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Find Long-Term Care Insurance Agents Near You in El Centro, CA

Browse long-term care insurance agents serving El Centro, California. Updated 2026-07-14.

The top-rated long-term care insurance agent in El Centro, California is Sierra Jaime - State Farm Insurance Agent, rated 4.9 stars across 430 reviews. Other highly rated options include American Income Life - Cindy Furer, Farmers Insurance - James Gonzalez, Best Formula Insurance Services. This directory lists 20 long-term care insurance agents serving El Centro.

Showing 20 long-term care insurance agents in El Centro, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Sierra Jaime - State Farm Insurance Agent775 E Danenberg Dr #102(760) 312-9517
2American Income Life - Cindy Furer395 Broadway #10(858) 450-9919
3Farmers Insurance - James Gonzalez430 N Imperial Ave(760) 352-0371
4Best Formula Insurance Services808 N Imperial Ave(888) 242-9922
5Kahlo Insurance Services300 S Imperial Ave Suite 15(760) 539-1254
6Belellano Insurance Services610 S 8th St(760) 370-3090
7Martinez Insurance Services292 S Imperial Ave(760) 336-0808
8Horace Mann Maeda Insurance Services, LLC.238 S 8th St(760) 336-2601
9Gunther Insurance Agency458 N Imperial Ave(760) 352-4900
10Calhen Insurance Office 3 covered California and Medicare, Molina, Champion395 Broadway suite 14(760) 671-2224
SJ
775 E Danenberg Dr #102
Sierra Jaime - State Farm Insurance Agent
Long-Term Care Insurance Agent · El Centro, CA

Sierra Jaime - State Farm Insurance Agent serves El Centro and the surrounding Imperial County area, offering long-term care insurance solutions to local residents. As a licensed agent, the team assists clients with planning for future care needs that are not typically covered by standard health insurance or Medicare. They help individuals explore policies that can provide financial support for nursing home stays, assisted living facilities, or in-home care services. The agency specifically handles policy selection for personalized coverage needs and facility care planning for seniors in the community.

AI
395 Broadway #10
American Income Life - Cindy Furer
Long-Term Care Insurance Agent · El Centro, CA

American Income Life - Cindy Furer provides long-term care insurance guidance to clients in El Centro, California, helping them plan for future care needs. Its services include policy explanation, needs assessment, and assistance with plan selection to address potential long-term health expenses. Regular policy reviews are offered to adjust coverage as circumstances change. This agency serves individuals, single-family homeowners, apartment dwellers, and those involved in retail or restaurant properties.

FI
430 N Imperial Ave
Farmers Insurance - James Gonzalez
Long-Term Care Insurance Agent · El Centro, CA

Farmers Insurance - James Gonzalez serves homeowners, families, and individuals in El Centro seeking long-term care insurance solutions. These policies help cover costs associated with assisted living, nursing home care, and in-home support services, which are increasingly relevant for aging residents in the Imperial Valley. The agency guides clients through plan selection and policy details to address future care needs. It also extends its services to clients in Calexico, providing coverage options for that neighboring border community.

BF
808 N Imperial Ave
Best Formula Insurance Services
Long-Term Care Insurance Agent · El Centro, CA

Serving El Centro and the surrounding Imperial Valley communities, Best Formula Insurance Services specializes as a long-term care insurance agent. It handles policies that help clients prepare for the potential costs of extended care, such as nursing homes or in-home assistance. The company focuses on explaining coverage options to individuals and families in the area. To handle a typical case, it begins with a detailed review of a client’s situation and then presents suitable policy choices for their consideration.

KI
300 S Imperial Ave Suite 15
Kahlo Insurance Services
Long-Term Care Insurance Agent · El Centro, CA

Kahlo Insurance Services in El Centro, California helps clients understand the difference between a one-time consultation for immediate policy selection and an ongoing service relationship for adjusting coverage as needs evolve. A professional local agent can explain long-term care policy features such as daily benefit amounts, elimination periods, and inflation protection. This agency’s service runs on a scheduled basis for annual policy reviews and updates, with additional as-needed appointments when a client’s health or financial situation changes.

BI
610 S 8th St
Belellano Insurance Services
Long-Term Care Insurance Agent · El Centro, CA

Belellano Insurance Services helps individuals plan for the financial challenges of extended care, offering guidance on policies that cover nursing home, assisted living, and in-home care. The company focuses specifically on long-term care insurance, helping clients navigate coverage options to protect assets and maintain access to quality care. Serving residents throughout El Centro, California, the agency works with local retirees, professionals, and business owners. It supports a range of commercial sectors, including offices, warehouses, and food service establishments, by addressing their employees’ long-term care planning needs.

MI
292 S Imperial Ave
Martinez Insurance Services
Long-Term Care Insurance Agent · El Centro, CA

Specializing in long-term care insurance, Martinez Insurance Services helps residents of El Centro, California, plan for future care needs. The agency guides clients through policy options for home health, assisted living, and nursing facility coverage, supporting informed decisions about protecting assets and retirement income. By assessing individual circumstances, it explains how these policies can address extended care expenses. As seasonal farming communities like El Centro face unpredictable income, this agent assists with adjusting coverage during harvest or off-peak months to maintain continuous protection.

HM
238 S 8th St
Horace Mann Maeda Insurance Services, LLC.
Long-Term Care Insurance Agent · El Centro, CA

In Southern California’s Imperial Valley, the rising cost of assisted living and nursing home care makes advance planning essential for retirees and their families. Horace Mann Maeda Insurance Services, LLC. in El Centro helps local residents navigate their options for long-term care insurance coverage. The company guides clients through policy comparisons that address future medical and custodial needs. An initial consultation begins with a personal assessment of each customer’s health history, current budget, and long-term financial goals to determine suitable plan structures.

GI
458 N Imperial Ave
Gunther Insurance Agency
Long-Term Care Insurance Agent · El Centro, CA

Gunther Insurance Agency in El Centro, CA is known for helping individuals find long-term care insurance coverage to protect assets from future care costs. It assists clients in comparing policies that cover nursing homes, assisted living, or home health care. The agency focuses on matching coverage options to each client's financial situation and health needs. It can also advise on adding inflation protection riders to maintain a policy's value over time.

CI
395 Broadway suite 14
Calhen Insurance Office 3 covered California and Medicare, Molina, Champion
Long-Term Care Insurance Agent · El Centro, CA
NI
1000 Broadway
Nationwide Insurance: Citywide United Insurance Services
Long-Term Care Insurance Agent · El Centro, CA
(760) 352-6951
BI
425 Desert Gardens Dr Ste A
Bermudez Insurance Services Inc: Allstate Insurance
Long-Term Care Insurance Agent · El Centro, CA
(760) 337-5500
agents.allstate.com/bermudez-insurance-services-inc-el-centro-ca1.html
EB
780 W Olive Ave Suite C
Esmeralda Burch Insurance Services
Long-Term Care Insurance Agent · El Centro, CA
(760) 960-2769
esmeraldaburchinsuranceservices.com
DH
302 N 8th St
David H. West Insurance Services
Long-Term Care Insurance Agent · El Centro, CA
(760) 352-3411
davidhwest.com
RR
1413 Main St
Real & Reliable Insurance Services
Long-Term Care Insurance Agent · El Centro, CA
(760) 352-7565
AI
1122 W State St ste a
Armorcrest Insurance Services LLC.
Long-Term Care Insurance Agent · El Centro, CA
(760) 693-5203
armorinsgrp.com
RI
640 W State St
Roka Insurance Brokers & Services Inc
Long-Term Care Insurance Agent · El Centro, CA
(760) 556-5493
HI
1503 N Imperial Ave #102
Hart Insurance Center
Long-Term Care Insurance Agent · El Centro, CA
(760) 352-0422
insurehart.com
AI
504 Adams Ave #1
Alvarado Insurance Brokers, Inc.
Long-Term Care Insurance Agent · El Centro, CA
(760) 353-6328
GI
781 Broadway
Gaytan Insurance Agency
Long-Term Care Insurance Agent · El Centro, CA
(760) 592-4092
gaytaninsuranceagency.com

What Does a a Long-Term Care Insurance Agent in El Centro Cost?

Long-term care insurance premiums in California vary by age, health, and benefit amount. A typical policy for a 55-year-old might cost between $1,500 and $3,000 per year. For a 65-year-old, costs can range from $2,500 to $5,000 per year. These are general estimates and your actual cost will depend on your personal situation. This is general information, not insurance advice.

About long-term care insurance agents in El Centro

A long-term care insurance agent in El Centro, California can help you find a policy that covers assisted living, nursing home care, and home health services. California law requires agents to be licensed by the California Department of Insurance and to follow strict rules about policy disclosures. Local agents understand the needs of Imperial Valley residents and can explain how California Partnership for Long-Term Care plans work.

Frequently Asked Questions

What does a long-term care insurance agent in El Centro do?

An agent helps you compare policies from different insurance companies. They explain coverage options, benefit amounts, and elimination periods. They also help you apply and answer questions about California specific rules.

How do I choose a long-term care insurance agent in El Centro?

Look for an agent licensed in California with experience in long-term care policies. Ask if they work with multiple insurance carriers. Check their standing with the California Department of Insurance.

What is the California Partnership for Long-Term Care?

It is a state program that offers special policies with inflation protection and asset protection. These policies are sold by licensed agents and must meet California standards. They help you qualify for Medi-Cal if you need more care later.

Long-Term Care Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.