 Union St Ste 102, Schenectady, NY 12305
(518) 372-1561
stevebeckerinsurance.com
Nationwide Insurance: William J. Freyer
1650 State St, Schenectady, NY 12304
(518) 346-6111
agency.nationwide.com
Haresh Bhatia: Allstate Insurance
1801 Altamont Ave, Schenectady, NY 12303
(518) 346-8343
agents.allstate.com
Angers & Litz Associates Inc
15 Angers Ave, Schenectady, NY 12303
(518) 355-8030
angersandlitz.com
Kinowski Insurance Agency
1660 Tower St, Schenectady, NY 12303
(518) 356-4499
kinowskiinsurance.com
Life insurance agents in Schenectady New York help residents find coverage that meets state requirements and personal goals. New York law requires agents to hold a valid license from the Department of Financial Services and follow strict disclosure rules. Local agents can explain how New York insurance regulations affect policy options and premium costs.
What Does a Life Insurance Agent in Schenectady Cost?
Life insurance costs in New York vary by age health coverage amount and policy type. A healthy 35 year old might pay 20 to 40 dollars per month for a 20 year term policy with 500000 dollars in coverage. Whole life policies can cost 100 to 300 dollars per month for similar coverage. Premiums are higher in New York than in many other states due to state regulatory requirements. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent need in New York?
Agents must hold a valid life insurance license from the New York Department of Financial Services. They must complete pre licensing education and pass a state exam. Continuing education is required every two years to maintain the license.
How long do I have to review a life insurance policy in New York?
New York gives you a free look period of at least 10 days after you receive the policy. During this time you can cancel for a full refund. This applies to most individual life insurance policies sold in the state.
What is the difference between term and whole life insurance in New York?
Term life covers you for a set number of years and has lower premiums. Whole life covers your entire life and builds cash value. New York law requires insurers to provide clear illustrations showing how each policy works.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.