The top-rated long-term care insurance agent in Calexico, California is Juan Rosas Insurance Agency, rated 5.0 stars across 255 reviews. Other highly rated options include Figueroa's auto insurance services, Best Formula Insurance Inc, Calhen Insurance Agency con Covered California y Molina. This directory lists 18 long-term care insurance agents serving Calexico.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Juan Rosas Insurance Agency | 28 W 3rd St Suite 4 | (760) 641-2727 |
| 2 | Figueroa's auto insurance services | 400 Emerson Ave #12 | (760) 768-8757 |
| 3 | Best Formula Insurance Inc | 301 Heffernan Ave # A | (888) 242-9922 |
| 4 | Calhen Insurance Agency con Covered California y Molina | 536 Imperial Ave | (760) 671-2224 |
| 5 | Covered California y Molina con Calhen Insurance Agency Office 2 | 233 Fourth St h | (760) 671-2224 |
| 6 | Dora R Plancarte: Allstate Insurance | 906 Imperial Ave | (760) 357-7774 |
| 7 | Golden Desert Insurance Agency, Inc. | 619 Paulin Ave # 101 | (760) 357-0531 |
| 8 | Exacto Insurance Services | 744 Imperial Ave B | (760) 768-8939 |
| 9 | Freeway Insurance | 1113 Imperial W Ave #102 | (760) 706-6065 |
| 10 | Farmers Insurance - Gilberto Astorga | 801 E Birch St UNIT 3 | (760) 768-9668 |
Juan Rosas Insurance Agency serves the Calexico, California, metro area as a long-term care insurance agent. This local agency works with individuals and families to locate policy options that help cover the costs of extended personal care. Their services involve explaining the differences between traditional and hybrid long-term care plans, as well as helping clients assess their future coverage needs and budget. The agency also assists with the application process for nursing home coverage and home-based care benefits in the Imperial County region.
Figueroa's auto insurance services in Calexico, CA, provides long-term care insurance policies to help clients plan for future personal care needs. The agency assists customers in selecting appropriate coverage options to protect assets and manage the potential costs of extended care services. Ongoing policy reviews and support for claims navigation are standard parts of its maintenance plans. The company serves a diverse range of clients, including those living in single-family homes, apartments, retail spaces, and restaurants within the local community.
Best Formula Insurance Inc serves individuals and families in Calexico, California who wish to plan for future long-term care needs. The agency focuses on helping customers understand long-term care insurance policies and how they can protect savings from high medical costs. It assists with comparing coverage options for home care, assisted living, and nursing facility stays. The company also extends its services to clients in the neighboring community of El Centro for their long-term care insurance planning.
Calhen Insurance Agency serves Calexico and the surrounding Imperial Valley communities, handling long-term care insurance options for local residents. The company works with Covered California and Molina to help clients navigate policies that cover essential services like nursing home care and in-home assistance. Its general approach involves assessing an individual's current health needs and financial situation to identify suitable coverage plans that protect assets while ensuring access to necessary long-term support.
Based in Calexico, CA, this agency distinguishes between one-time policy consultations and ongoing service to manage recurring premium and benefit needs. Long-term care coverage from Covered California y Molina con Calhen Insurance Agency Office 2 helps local residents plan for future assistance with daily living activities. General industry service includes evaluating asset protection strategies and explaining waiting periods. Appointments run on a scheduled or as-needed basis depending on the client’s annual review cycle.
Dora R Plancarte: Allstate Insurance offers long-term care insurance planning, helping clients prepare for future needs such as in-home assistance or nursing facility stays. Serving the Calexico, California area, the agency provides guidance on policies that protect assets and support independent living. As families consider their options, the agent also helps with other insurance services. During the annual Medicare open enrollment period, it assists clients in reviewing their coverage to avoid gaps in care.
As many residents of Calexico begin planning for their retirement years, the need to protect savings from rising medical expenses becomes increasingly clear. Golden Desert Insurance Agency, Inc. helps local families explore long-term care insurance coverage designed for the high cost of assisted living or home care in the Imperial Valley. The agency guides clients through policy options that address potential future care needs without requiring upfront financial commitment. To begin, an agent meets with the prospective client for a fact-finding session to discuss current health and personal goals.
Exacto Insurance Services helps individuals in Calexico and the surrounding region navigate the complexities of long-term care insurance planning. As a dedicated long-term care insurance agent, the company focuses on protecting assets from the high costs of extended care. They specialize in adding supplemental coverage options, such as home care riders or inflation protection, to standard base policies. This agency provides its services to a variety of commercial sectors, including local offices, warehouses, and food service establishments.
Freeway Insurance provides long-term care insurance services for clients in Calexico, California, helping individuals plan for future medical and personal care needs. Their work includes offering policies that cover assistance with daily activities such as bathing, dressing, and medication management. These plans aim to protect assets and provide access to in-home care or nursing facilities when required. As local agents, they guide residents through the complexities of Medicare and private coverage options. During open enrollment periods each fall, they specifically help seniors review and adjust existing policies to meet changing health conditions.
What Does a a Long-Term Care Insurance Agent in Calexico Cost?
The cost of long-term care insurance in California varies by age health and coverage amount. For a 55-year-old a policy with a 3-year benefit period and 180-day waiting period might cost between 150 and 300 dollars per month. Premiums can increase over time with insurer rate changes. This is general information not insurance advice.
About long-term care insurance agents in Calexico
Long-term care insurance agents in Calexico help residents plan for future care needs. California has a partnership program that allows policyholders to keep some assets if they later need Medi-Cal. Agents can explain how these plans work for people living in Imperial County.
Frequently Asked Questions
What does a long-term care insurance agent in Calexico do?
An agent helps you compare policies that cover nursing home care home health aides and adult day care. They explain California rules like the 90-day free look period which lets you cancel a policy for a full refund.
How does California partnership for long-term care affect my policy?
The California Partnership for Long-Term Care is a state program that offers special policies. These policies allow you to keep a certain amount of assets equal to what your policy paid out if you later apply for Medi-Cal.
Do I need a medical exam to get long-term care insurance in California?
Most policies require a medical exam or health questionnaire. California law allows insurers to ask about your health history but they cannot deny coverage based on a pre-existing condition if you have been treated for it in the past 10 years.
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