The top-rated life insurance agent in Syracuse, New York is Globe Life National Income Division: Moore Organization, rated 4.9 stars across 2,604 reviews. Other highly rated options include Donigan Business and Personal Insurance, CH Insurance, Haylor, Freyer & Coon Inc.. This directory lists 46 life insurance agents serving Syracuse.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Globe Life National Income Division: Moore Organization | 2 S Clinton St 3rd Floor Suite 305 | (508) 658-9635 |
| 2 | Donigan Business and Personal Insurance | 708 W Belden Ave Box 11535 | (315) 428-8600 |
| 3 | CH Insurance | 100 S Salina St #370 | (315) 234-7500 |
| 4 | Haylor, Freyer & Coon Inc. | 300 S State St #1000 | (315) 451-1500 |
| 5 | Delmonico Insurance Agency | 720 Van Rensselaer St Suite 207 | (315) 472-4242 |
| 6 | Steve Lamonica - State Farm Insurance Agent | 2601 W Genesee St | (315) 488-7770 |
| 7 | Freeway Insurance | 814 S Geddes St | (315) 514-0626 |
| 8 | Taylor Made Insurance Solutions, Inc. | 933 State Fair Blvd | (315) 303-7020 |
| 9 | MedicarePaul American Senior Benefits | 117 N Townsend St | (315) 663-8129 |
| 10 | Sarah Galutz - State Farm Insurance Agent | 6003 S Salina St #6 | (315) 299-8080 |
Globe Life National Income Division: Moore Organization serves the Syracuse, New York area as a licensed life insurance agency. It assists local residents with securing financial protection for families and businesses. The agency works with policy seekers to compare coverage levels suitable for their needs. Services include personalized policy counseling and basic risk assessment for long-term planning. The division also processes applications and helps manage routine policy adjustments for existing clients.
Donigan Business and Personal Insurance offers a broad selection of life insurance products tailored for clients in Syracuse, New York. The agency works with both individuals and businesses to design coverage plans that provide financial security and income protection. Regular policy reviews and updates are available to ensure coverage keeps pace with changing needs or life events. They maintain a straightforward application process to help families and companies secure protection with minimal disruption. The agency serves residential clients in single-family homes, as well as commercial properties including apartments, retail spaces, and restaurants.
CH Insurance serves homeowners and businesses throughout the Syracuse area with life insurance agent services. The agency guides clients through the process of selecting and securing coverage that helps protect families from financial hardship. They work closely with each customer to understand individual needs and recommend appropriate policy options. CH Insurance provides support from application through final policy delivery. Their coverage area also extends to clients in the surrounding Onondaga County communities near the Syracuse metro region.
Serving Syracuse and the surrounding communities of Onondaga County, Haylor, Freyer & Coon Inc. handles life insurance, helping individuals and families evaluate their coverage needs. This agency works to secure policies that provide financial protection for beneficiaries. To manage a typical client relationship, it begins with a personal consultation to review specific financial goals and current circumstances before presenting options.
While some clients choose one‑time term policies to cover a specific debt or temporary need, others prefer permanent coverage that builds cash value over the entire lifetime. Serving Syracuse, New York, as a life insurance agency, Delmonico Insurance Agency guides customers through these options, helping match coverage amounts to individual goals. The agency evaluates protection for income replacement, final expenses, and legacy planning. Service arrangements run purely on an as‑needed basis, with each policy discussion and application handled when the client requests it.
Steve Lamonica - State Farm Insurance Agent in Syracuse, NY offers term and whole life insurance policies as a specialty. The agency also provides assistance with auto, home, and renters insurance coverage. Evaluating a client’s long-term financial goals and family protection needs guides the personalized service. Many local residents come to the office when planning for a life transition such as a new marriage or the birth of a child. The agent also helps homeowners review their coverage before the peak of winter storm season in Syracuse.
As Syracuse residents consider their family’s financial protection during open enrollment seasons, Freeway Insurance provides personalized life insurance agent services tailored to local needs. The team here guides clients through term and whole life policy options, helping navigate coverage decisions for different stages of life. They focus on explaining how benefits support beneficiaries in the local community. For anyone starting coverage, the process begins with a straightforward review of current household income and future obligations to determine an appropriate initial coverage amount.
Taylor Made Insurance Solutions, Inc., located in Syracuse, NY, offers life insurance services for residential clients seeking financial protection for their families. The company also handles commercial coverage for local businesses and serves the broader Syracuse metropolitan area. Agents meet with clients to review their needs and customize plans that provide long-term security. After the initial policy setup, the company follows up between regular visits to adjust coverage as clients’ circumstances change, ensuring their plans remain suitable over time.
MedicarePaul American Senior Benefits in Syracuse, New York, focuses on helping clients navigate life insurance options that address long-term financial protection needs. The firm assists individuals and families in understanding how various policy structures can safeguard beneficiaries against unforeseen loss. By assessing each client’s unique circumstances, the agency identifies suitable coverage amounts and premium scales. Each appointment reviews the interplay between existing assets and potential policy benefits. This agent also offers specialized guidance on supplementing retirement income strategies with life insurance products.
What Does a a Life Insurance Agent in Syracuse Cost?
Life insurance agent services in Syracuse New York typically do not charge a separate fee. Agents earn commissions from the insurance company which are factored into the premium. Term life premiums for a healthy 35 year old can range from 20 to 50 dollars per month for a 500000 dollar policy. Whole life policies cost significantly more often 100 to 300 dollars per month for similar coverage. Costs vary by age health coverage amount and policy type. This is general information not insurance advice.
About life insurance agents in Syracuse
Life insurance agents in Syracuse New York help residents find coverage that fits their needs and budget. New York State requires all life insurance agents to hold a valid license from the Department of Financial Services. Agents can explain how New York specific laws like the incontestability clause and free look period protect policyholders.
Frequently Asked Questions
What license does a life insurance agent need in Syracuse New York?
Agents must hold a valid life insurance license from the New York State Department of Financial Services. This requires completing prelicensing education and passing the state exam. Continuing education is also required every two years to maintain the license.
How long is the free look period for life insurance in New York?
New York law provides a 10 day free look period for most life insurance policies. During this time you can cancel the policy for a full refund. This period starts when you receive the policy document.
What is the incontestability clause in New York life insurance?
New York law states that after a policy has been in force for two years the insurer cannot contest the policy based on misstatements in the application. This means the death benefit is generally guaranteed after two years. The clause is found in New York Insurance Law Section 3216.
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