The top-rated long-term care insurance agent in Camarillo, California is Ryan Charlon - State Farm Insurance Agent, rated 5.0 stars across 363 reviews. Other highly rated options include Tom Logan - State Farm Insurance Agent, Decker Insurance Solutions, Inc, Insurance Incorporated - Camarillo. This directory lists 19 long-term care insurance agents serving Camarillo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ryan Charlon - State Farm Insurance Agent | 340 Rosewood Ave STE I | (805) 482-2735 |
| 2 | Tom Logan - State Farm Insurance Agent | 267 Village Commons Blvd suite 13 | (805) 484-0418 |
| 3 | Decker Insurance Solutions, Inc | 1203 Flynn Rd UNIT 170 | (805) 384-1645 |
| 4 | Insurance Incorporated - Camarillo | 360 Mobil Ave # 205B | (805) 738-7333 |
| 5 | All Ways Insurance Services Inc. | 350 N Lantana St Ste 204 | (877) 218-8833 |
| 6 | Joshua Donner: Allstate Insurance | 484 Mobil Ave STE 1 | (805) 388-0602 |
| 7 | Shirley Brandon - State Farm Insurance Agent | 2412 N Ponderosa Dr B109 | (805) 484-4388 |
| 8 | Tezeta Moges: Allstate Insurance | 671 Via Alondra unit 811 b | (805) 383-6561 |
| 9 | Chambers & Company Insurance Brokers | 751 E Daily Dr # 230 | (805) 388-7130 |
| 10 | Gold Coast Health Plan | 711 E Daily Dr # 106 | — |
Ryan Charlon - State Farm Insurance Agent serves the greater Camarillo, California area. It provides long-term care insurance policies to help individuals plan for future assistance needs during aging or extended illness. These policies typically cover costs for services that regular health insurance and Medicare do not, such as in-home care or nursing facility stays. The agency assists clients in selecting coverage options and helps with policy modifications as needs change over time.
Tom Logan - State Farm Insurance Agent in Camarillo, CA, offers a range of services focused on helping clients plan for potential future care needs through long-term care insurance policies. The agency assists with policy selection, application processes, and adjustments to coverage as circumstances change. Maintenance plans include periodic policy reviews to ensure benefits remain aligned with clients’ evolving health and financial situations. This agency services properties such as single-family homes, apartments, retail locations, and restaurants.
Residents of Camarillo planning for their future healthcare needs can turn to Decker Insurance Solutions, Inc for long-term care insurance guidance. The agency helps individuals navigate policy options that protect savings from the high costs of extended care. Services include policy comparisons, application assistance, and strategy planning. The agent explains coverage choices that address nursing home, assisted living, and home care expenses common in Ventura County. Decker also serves neighboring Oxnard and surrounding communities.
Insurance Incorporated - Camarillo serves the Camarillo area and the surrounding communities of Ventura County. It handles long-term care insurance policies designed to help cover costs associated with extended stays in nursing homes, assisted living facilities, or home health care. The agency helps clients navigate plan options to protect their assets while aging. Its typical approach involves assessing an individual’s potential future needs, then comparing coverage from multiple carriers to find a suitable policy that fits the client's budget.
All Ways Insurance Services Inc. in Camarillo provides specialized long-term care insurance agency services. The firm assists local families and individuals in selecting policies that help cover the costs of extended nursing home stays, assisted living facilities, or in-home care. It guides clients through the complexities of available coverage options and policy features. Whether a resident is planning ahead or facing the immediate need to manage rising care expenses during an urgent health decline, the agency offers practical, informed assistance.
As local seniors begin planning for the upcoming year, many in Camarillo seek to protect their savings from rising health costs. Joshua Donner: Allstate Insurance provides focused guidance on long-term care coverage, helping clients evaluate policies that address care at home or in a facility. With a straightforward approach, the agency explains policy structures, benefit periods, and inflation options. This process helps residents secure financial stability while preserving independence. The initial assessment typically begins with a personal consultation to review current health factors and future care expectations.
Shirley Brandon - State Farm Insurance Agent in Camarillo provides financial protection guidance, specializing in long-term care insurance policies to help clients manage the potential costs of extended care needs. The agency focuses on individual coverage that supports future health and financial planning. Shirley Brandon's office assists with plan selection, policy customization, and claims clarification for local residents. These services apply to professionals, small business operators, workforce managers, and facility operators in offices, warehouses, and food service settings.
Tezeta Moges: Allstate Insurance provides long-term care insurance services to residents in Camarillo, California, and the surrounding area. Professional guidance is offered for individuals planning for future care needs, with policies designed to help cover home care, assisted living, and nursing facility expenses. General commercial coverage is also available for local business clients needing protection. Clients can schedule follow-up appointments or policy reviews between regular visits to address changes in health or financial circumstances.
Chambers & Company Insurance Brokers is a long-term care insurance agency based in Camarillo, CA, known for helping local families arrange coverage for future custodial and home care needs. The company evaluates clients’ financial assets and health history to match them with suitable policy features and premium structures. It also offers guidance on federally-backed Long-Term Care Partnership programs that provide asset protection. Additionally, the firm provides consultations on combining traditional care insurance with short-term home health aide plans.
What Does a a Long-Term Care Insurance Agent in Camarillo Cost?
Long-term care insurance costs in California vary by age, health, and coverage amount. For a 55-year-old, a policy with a daily benefit of 165 dollars might cost 1,500 to 3,000 dollars per year. Premiums can increase over time with insurer rate changes. This is general information, not insurance advice.
About long-term care insurance agents in Camarillo
Long-term care insurance agents in Camarillo help residents plan for future care costs. California law requires agents to be licensed and follow strict rules about policy disclosures. Local agents can explain how the California Partnership for Long-Term Care program works to protect your assets.
Frequently Asked Questions
What does a long-term care insurance agent in Camarillo do?
An agent helps you compare policies from different companies. They explain coverage options like home care, assisted living, and nursing home benefits. They also ensure the policy meets California state requirements.
How do California Partnership policies work for Camarillo residents?
California Partnership policies offer asset protection if you later need Medi-Cal. These policies must meet state standards and include inflation protection. An agent can show you which insurers offer these plans in Ventura County.
What is the free look period for long-term care insurance in California?
California gives you a 30-day free look period after buying a policy. You can cancel for any reason and get a full refund. An agent must inform you of this right at the time of purchase.
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