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Find Life Insurance Agents Near You in Utica, NY

Browse life insurance agents serving Utica, New York. Updated 2026-07-14.

The top-rated life insurance agent in Utica, New York is Scott Grates - State Farm Insurance Agent, rated 5.0 stars across 291 reviews. Other highly rated options include Matt Nimey Insurance Agency, AAA Utica, Dan Meehan - State Farm Insurance Agent. This directory lists 12 life insurance agents serving Utica.

Showing 12 life insurance agents in Utica, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Scott Grates - State Farm Insurance Agent430 Trenton Rd(315) 797-7763
2Matt Nimey Insurance AgencyBy appointment Only, 2001 Bleecker St(315) 737-6099
3AAA Utica430 Court St(315) 797-5452
4Dan Meehan - State Farm Insurance Agent2023 Sunset Ave(315) 735-4494
5BEACH AGENCY INC1111 Oriskany St W(315) 793-7626
6Scalzo Zogby & Wittig Inc120 Lomond Ct(315) 792-0000
7Arrow Health Insurance NY185 Genesee St(315) 257-7352
8Michael Garcia: Allstate Insurance2046 Genesee St(315) 793-3322
9premium plan Insurance NY266 Genesee St(332) 334-6798
10Success Insurance Utica106 Genesee St(315) 230-0287
SG
430 Trenton Rd
Scott Grates - State Farm Insurance Agent
Life Insurance Agent · Utica, NY

Scott Grates - State Farm Insurance Agent serves the Utica, New York metro area and provides life insurance agent services to local residents. The agency assists individuals and families in evaluating their coverage needs for future financial protection. Clients can discuss policy options designed to help support beneficiaries after a loss. Services also include guidance on whole life and term life insurance policies which can be tailored to fit personal goals and budgets in this region.

MN
By appointment Only, 2001 Bleecker St
Matt Nimey Insurance Agency
Life Insurance Agent · Utica, NY

Homeowners, renters, and small business owners in Utica, New York, are the primary clients of Matt Nimey Insurance Agency, which specializes in life insurance products. The agency assists clients with evaluating term and permanent coverage to protect their families and estates during difficult transitions. Policy reviews and beneficiary updates are standard services offered to ensure long-term suitability. The agency also serves clients in neighboring New Hartford, providing the same personalized consultations and policy guidance for residents throughout the broader Utica metro area.

AU
430 Court St
AAA Utica
Life Insurance Agent · Utica, NY

AAA Utica offers a range of life insurance agent services, including policy selection guidance and financial risk assessments for clients in the area. It helps individuals and families with term and whole life coverage options, tailoring plans to meet long-term financial security needs. Regular policy reviews and beneficiary updates are provided as ongoing service. The company services multiple property types, including single-family homes, apartments, local retail spaces, and restaurants.

DM
2023 Sunset Ave
Dan Meehan - State Farm Insurance Agent
Life Insurance Agent · Utica, NY

Dan Meehan - State Farm Insurance Agent serves the Utica, New York area and its surrounding communities. The agency handles life insurance policies, providing financial protection for local families and individuals. It works with clients to assess their coverage needs based on their current circumstances and future goals. The agent explains different policy types, helping customers understand how each option might address their specific situation. When processing a typical life insurance request, the approach includes reviewing the client’s existing coverage and guiding them through the application steps necessary for approval.

BA
1111 Oriskany St W
BEACH AGENCY INC
Life Insurance Agent · Utica, NY

At BEACH AGENCY INC in Utica, NY, the primary distinction between a one-time purchase of a term life policy and a recurring whole-life plan lies in the flexibility of coverage duration versus permanent protection. These routine life insurance agent services help local residents match coverage amounts with long-term financial obligations like mortgages or education costs. Policy reviews and adjustments to beneficiaries or coverage levels are generally performed on an as-needed basis when a client experiences a major life event such as marriage, birth, or retirement.

SZ
120 Lomond Ct
Scalzo Zogby & Wittig Inc
Life Insurance Agent · Utica, NY

As the long winters in Utica prompt residents to review their financial safety nets, Scalzo Zogby & Wittig Inc provides life insurance agent services to local families. The firm assists clients in comparing term and permanent policies to secure their household’s future. Following an initial conversation, a representative completes an in-person or virtual inspection of the applicant’s health history before finalizing coverage options.

AH
185 Genesee St
Arrow Health Insurance NY
Life Insurance Agent · Utica, NY

Arrow Health Insurance NY provides life insurance services to individuals and families throughout the Utica area. The agency assists clients in evaluating coverage options that help protect their beneficiaries and plan for future financial needs. It specializes in working with small business owners to secure key person policies and related protection. The company serves a variety of commercial sectors, including offices, warehouses, and food service operations, tailoring each benefit package to the specific risks and requirements of these workplaces.

MG
2046 Genesee St
Michael Garcia: Allstate Insurance
Life Insurance Agent · Utica, NY

Michael Garcia: Allstate Insurance in Utica, NY offers life insurance as a primary specialty, including term and whole life policies to support long-term financial planning. The agency also assists clients with auto, home, and renters coverage for comprehensive personal protection. For residents navigating major life changes or entering retirement, this office provides consultations to evaluate coverage needs. It helps Utica families address estate preservation concerns following a significant event like a new mortgage or the arrival of a child.

PP
266 Genesee St
premium plan Insurance NY
Life Insurance Agent · Utica, NY
SI
106 Genesee St
Success Insurance Utica
Life Insurance Agent · Utica, NY

Success Insurance Utica is a life insurance agency serving the Utica, NY area with coverage options designed to help individuals and families protect their financial futures. The agency assists clients in navigating various policies, including term and whole life plans, to match different budgeting needs and long-term goals. Local residents can receive personalized guidance on policy features. The agency also offers expertise in adding optional riders for critical illness coverage.

GM
409 Court St
Good Move Insurance Co
Life Insurance Agent · Utica, NY
(332) 208-9821
DI
1021 Mohawk St
Diversity Insurance Agency
Life Insurance Agent · Utica, NY
(315) 678-0000

What Does a a Life Insurance Agent in Utica Cost?

The cost of life insurance in Utica New York depends on age health coverage amount and policy type. A healthy 35 year old might pay 25 to 50 dollars per month for a 20 year term policy with 500000 dollars in coverage. New York regulations require insurers to use standard mortality tables and limit rate increases on guaranteed level term policies. Costs vary widely by individual case. This is general information not insurance advice.

About life insurance agents in Utica

Life insurance agents in Utica New York help residents find coverage that fits their budget and family needs. New York State requires all life insurance agents to hold a valid license from the Department of Financial Services. Agents in Utica can assist with policies that comply with New York insurance law including the standard 30 day free look period.

Frequently Asked Questions

What license does a life insurance agent need in New York?

A life insurance agent in New York must hold a valid insurance producer license from the New York State Department of Financial Services. This license requires completing pre licensing education and passing a state exam. The license must be renewed every two years.

Can I buy life insurance online from a Utica agent?

Yes many Utica life insurance agents offer virtual consultations and online policy applications. New York law allows electronic signatures and digital delivery of policy documents. You can complete the entire process without visiting an office.

What is the free look period for life insurance in New York?

New York State law provides a 30 day free look period for most life insurance policies. During this time you can cancel the policy for any reason and receive a full refund of any premiums paid. This applies to both term and permanent policies.

Life Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.