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Find Long-Term Care Insurance Agents Near You in Citrus Heights, CA

Browse long-term care insurance agents serving Citrus Heights, California. Updated 2026-07-14.

The top-rated long-term care insurance agent in Citrus Heights, California is Nick Bullard: Allstate Insurance, rated 4.8 stars across 363 reviews. Other highly rated options include AAA Citrus Heights Branch, Odessa Insurance - CA Registration Services, Juan H. Perez: Allstate Insurance. This directory lists 12 long-term care insurance agents serving Citrus Heights.

Showing 12 long-term care insurance agents in Citrus Heights, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Nick Bullard: Allstate Insurance7447 Antelope Rd #103(916) 476-8119
2AAA Citrus Heights Branch6109 Sunrise Blvd(916) 560-0501
3Odessa Insurance - CA Registration Services7433 Greenback Ln suite h(916) 722-1100
4Juan H. Perez: Allstate Insurance8350 Auburn Blvd #101a(916) 782-5272
5Cal Save Insurance Services Inc.6045 Greenback Ln(916) 725-0588
6James Chantry: Allstate Insurance7011 Sylvan Rd Ste 11(916) 905-1900
7Stonecrest Insurance Services8350 Auburn Blvd Ste. 145(916) 576-4000
8R K Jacobs Insurance Services5620 Birdcage St Ste(916) 526-0170
9Lions & Coventry Insurance Services Inc7816 Uplands Way C(916) 967-7715
10Legacy Benefits & Insurance Services6929 Sunrise Blvd # 200(916) 677-2130
NB
7447 Antelope Rd #103
Nick Bullard: Allstate Insurance
Long-Term Care Insurance Agent · Citrus Heights, CA

Nick Bullard: Allstate Insurance in Citrus Heights, CA provides long-term care insurance agent services, including policy selection and enrollment assistance for individuals planning future care needs. Ongoing service includes policy management, beneficiary updates, and coverage reviews to ensure plans remain aligned with changing health requirements and financial goals. The agency also helps clients with claims guidance and premium payment adjustments. It services individual homes, apartment residents, retail establishments, and restaurants.

AC
6109 Sunrise Blvd
AAA Citrus Heights Branch
Long-Term Care Insurance Agent · Citrus Heights, CA

AAA Citrus Heights Branch serves the greater Sacramento area, including Citrus Heights and surrounding Placer and Sacramento counties, as a dedicated long-term care insurance agent. The company assists clients in planning for future care needs by providing information on policies that cover home care, assisted living, and skilled nursing expenses. Its agents help residents compare different coverage options and develop personalized strategies to protect assets from high care costs. The firm specifically handles file reviews for existing policy upgrades and initial policy enrollment for individuals.

OI
7433 Greenback Ln suite h
Odessa Insurance - CA Registration Services
Long-Term Care Insurance Agent · Citrus Heights, CA

Serving seniors and their families across Citrus Heights, Odessa Insurance - CA Registration Services helps clients navigate plans for long-term care coverage. As a licensed agency in this field, it assists individuals in protecting assets against the high costs of extended care needs, including nursing home or in-home support. The agency focuses on matching policy options to personal circumstances and future health considerations. It also provides services to residents in the greater Sacramento metro area, covering nearby communities such as Roseville.

JH
8350 Auburn Blvd #101a
Juan H. Perez: Allstate Insurance
Long-Term Care Insurance Agent · Citrus Heights, CA

Serving Citrus Heights and the surrounding Sacramento-area communities, Juan H. Perez: Allstate Insurance handles long-term care insurance, helping clients plan for future care needs. The agency works with individuals to understand policy options that cover services like home health aides or assisted living facilities. A typical job is approached by first reviewing a client's current assets and health situation, then explaining coverage solutions in a straightforward, educational manner before assisting with policy selection and enrollment.

CS
6045 Greenback Ln
Cal Save Insurance Services Inc.
Long-Term Care Insurance Agent · Citrus Heights, CA

Cal Save Insurance Services Inc. in Citrus Heights, CA distinguishes between one-time consultations that assess coverage needs and recurring policy reviews that adjust benefits as circumstances change. Their long-term care insurance work involves presenting options for daily care expenses, including home care or facility costs, tailored to protect personal assets. This service is available on a scheduled basis, typically requiring an appointment for a personal discussion of current health and financial plans.

JC
7011 Sylvan Rd Ste 11
James Chantry: Allstate Insurance
Long-Term Care Insurance Agent · Citrus Heights, CA

James Chantry: Allstate Insurance offers long-term care insurance agency services in Citrus Heights, CA, assisting clients in planning for future personal care and medical needs. The agency helps individuals evaluate policy options that cover extended support, allowing them to preserve assets and maintain independence. As the colder months raise the risk of slips or seasonal illnesses, this service becomes particularly valuable, guiding families in securing coverage for potential recovery periods.

SI
8350 Auburn Blvd Ste. 145
Stonecrest Insurance Services
Long-Term Care Insurance Agent · Citrus Heights, CA

Stonecrest Insurance Services helps individuals and families navigate the complexities of long-term care coverage in Citrus Heights, California. The agency focuses specifically on policies that protect savings from the high costs of extended personal and medical assistance. By evaluating various plan options, the company aims to match clients with suitable levels of future care benefits. Beyond residential clients, Stonecrest can assist local businesses seeking protection for employees, including those working in offices, warehouses, and food service environments.

RK
5620 Birdcage St Ste
R K Jacobs Insurance Services
Long-Term Care Insurance Agent · Citrus Heights, CA

With the cost of in-home assistance and nursing homes rising in the Sacramento area, many older adults in Citrus Heights seek ways to protect their savings. R K Jacobs Insurance Services helps local families review underwriting guidelines and compare policy benefits for long-term care coverage. They focus on explaining how plans can cover care at home, in assisted living, or in skilled nursing facilities. The initial step typically involves a confidential assessment of the client’s health history and financial goals to match available options.

LC
7816 Uplands Way C
Lions & Coventry Insurance Services Inc
Long-Term Care Insurance Agent · Citrus Heights, CA

Lions & Coventry Insurance Services Inc provides long term care insurance to residents throughout Citrus Heights and the surrounding communities. The company also offers professional guidance for commercial coverage needs within the local area. Their agents help clients evaluate policy options that address future care expenses without exhausting personal savings. Periodic policy reviews are conducted to ensure coverage remains aligned with changing health and financial circumstances. Clients often schedule follow-up consultations between regular annual visits to discuss benefit adjustments or new plan features.

LB
6929 Sunrise Blvd # 200
Legacy Benefits & Insurance Services
Long-Term Care Insurance Agent · Citrus Heights, CA

Legacy Benefits & Insurance Services, based in Citrus Heights, CA, is known for helping individuals plan for the financial impact of extended care needs. The agency guides clients through Medicare supplement policies and annuities designed to pay for nursing home, assisted living, or home-based care. Protecting assets against rising care costs is a central focus of its consultations. A specialty service it can add on is coordinating short-term disability income protection for policyholders.

HI
5406 Sunrise Blvd #2
HealthMarkets Insurance Agency
Long-Term Care Insurance Agent · Citrus Heights, CA
(916) 721-6273
agents.healthmarkets.com/Sacramento
JM
7649 Sunrise Blvd f
John Meyer Agency
Long-Term Care Insurance Agent · Citrus Heights, CA
(916) 676-1156
johnmeyerinsurance.com

What Does a a Long-Term Care Insurance Agent in Citrus Heights Cost?

Long-term care insurance premiums in California vary by age health and coverage level. A typical policy for a 55-year-old can cost between $1,500 and $3,000 per year. For a 65-year-old the same policy may cost $2,500 to $5,000 annually. Costs also depend on the daily benefit amount and benefit period. This is general information not insurance advice.

About long-term care insurance agents in Citrus Heights

Long-term care insurance agents in Citrus Heights help residents plan for future care needs. California offers the Partnership for Long-Term Care program which provides asset protection for qualifying policies. An agent can explain how these state-specific plans work with your existing coverage.

Frequently Asked Questions

What is the California Partnership for Long-Term Care?

It is a state program that allows you to keep a portion of your assets if you use all your long-term care insurance benefits. Policies must meet California standards and be sold by a certified agent. This program is only available in California.

How do I choose a long-term care insurance agent in Citrus Heights?

Look for an agent licensed in California with experience in long-term care policies. Ask if they are certified to sell California Partnership plans. You can verify a license through the California Department of Insurance website.

Are there time limits to buy long-term care insurance in California?

There is no state time limit to purchase a policy. However most insurers require you to be in good health. Premiums increase with age so buying earlier can lock in lower rates. California law allows a 30-day free look period after purchase.

Long-Term Care Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.