The top-rated long-term care insurance agent in Concord, California is Globe Life American Income Division: McQuade Organization, rated 4.9 stars across 1,288 reviews. Other highly rated options include Fiesta Auto Insurance & Tax Service, Freeway Insurance, TruSummit Insurance. This directory lists 20 long-term care insurance agents serving Concord.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Globe Life American Income Division: McQuade Organization | 4005 Port Chicago Hwy Suite 225 | (925) 849-6864 |
| 2 | Fiesta Auto Insurance & Tax Service | 1500 Monument Blvd Suite E7 | (925) 849-0050 |
| 3 | Freeway Insurance | 1701 Monument Blvd Ste H | (925) 951-0953 |
| 4 | TruSummit Insurance | 51 John Glenn Dr | (925) 452-6969 |
| 5 | HealthMarkets Insurance - Steve Snyder | 1200 Contra Costa Blvd Suite A | (510) 599-4700 |
| 6 | Courtney Khashabi - State Farm Insurance Agent | 901 Sunvalley Blvd #230 | (925) 356-7900 |
| 7 | Allstate Insurance: Rudy Ortiz | 2280 Diamond Blvd # 140 | (925) 326-2040 |
| 8 | Farmers Insurance - John Duncan | 5356 Clayton Rd # 220A | (925) 825-1808 |
| 9 | Mainstream Insurance Services, LLC | 1320 Willow Pass Rd Suite 600 | (925) 326-6895 |
| 10 | Brent Herrera - Mutual of Omaha Advisor | 1390 Willow Pass Rd Suite 1040 | (925) 238-9551 |
Globe Life American Income Division: McQuade Organization serves the Concord, California metro area and surrounding Contra Costa County communities as a long-term care insurance agent. The agency helps local residents understand and select coverage that addresses the financial risks of extended care needs. They guide clients through policy options designed to protect savings and maintain independence. Their services include needs assessments to determine appropriate benefit levels and annual policy reviews to ensure coverage remains aligned with changing personal circumstances.
Fiesta Auto Insurance & Tax Service offers personalized long-term care insurance options to help protect savings and maintain financial independence. It also provides guidance on policy features such as inflation protection and elimination periods. Located in Concord, California, the agency assists individuals in planning for future care needs within their local community. As summer approaches, it helps families review coverage in advance of potential seasonal caregiving transitions when older relatives may require additional support.
As temperatures spike in the Concord summer, many families worry about the rising cost of future care for aging parents. Freeway Insurance addresses this concern by offering personalized long-term care insurance policies that help cover in-home assistance or nursing facility stays. Agents guide clients through plan options that protect savings from unexpected healthcare expenses. The process starts with a straightforward initial assessment to review current assets and potential needs.
TruSummit Insurance in Concord, CA, provides a full range of long-term care insurance solutions, including initial policy consultation and plan design. It offers ongoing policy management and claims support services to assist clients through the care process. The agency also conducts annual policy reviews to adjust coverage for evolving health needs and costs. It serves clients residing in single-family homes, apartments, retail locations, and restaurants.
HealthMarkets Insurance - Steve Snyder serves residents and families in the Concord area who are planning for future medical expenses and long-term care needs. This agency helps clients evaluate long-term care insurance policies that can cover services such as in-home care, assisted living, and nursing home stays. Guidance is provided on navigating policy options to protect savings and reduce the burden on family members during a health crisis. The agency also extends its services to clients in surrounding Contra Costa County communities, including Walnut Creek and Pleasant Hill.
A local long-term care insurance agent provides guidance for clients choosing between a single policy purchase for immediate coverage and an ongoing service plan that adapts to changing needs. Courtney Khashabi - State Farm Insurance Agent in Concord, CA, offers long-term care insurance options that help individuals and families prepare for future care costs. Services operate on a scheduled basis, with regular reviews and updates to policies as personal circumstances evolve.
Serving Concord and the surrounding Contra Costa County communities, Allstate Insurance: Rudy Ortiz provides long-term care insurance agent services for local residents. The agency handles policies that help cover expenses for extended care needs, such as nursing home stays or in-home assistance. It also guides clients through the selection of appropriate coverage options to protect their assets. When working with a client, the agency typically begins by reviewing individual circumstances and financial goals, then suggesting a suitable plan from available carriers.
Farmers Insurance - John Duncan in Concord, CA specializes in long-term care insurance, helping clients plan for future personal and nursing care needs. This agency also offers general insurance services to protect homes, vehicles, and other assets. They guide residents through policy options that cover assistance with daily living activities. As winter approaches, many local families seek advice on securing coverage before seasonal illnesses arise or long-term care needs unexpectedly shift.
As families across Concord consider the financial impact of aging or chronic illness, the need for reliable long-term care coverage becomes clear. Mainstream Insurance Services, LLC helps local residents evaluate policy options that protect savings and secure care access. This agent guides clients through plan comparisons and benefit structures tailored for California’s evolving health-care landscape. The initial-assessment step typically involves a confidential review of current assets, health background, and preferred care settings to match appropriate coverage.
What Does a a Long-Term Care Insurance Agent in Concord Cost?
Long-term care insurance costs in California vary by age health and benefit amount. A typical policy for a 55 year old may cost between 150 and 300 dollars per month. Premiums for older applicants or richer benefits can be 400 to 800 dollars per month. This is general information not insurance advice. Always consult a licensed agent for a personalized quote.
About long-term care insurance agents in Concord
Long-term care insurance agents in Concord California help residents plan for future care needs. These agents can explain policies that may qualify for the California Partnership for Long-Term Care program. This state program offers special consumer protections and asset disregard benefits for qualifying plans.
Frequently Asked Questions
What does a long-term care insurance agent in Concord do?
A long-term care insurance agent in Concord helps you compare policies from different carriers. They explain coverage options benefit triggers and inflation protection. Agents also guide you through California specific rules like the partnership program requirements.
Does California have special rules for long-term care insurance?
Yes California requires insurers to offer inflation protection and nonforfeiture benefits. The state also has a 30 day free look period after you buy a policy. Agents must follow California insurance code when selling these products.
How do I choose a long-term care insurance agent in Concord?
Look for an agent licensed in California with experience in long-term care policies. Check if they are familiar with the California Partnership program. Ask about their process for comparing multiple carriers and explaining policy details.
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