The top-rated long-term care insurance agent in Costa Mesa, California is MIT l Health Insurance & Medicare Specialist, rated 5.0 stars across 221 reviews. Other highly rated options include Choice Plus Insurance Services, HealthMarkets Insurance - John Zentner, HealthMarkets Insurance - Caroline Jon. This directory lists 16 long-term care insurance agents serving Costa Mesa.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | MIT l Health Insurance & Medicare Specialist | 1500 Adams Ave # 201 | (800) 590-7279 |
| 2 | Choice Plus Insurance Services | 1072 Bristol St # 205 | (714) 695-1127 |
| 3 | HealthMarkets Insurance - John Zentner | 3146 Red Hill Ave #130 | (818) 266-4123 |
| 4 | HealthMarkets Insurance - Caroline Jon | 3146 Red Hill Ave Suite 130 #130 | (737) 999-5224 |
| 5 | United AMG Partners | 959 S Coast Dr #450 | (949) 225-4440 |
| 6 | Comparion Insurance Agency | 555 Anton Blvd Suite 326, 327, 328 | (949) 668-6502 |
| 7 | Jimenez Family Insurance Agency | 1914 Meyer Pl # D | (949) 722-4022 |
| 8 | Maxwell Agency Insurance Services | 3001 Red Hill Ave building 5 ste 201 | (949) 298-6746 |
| 9 | HealthMarkets Insurance Agency- Scott Hauser | 3146 Red Hill Ave #130 | (949) 689-3827 |
| 10 | Acrisure Costa Mesa, CA | 611 Anton Blvd # 1400 | (714) 546-6616 |
MIT l Health Insurance & Medicare Specialist serves the Costa Mesa area in Orange County, providing long-term care insurance agent services. The company helps individuals and families plan for future care needs by explaining policy options, comparing coverage levels, and navigating enrollment procedures. As a local specialist, it focuses on matching clients with plans that address their health and financial situations. Services handled in this area include long-term care insurance policy assessments and Medicare supplement plan coordination.
Choice Plus Insurance Services in Costa Mesa, California provides specialized long-term care insurance solutions, helping clients understand and select policies that address future care needs. The company assists with plan comparisons, application guidance, and periodic policy reviews to ensure coverage remains aligned with changing circumstances. Its client service includes support for claims coordination and answering questions about benefit triggers or policy provisions. The agency services a diverse clientele, including individual homeowners, residents of apartments and retirement communities, small business owners, and families planning for care in retail or restaurant settings.
HealthMarkets Insurance - John Zentner serves individuals and families in Costa Mesa who are planning for their long-term care needs. The agency helps clients understand policy options and coverage designed to pay for services like nursing homes or in-home assistance. This work allows residents to protect their assets while securing future care. John Zentner assists customers throughout the surrounding Orange County region, including nearby Newport Beach.
Serving Costa Mesa and the surrounding Orange County communities, HealthMarkets Insurance - Caroline Jon handles long-term care insurance planning for local individuals and families. The agency helps clients evaluate policy options for covering extended care needs, including home health services and assisted living arrangements. By assessing each person's financial situation and future care preferences, it works to recommend coverage that aligns with their specific concerns. For a typical client, the agent conducts a thorough needs analysis to identify suitable plan features and cost structures.
United AMG Partners in Costa Mesa helps clients distinguish between a single long-term care policy purchase and ongoing service coordination. Coverage options include traditional indemnity plans and reimbursement-based policies that fund home care, assisted living, or nursing facility expenses. The agency assists with policy selection, claims guidance, and periodic portfolio reviews. Service is arranged on an as-needed basis depending on individual client needs.
Comparion Insurance Agency specializes in helping individuals plan for future care needs through long-term care insurance solutions. Based in Costa Mesa, California, the agency focuses on policies that cover services like in-home care and assisted living arrangements. These plans are designed to protect assets and reduce the financial burden of extended health care. The agency can assist clients in planning for various commercial sectors, including offices, warehouses, and food service operations, by offering tailored coverage for business owners and their employees.
Jimenez Family Insurance Agency provides long-term care insurance consultation and policy placement services in Costa Mesa, California. The agency works with individuals and families, explaining coverage options for in-home care, assisted living, and nursing facility expenses. It offers clients guidance on choosing suitable plans to protect assets and ensure care access. With year-round assistance available, the agency regularly addresses concerns about rising care costs and helps clients review their policies before annual enrollment periods or when significant health changes occur.
As southern California families face rising healthcare costs in retirement, many seek strategies to protect their savings from prolonged medical expenses. Maxwell Agency Insurance Services, based in Costa Mesa, provides guidance on long-term care insurance policies for clients throughout Orange County. Their work typically involves assessing an individual’s current health status and financial goals before recommending suitable coverage options. The process begins with a personal consultation to review existing assets and discuss potential long-term care needs, followed by an initial assessment of the applicant’s eligibility requirements.
HealthMarkets Insurance Agency- Scott Hauser provides long-term care insurance agent services in the Costa Mesa, CA area. The company specializes in helping clients plan for future care needs, including policies for nursing home, assisted living, and home health care expenses. In addition to long-term care coverage, the agency offers related insurance products such as life and health insurance. It serves a variety of commercial sectors, including offices, warehouses, and food service operations, to help protect their employees and business continuity.
Serving residents in coastal Orange County, Acrisure Costa Mesa, CA provides long-term care insurance guidance to individuals and families in the area. Commercial coverage options are also available for businesses seeking employee benefits or key-person protection. Their service area extends throughout Costa Mesa and the surrounding communities. Following an initial policy review or enrollment consultation, clients often return for annual coverage reassessment or for assistance with claims and benefit adjustment between their regular scheduled visits.
What Does a a Long-Term Care Insurance Agent in Costa Mesa Cost?
Long-term care insurance costs in California depend on your age, health, and chosen benefits. For a 55-year-old in good health, annual premiums often range from $1,500 to $3,000. A 65-year-old might pay $2,500 to $5,000 per year. Policies with inflation protection and higher daily benefits cost more. This is general information, not insurance advice.
About long-term care insurance agents in Costa Mesa
Long-term care insurance agents in Costa Mesa help residents plan for future care needs. California law offers the California Partnership for Long-Term Care, which provides policies with inflation protection and asset disregard. These agents guide you through policy options and state-specific benefits.
Frequently Asked Questions
What does a long-term care insurance agent in Costa Mesa do?
An agent helps you compare policies from different insurers. They explain coverage for home care, assisted living, and nursing facilities. They also ensure the policy meets California Partnership standards if you qualify.
How does California law affect long-term care insurance?
California requires policies to include certain consumer protections, like a 30-day free look period. The California Partnership program offers asset protection for those who buy qualified policies. Agents must follow state regulations when selling these plans.
What is the typical cost for long-term care insurance in California?
Premiums vary by age, health, and coverage level. A 55-year-old might pay $1,500 to $3,000 per year for a standard policy. Costs are higher for older applicants and for policies with larger benefit pools.
Long-Term Care Insurance Agents in Other California Cities
Alameda · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Atascadero · Bakersfield · Baldwin Park · Banning · Beaumont · Bell Gardens · Bellflower · Benicia