The top-rated long-term care insurance agent in Culver City, California is MIS INSURANCE SERVICES, LLC, rated 4.9 stars across 3,024 reviews. Other highly rated options include BMP Insurance, Farmers Insurance - Rodney Pyle, Morton Roberts Jr - State Farm Insurance Agent. This directory lists 16 long-term care insurance agents serving Culver City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | MIS INSURANCE SERVICES, LLC | 11213 Washington Pl | (800) 726-0640 |
| 2 | BMP Insurance | 5855 Uplander Wy STE D | (310) 425-8000 |
| 3 | Farmers Insurance - Rodney Pyle | 5711 W Slauson Ave Ste 240 | (310) 421-0940 |
| 4 | Morton Roberts Jr - State Farm Insurance Agent | 3306 Helms Ave | (310) 842-7679 |
| 5 | ECD Insurance Agency | 9415 Culver Blvd Suite 50 | (310) 717-3147 |
| 6 | Derek Jones - State Farm Insurance Agent | 5563 Sepulveda Blvd c | (310) 836-8082 |
| 7 | E&P Insurance Brokerage | 6167 Bristol Pkwy Suite 106 | (310) 242-6400 |
| 8 | AJS Insurance Services | 3430 Fay Ave | (310) 204-1788 |
| 9 | Wissink Insurance | 11268 Washington Blvd | (310) 390-3318 |
| 10 | Aflac Insurance Agent | 6167 Bristol Pkwy Suite 106 | (323) 270-7849 |
MIS Insurance Services, LLC serves clients in Culver City and the greater Los Angeles County area, specializing exclusively as a long-term care insurance agent. The firm guides individuals and families through the complexities of planning for future custodial needs, including coverage for nursing home facilities and in-home caregiver assistance. Services focus on policy comparisons tailored to local healthcare costs and lifetime benefit options. Specific work includes helping clients select inflation protection riders and assisted living facility coverage.
BMP Insurance provides guidance on long-term care insurance options tailored for clients in Culver City, CA. The company works to explain policy features and care scenarios, helping individuals select appropriate coverage for their future needs. Ongoing service includes annual policy reviews and assistance with claims coordination. By maintaining contact with policyholders, the firm supports updates as care requirements change, covering in-home, assisted living, or nursing facility scenarios. It serves individual homeowners and smaller residential property managers, along with local retail shops and family-run restaurants seeking coverage for themselves or their employees.
Homeowners and individuals preparing for future care needs can work with Farmers Insurance - Rodney Pyle in Culver City, CA, for long-term care insurance. The agency helps clients explore policies that cover assisted living, home health aides, or nursing facility stays. It assists with plan selection during annual enrollment periods or life changes. The office also serves nearby communities such as Mar Vista and the greater Los Angeles Westside area.
Serving Culver City and the surrounding Los Angeles County communities, Morton Roberts Jr - State Farm Insurance Agent handles long-term care insurance needs. This includes helping clients explore coverage for nursing home care, assisted living, and in-home support. The agency focuses on explaining policy options and costs without high-pressure sales. To handle a typical job, it reviews a client’s financial situation and healthcare concerns, then recommends suitable policy features and benefit periods.
While some long-term care planning involves a single policy purchase, ongoing service options include policy annual reviews or a scheduled comparison of benefit structures. ECD Insurance Agency in Culver City, CA, assists clients in selecting coverage that addresses future home care or facility needs. They also help navigate the specifics of California Partnership policies where applicable. Their professional services are provided strictly on an as-needed basis rather than through recurring visits or a fixed appointment schedule.
Derek Jones - State Farm Insurance Agent in Culver City, CA specializes in long-term care insurance, helping clients plan for future care needs that standard health policies do not cover. The agency also provides general insurance services to local residents, addressing personal risk management for families. During open enrollment periods, the office assists seniors with evaluating policies that protect assets from the rising costs of assisted living or in-home care.
With local seniors often searching for affordable long-term care options after seasonal hospital visits, E&P Insurance Brokerage in Culver City, CA helps clients navigate the complex policies available in the area. They compare benefit periods and daily coverage amounts to match each individual’s future needs and budget. Their process begins with a thorough in-person or phone consultation to review current health status and financial goals before recommending specific plans. An initial fact-finding session is then scheduled to assess eligibility and gather medical history.
AJS Insurance Services in Culver City, CA, is known as a dedicated long-term care insurance agent, helping clients plan for future care needs while protecting their assets. The firm assists individuals and families in selecting policies that cover assisted living, home health care, and skilled nursing facility stays. An add-on specialty service the agency can provide includes life insurance policy reviews to coordinate benefits with long-term care coverage.
Serving residential clients in Culver City, this Aflac Insurance Agent provides long-term care insurance coverage to help individuals plan for future care needs. Commercial coverage is also available for local businesses seeking to offer employee benefits. Serving Culver City and the surrounding Los Angeles County area, the agency focuses on policy options that address assisted living and in-home care expenses. Clients may return between regular visits to review coverage adjustments or inquire about policy changes as their health situations evolve.
What Does a a Long-Term Care Insurance Agent in Culver City Cost?
Long-term care insurance premiums in California vary by age, health, and policy features. A typical policy for a 55-year-old can cost between $1,500 and $3,000 per year. Partnership policies may have higher premiums but offer asset protection. Costs increase with age and for added benefits like inflation riders. This is general information, not insurance advice.
About long-term care insurance agents in Culver City
Long-term care insurance agents in Culver City help residents plan for future care needs. California law requires agents to be licensed and to explain policy options clearly. The California Partnership for Long-Term Care offers special policies with asset protection and inflation protection features.
Frequently Asked Questions
What does a long-term care insurance agent in Culver City do?
An agent helps you compare policies from different companies. They explain coverage for home care, assisted living, and nursing facilities. Agents must follow California rules about suitability and disclosure.
Does California have special rules for long-term care insurance?
Yes. California requires a 30-day free look period for new policies. Agents must also provide a outline of coverage and a shoppers guide. The California Department of Insurance regulates all sales.
How do I choose a long-term care insurance agent in Culver City?
Look for an agent with a valid California license and experience with Partnership plans. Ask about their knowledge of local care costs in Los Angeles County. Check their record with the California Department of Insurance.
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