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Find Long-Term Care Insurance Agents Near You in Cathedral City, CA

Browse long-term care insurance agents serving Cathedral City, California. Updated 2026-07-14.

The top-rated long-term care insurance agent in Cathedral City, California is Freeway Insurance, rated 4.8 stars across 482 reviews. Other highly rated options include Tim Wood - State Farm Insurance Agent, Lowest Competitive Insurance Services, Inc., Farmers Insurance Tom Breitfeller. This directory lists 15 long-term care insurance agents serving Cathedral City.

Showing 15 long-term care insurance agents in Cathedral City, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Freeway Insurance69-195 Ramon Rd STE C4(760) 914-4087
2Tim Wood - State Farm Insurance Agent35963 Date Palm Dr(760) 770-0700
3Lowest Competitive Insurance Services, Inc.68945 Vista Chino STE B(760) 325-1530
4Farmers Insurance Tom Breitfeller68828 Ramon Rd STE A(760) 770-9300
5Dynamic General Insurance Services68828 Ramon Rd C1(760) 862-5300
6Phil Goodge - State Farm Insurance Agent67850 Vista Chino Ste 106(760) 328-3233
7Safer Insurance Agency Inc. Cathedral68303 Ramon Rd a(760) 699-5761
8Fred Loya Insurance31655 Date Palm Dr(760) 770-1800
9Rosalio Plata Insurance35410 Date Palm Dr(760) 894-1015
10Terry Sharpe: Primerica - Financial Services35325 Date Palm Dr SUITE 213(760) 565-2235
FI
69-195 Ramon Rd STE C4
Freeway Insurance
Long-Term Care Insurance Agent · Cathedral City, CA

Specializing in long-term care insurance planning, Freeway Insurance offers coverage options for clients in Cathedral City and the surrounding Coachella Valley area. The agency provides guidance on policies that protect savings from the high costs of extended care at home, in assisted living, or in skilled nursing facilities. It assists individuals and families in evaluating private insurance solutions while considering local care environments. As California’s aging population faces rising inflation for senior services, this broker helps secure benefits before health changes make obtaining affordable personal care coverage more challenging.

TW
35963 Date Palm Dr
Tim Wood - State Farm Insurance Agent
Long-Term Care Insurance Agent · Cathedral City, CA

Tim Wood - State Farm Insurance Agent serves the Cathedral City area of California, specializing in long-term care insurance solutions. The agency helps residents plan for future care needs by explaining policy options that cover nursing home stays and assisted living expenses. It also assists clients in coordinating long-term care benefits with existing health coverage. The office handles policy comparisons and enrollment for both individual and couple coverage in this region.

LC
68945 Vista Chino STE B
Lowest Competitive Insurance Services, Inc.
Long-Term Care Insurance Agent · Cathedral City, CA

Lowest Competitive Insurance Services, Inc. provides guidance on long-term care insurance options, helping clients in Cathedral City, CA, evaluate plans for covering extended care needs. Its service approach involves explaining policy features and costs, while ongoing maintenance includes policy reviews to adjust coverage as circumstances change. The company assists individuals protecting personal assets through various insurance arrangements. It services the long-term care insurance needs of clients residing in single-family homes, apartments, retail businesses, and restaurants.

FI
68828 Ramon Rd STE A
Farmers Insurance Tom Breitfeller
Long-Term Care Insurance Agent · Cathedral City, CA

Homeowners and business owners in Cathedral City seeking financial protection for future care needs turn to Farmers Insurance Tom Breitfeller for long-term care insurance agent services. The agency helps clients understand options for covering assisted living, nursing home, and in-home support costs. It also offers guidance on policy features such as benefit periods and inflation protection. Cathedral City residents can secure coverage designed to preserve savings and family assets. The agency additionally serves clients throughout the Palm Springs metropolitan area.

DG
68828 Ramon Rd C1
Dynamic General Insurance Services
Long-Term Care Insurance Agent · Cathedral City, CA

Located in Cathedral City, Dynamic General Insurance Services helps clients distinguish between standalone long-term care policies and hybrid options that combine life insurance with long-term care benefits. These plans address coverage for daily assistance services, including home health aides, assisted living facilities, and nursing home care. The agency evaluates each individual’s current health and future needs to recommend suitable policy structures. Consultations and policy reviews are available on a one-time, scheduled, or as-needed basis.

PG
67850 Vista Chino Ste 106
Phil Goodge - State Farm Insurance Agent
Long-Term Care Insurance Agent · Cathedral City, CA

Phil Goodge - State Farm Insurance Agent serves Cathedral City, California and the surrounding Coachella Valley communities. The company handles long-term care insurance, helping clients prepare for the potential costs of extended care services. Policies are designed to assist with expenses from nursing homes, assisted living, or in-home care that standard health plans often do not cover. To handle a typical job, the agent reviews a client's current coverage and personal situation before presenting options that fit individual needs and budget.

SI
68303 Ramon Rd a
Safer Insurance Agency Inc. Cathedral
Long-Term Care Insurance Agent · Cathedral City, CA

Safer Insurance Agency Inc. Cathedral specializes in providing long-term care insurance policies to residents of Cathedral City, California. The agency helps clients plan for future care needs, offering guidance on coverage options that protect assets and ensure access to necessary services. It assists individuals and families in navigating the complexities of policy selection and enrollment. As the cost of senior care continues to rise, the agency regularly helps local clients review their plans before the annual Medicare open enrollment period ends.

FL
31655 Date Palm Dr
Fred Loya Insurance
Long-Term Care Insurance Agent · Cathedral City, CA

The desert heat of Cathedral City makes planning for future health needs especially important for retirees and older residents. Fred Loya Insurance addresses this concern by helping clients explore long-term care coverage options that protect savings from the rising costs of assisted living or home health services. Their focus is on navigating policy choices that fit individual financial situations. A comprehensive initial-assessment step reviews current assets, health factors, and potential care scenarios before any policy recommendations are made.

RP
35410 Date Palm Dr
Rosalio Plata Insurance
Long-Term Care Insurance Agent · Cathedral City, CA

As residents of Cathedral City plan for retirement or face a sudden health change, the need for reliable long-term care coverage becomes pressing. Rosalio Plata Insurance helps local seniors and families navigate the complexities of choosing appropriate policies. The company serves as a dedicated long-term care insurance agent, explaining benefit periods, daily coverage amounts, and inflation protection options. Because each client has unique medical and financial circumstances, the initial process begins with a thorough assessment of personal assets and health history to identify suitable plans.

TS
35325 Date Palm Dr SUITE 213
Terry Sharpe: Primerica - Financial Services
Long-Term Care Insurance Agent · Cathedral City, CA
FI
68545 Ramon Rd Ste C102
Fina Insurance Agency Services Inc
Long-Term Care Insurance Agent · Cathedral City, CA
(760) 321-7746
CW
68175 Alcita Rd
Connelly - Weiss Insurance
Long-Term Care Insurance Agent · Cathedral City, CA
(760) 668-4048
connellyweissinsurance.com
PV
68192 Ramon Rd
Palm Valley Insurance Services
Long-Term Care Insurance Agent · Cathedral City, CA
(760) 775-7256
palmvalleyinsurance.com
BS
34400 Date Palm Dr # O
Beach Stanton Insurance Agency LLC
Long-Term Care Insurance Agent · Cathedral City, CA
(760) 324-1144
beachstanton.com
IG
35256 Date Palm Dr
Irasema German Insurance Services
Long-Term Care Insurance Agent · Cathedral City, CA
(702) 291-5650

What Does a a Long-Term Care Insurance Agent in Cathedral City Cost?

In California, long-term care insurance premiums vary widely based on age, health, and coverage amount. A typical policy for a 55-year-old might cost between $1,500 and $3,000 per year, while a 65-year-old might pay $2,500 to $5,000 annually. Policies with inflation protection and longer benefit periods cost more. These figures are general estimates and your actual cost will depend on your specific situation. This is general information, not insurance advice.

About long-term care insurance agents in Cathedral City

A long-term care insurance agent in Cathedral City, California helps residents find policies that cover nursing home, assisted living, and home care services. California offers a Partnership for Long-Term Care program that allows policyholders to protect some assets from Medi-Cal spend-down requirements. Local agents can explain how these state-specific rules affect your coverage options.

Frequently Asked Questions

What does a long-term care insurance agent in Cathedral City do?

An agent helps you compare policies from different insurers to find a plan that fits your budget and health needs. They explain California-specific rules, such as the 30-day free look period that lets you cancel a policy for a full refund. Agents do not provide legal advice but can clarify policy details.

How does California Partnership for Long-Term Care affect my policy?

This state program allows you to keep a certain amount of assets if you later need Medi-Cal. Policies sold through the partnership must meet California standards and provide inflation protection. Your agent can tell you if a policy qualifies for this program.

Are there age limits for buying long-term care insurance in California?

Most insurers in California offer policies to people ages 18 to 84, but premiums increase with age. You must be in reasonably good health to qualify for coverage. Some companies have stricter underwriting for applicants over age 75.

Long-Term Care Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.