ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Long-Term Care Insurance Agents Near You in Ceres, CA

Browse long-term care insurance agents serving Ceres, California. Updated 2026-07-14.

The top-rated long-term care insurance agent in Ceres, California is Wyatt Insurance Agency, rated 4.6 stars across 108 reviews. Other highly rated options include Autotal Insurance Services, Gomez Insurance, SeguroMAX Insurance Center. This directory lists 15 long-term care insurance agents serving Ceres.

Showing 15 long-term care insurance agents in Ceres, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Wyatt Insurance Agency3525 Mitchell Rd Ste A(209) 537-8922
2Autotal Insurance Services2111 N Central Ave(209) 566-8844
3Gomez Insurance3641 Mitchell Rd(209) 581-0970
4SeguroMAX Insurance Center1578 E Whitmore Ave Suite# A(209) 272-1071
5Loren Poulson - State Farm Insurance Agent1929 Mitchell Rd A(209) 632-3621
6Farmers Insurance - Ruby Salazar2600 E Whitmore Ave Ste 4(209) 634-4130
7Diaz Insurance Agency2800 Mitchell Rd Suite A(209) 531-0383
8Farmers Insurance - Juan Cisneros2445 E Whitmore Ave Ste 100(209) 538-2718
9Villegas Insurance Services2948 4th St(209) 538-3555
10La Base Insurance Services3505 Central Ave # 7(209) 284-0400
WI
3525 Mitchell Rd Ste A
Wyatt Insurance Agency
Long-Term Care Insurance Agent · Ceres, CA

Wyatt Insurance Agency serves residents of Ceres and surrounding Stanislaus County as a long-term care insurance agent. The agency helps individuals evaluate their future needs for extended care, whether at home, in an assisted living facility, or in a nursing home. It provides guidance on policy options that can cover daily personal care expenses not typically paid by standard health insurance. Specific services include counseling on facility-based care coverage and coordinating individualized long-term care insurance applications.

AI
2111 N Central Ave
Autotal Insurance Services
Long-Term Care Insurance Agent · Ceres, CA

Serving local families and individuals, Autotal Insurance Services in Ceres, CA provides assistance with securing long-term care insurance policies. This type of coverage helps pay for services like nursing home care or in-home assistance during extended illness or disability. Their work focuses on explaining plan options and navigating enrollment periods for clients planning advanced health needs. They also serve residents in the broader Modesto metropolitan area.

GI
3641 Mitchell Rd
Gomez Insurance
Long-Term Care Insurance Agent · Ceres, CA

Gomez Insurance provides long-term care insurance agent services for clients in Ceres, California. It assists individuals in exploring coverage options designed to help manage the costs of extended care needs, including nursing home, assisted living, and home-based care. The agency also offers policy reviews and updates to ensure coverage remains aligned with clients’ changing circumstances. Its services are available for single-family homes, apartments, retail, and restaurants.

SI
1578 E Whitmore Ave Suite# A
SeguroMAX Insurance Center
Long-Term Care Insurance Agent · Ceres, CA

SeguroMAX Insurance Center serves Ceres, California, and the surrounding communities of Stanislaus County. It handles long-term care insurance policies that help clients cover expenses for extended nursing home stays, assisted living, or in-home care. The agency works with individuals and families to explain coverage options that protect assets during retirement. On a typical case, its agent reviews a client’s health history and financial situation, then compares policy features to recommend a plan that fits their specific needs and budget.

LP
1929 Mitchell Rd A
Loren Poulson - State Farm Insurance Agent
Long-Term Care Insurance Agent · Ceres, CA

When seeking financial protection from high future care costs, clients choose between a one-time single-premium policy or recurring monthly premium plans, with coverage designed to fund assisted living or home health services. Loren Poulson - State Farm Insurance Agent in Ceres, California, guides local residents through these long-term care insurance decisions. The agent helps explain policy benefits, elimination periods, and inflation protection options tailored to individual budgets. Service arrangements can be made on a one-time, scheduled, or as-needed basis.

FI
2600 E Whitmore Ave Ste 4
Farmers Insurance - Ruby Salazar
Long-Term Care Insurance Agent · Ceres, CA

Farmers Insurance - Ruby Salazar in Ceres, CA provides long-term care insurance services, helping clients prepare for future personal care needs that are not covered by standard health coverage. The agency works with individuals to explore plans that protect savings and maintain care options. As residents in the Central Valley face rising health costs, the agent assists with policies that address the financial strain of extended nursing home stays or in-home assistance, ensuring families have a practical safeguard before retirement or unexpected health changes arise.

DI
2800 Mitchell Rd Suite A
Diaz Insurance Agency
Long-Term Care Insurance Agent · Ceres, CA

As Ceres residents consider how to fund care during retirement or after an unexpected health event, Diaz Insurance Agency helps navigate long-term care insurance options. The agent explains policy differences for facility-based care versus home support. They discuss how California’s rising care costs affect premium decisions. An initial assessment reviews current health, family history, and desired coverage levels to match plans with individual budgets and future needs.

FI
2445 E Whitmore Ave Ste 100
Farmers Insurance - Juan Cisneros
Long-Term Care Insurance Agent · Ceres, CA

Farmers Insurance - Juan Cisneros helps clients in Ceres, CA plan for future healthcare expenses through general insurance brokerage services. A specialized focus includes long-term care insurance agent work, assisting individuals with policies that cover extended nursing or home-based assistance needs. The company also addresses related insurance add-ons for various commercial sectors, including local offices, warehouses, and food service operations.

VI
2948 4th St
Villegas Insurance Services
Long-Term Care Insurance Agent · Ceres, CA

Villegas Insurance Services provides long-term care insurance to residents of Ceres, California. The agency assists local individuals and families with planning for future care needs, including coverage for nursing homes, assisted living, and home health services. It serves clients throughout the surrounding area. Regular policy reviews and updates are conducted to account for changes in health or financial circumstances, ensuring continued protection. Follow-up meetings between annual check-ins help adjust coverage as needs evolve.

LB
3505 Central Ave # 7
La Base Insurance Services
Long-Term Care Insurance Agent · Ceres, CA
FL
1515 Mitchell Rd Ste 10
Fred Loya Insurance
Long-Term Care Insurance Agent · Ceres, CA
(209) 538-3738
fredloya.com
FI
3649 Mitchell Rd d
Farmers Insurance - Esther Lam
Long-Term Care Insurance Agent · Ceres, CA
(209) 538-2064
agents.farmers.com/ca/ceres/esther-lam
MS
3525 Mitchell Rd suite c
Mercury and Safeco Insurance Agent- Excellent Coverage At Low Rates.
Long-Term Care Insurance Agent · Ceres, CA
(209) 537-4272
wyattinsuranceca.com
GS
3641 Mitchell Rd d
Grand Slam Insurance LLC
Long-Term Care Insurance Agent · Ceres, CA
(866) 599-4460
grandslamins.net
AH
3525 Mitchell Rd suite c
Auto and Home Insurance quotes-Ceres, Ca
Long-Term Care Insurance Agent · Ceres, CA
(209) 537-8922
wyattinsuranceca.com

What Does a a Long-Term Care Insurance Agent in Ceres Cost?

Long-term care insurance agent services in California typically do not charge a separate fee because agents earn commissions from the insurance company. Policy premiums vary widely based on age, health, and coverage level. For a 55-year-old in good health, a policy with a 3-year benefit period and 5% inflation protection might cost between $1,500 and $3,000 per year. Costs are higher for older applicants or those with health conditions. This is general information, not insurance advice.

About long-term care insurance agents in Ceres

Long-term care insurance agents in Ceres, California help residents plan for future care costs such as nursing homes or in-home support. California offers the Partnership for Long-Term Care program, which allows policyholders to protect assets while qualifying for Medi-Cal. A local agent can explain how these state-specific plans work and compare policies from multiple carriers.

Frequently Asked Questions

What does a long-term care insurance agent in Ceres do?

A long-term care insurance agent in Ceres helps you evaluate and purchase policies that cover assisted living, nursing home care, and home health aides. They review your health history and financial situation to find suitable coverage. Agents also explain California Partnership plan benefits that help preserve assets.

How does California Partnership for Long-Term Care affect my policy?

California Partnership policies offer asset protection if you later need Medi-Cal. These plans must meet state standards and include inflation protection. An agent can show how this program works for Ceres residents.

What are the age requirements for buying long-term care insurance in California?

Most insurers in California offer policies to people aged 18 to 84, but premiums are lower when you buy younger. Some carriers have minimum age of 18 and maximum age of 79 for new policies. An agent can check current age limits for each company.

Long-Term Care Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.