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Life Insurance Agents in Tonawanda, NY

Directory of life insurance agents in Tonawanda, New York. Verify credentials with the state department of insurance before hiring.

11 agents listed
Updated May 2026
Tonawanda, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 11 life insurance agents in Tonawanda, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Torin Lucas - State Farm Insurance Agent
2468 Niagara Falls Blvd #7, Tonawanda, NY 14150
(716) 389-3565 torinismyagent.com
Marc Scherrer - State Farm Insurance Agent
2161 Sheridan Dr, Tonawanda, NY 14223
(716) 875-0524 marcscherrer.net
K L Hudson Insurance Agency
2777 Sheridan Dr #200, Tonawanda, NY 14150
(716) 832-3670 klhudsoninsurance.com
Saleem & Dearing Agency: Allstate Insurance
2126 Niagara Falls Blvd, Tonawanda, NY 14150
(716) 694-9400 agents.allstate.com
John Kristin Associates Inc
879 Brighton Rd, Tonawanda, NY 14150
(716) 957-3470 johnkristinassoc.com
Di Giore Insurance & Financial
2860 Sheridan Dr, Tonawanda, NY 14150
(716) 837-1300
Delbert E McMaster Agency Inc
111 Niagara St, Tonawanda, NY 14150
(716) 693-9841
Palumbo Insurance Agency, Inc
2571 Sheridan Dr, Tonawanda, NY 14150
(716) 832-1736 palumboinsuranceagency.com
Consolidated Insurance Agents: Michael Boyle Insurance Agency
2708 Eggert Rd, Tonawanda, NY 14150
(716) 836-8400 boyleinsurance.com
Upstate USA Insurance Agency LLC.
2718 Elmwood Ave, Tonawanda, NY 14217
(716) 877-9800 upstateusa.com
Insurance Market
83 Seymour St, Tonawanda, NY 14150
(716) 743-1200

Life insurance agents in Tonawanda, New York help residents find coverage that meets their needs. New York state requires all life insurance agents to hold a valid license from the Department of Financial Services. Local agents can guide you through term life, whole life, and other policy options.

What Does a Life Insurance Agent in Tonawanda Cost?

Life insurance costs in New York vary by age, health, and policy type. A healthy 35 year old might pay 20 to 40 dollars per month for a 20 year term policy of 500,000 dollars. Rates for whole life policies are higher, often starting at 100 dollars per month. Costs also depend on your medical history and lifestyle. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a life insurance agent need in New York?
In New York, a life insurance agent must hold a valid life insurance license from the New York State Department of Financial Services. This requires passing a state exam and completing continuing education every two years.
How long does a life insurance application take in New York?
The application process in New York typically takes 2 to 6 weeks. This includes medical underwriting and policy review. New York law gives you a 10 day free look period after receiving the policy to cancel for a full refund.
Can I buy life insurance online in Tonawanda?
Yes, you can buy life insurance online in Tonawanda. However, New York law requires that the agent or insurer be licensed in the state. Many local agents offer virtual consultations to help you choose a policy.