The top-rated long-term care insurance agent in Folsom, California is Farmers Insurance - Maria Britton, rated 4.9 stars across 268 reviews. Other highly rated options include Dr. Aaron Williams - State Farm Insurance Agent, Carlson Agency Insurance Services Inc., Whims Insurance and Financial Services. This directory lists 17 long-term care insurance agents serving Folsom.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Maria Britton | 6611 Folsom-Auburn Rd STE C-1 | (877) 777-2469 |
| 2 | Dr. Aaron Williams - State Farm Insurance Agent | 231 Blue Ravine Rd #100 | (916) 235-8565 |
| 3 | Carlson Agency Insurance Services Inc. | 9580 Oak Ave Pkwy #7-270 | (916) 439-1306 |
| 4 | Whims Insurance and Financial Services | 31 Natoma St #170 | (916) 817-6250 |
| 5 | Kyle Middleton - State Farm Insurance Agent | 705 Gold Lake Dr # 370 | (916) 355-1010 |
| 6 | Stuart Stackhouse Insurance Agency | 833 Willow Creek Dr | (916) 798-0869 |
| 7 | Century Partners Insurance Agency: Allstate Insurance | 13405 Folsom Blvd STE 810 | (916) 985-8484 |
| 8 | Greenfield Insurance Agency | 101 Parkshore Dr #100 | (877) 401-9660 |
| 9 | Gleason Insurance Brokers | 9477 Greenback Ln #524a | (844) 978-7283 |
| 10 | Life Fit Insurance CA | 1855 Iron Point Rd | (916) 238-3049 |
Farmers Insurance - Maria Britton serves Folsom and surrounding Sacramento County, specializing in long-term care insurance policies for individuals planning their future needs. This agency helps clients understand coverage options that protect assets while ensuring access to necessary care services. As a local resource, it assists families with policy selection tailored to various care scenarios, including in-home assistance and nursing facility expenses. The agency specifically handles applications for individual long-term care plans and coordinates benefit activation when clients require ongoing support.
Dr. Aaron Williams - State Farm Insurance Agent in Folsom, CA, provides long-term care insurance policies designed to help cover the costs of extended care services such as nursing homes, assisted living, and in-home support. The agency offers ongoing policy review and plan maintenance to ensure coverage adapts to changing client needs and life circumstances. This local agent assists individuals in Folsom and the surrounding region with navigating options for future care planning. The properties it services include single-family homes, apartments, retail, and restaurants.
Carlson Agency Insurance Services Inc. serves local families and individuals seeking financial protection against the high costs of extended care. It guides clients through selecting appropriate long-term care insurance policies, helping to safeguard savings and maintain independence. The agency explains policy details, coverage benefits, and available plan options clearly and thoroughly. It supports customers in Folsom, California, and also covers families in nearby Roseville and the greater Sacramento metropolitan area.
Serving the Folsom area and surrounding communities in California, Whims Insurance and Financial Services handles long-term care insurance planning for individuals and families. The agency addresses the need to protect assets while preparing for potential future care costs. It assists clients in evaluating their health, finances, and personal goals. The team typically works through a detailed needs analysis, comparing policy options from multiple carriers, and then recommends a plan that fits the client’s specific coverage preferences and budget.
Kyle Middleton - State Farm Insurance Agent in Folsom, CA, specializes in long-term care insurance, helping clients protect assets and plan for future care needs. The agency also provides a full range of personal insurance services, including auto, home, and life policies. This long-term care work is especially valuable during open enrollment periods, when policy options and cost considerations can shift.
As residents of Folsom plan for the possibility of needing assistance with daily activities later in life, Stuart Stackhouse Insurance Agency offers guidance on long-term care insurance policies designed to protect personal savings and family assets. Covering costs for in-home aides or facility care, these plans address a key concern for local homeowners and retirees. Understanding that each client’s health, budget, and goals differ, the agency works through a personalized initial assessment to review coverage needs before any plan is presented for consideration.
Century Partners Insurance Agency: Allstate Insurance distinguishes between one-time consultations that assess immediate coverage needs and recurring policy reviews that adapt to evolving health status. Their long-term care insurance guidance addresses the high cost of assisted living and home health aides in the Folsom area. Plans typically cover services like nursing home care and in-home support for chronic conditions. Service runs on a one-time, scheduled, or as-needed basis depending on the complexity of the coverage strategy involved.
Greenfield Insurance Agency helps individuals and families in Folsom, California, plan for future financial protection. The agency specializes in long-term care insurance, focusing on policies that cover assisted living, nursing home care, and home health services. These plans can preserve savings while ensuring access to quality care when it is needed most. The agency serves various commercial sectors, including local offices, warehouses, and food service operations, helping business owners protect their assets and employees.
Gleason Insurance Brokers provides long-term care insurance services to residents in Folsom, California, and the surrounding communities. The agency helps individuals and families evaluate coverage options designed to protect assets and manage future care needs. This service area includes navigating the specific policy choices available to local residents. The agent assists clients with initial plan selection and can be reached for ongoing support between policy reviews. Follow-up service is available to address questions that arise during regular visits or before the next scheduled consultation.
What Does a a Long-Term Care Insurance Agent in Folsom Cost?
Long-term care insurance costs in California vary based on age, health, and policy design. A typical policy for a healthy 55 year old might cost between 100 and 300 dollars per month. Older applicants or those with health conditions may pay more. California requires insurers to offer inflation protection and a 30 day free look period. This is general information and not insurance advice.
About long-term care insurance agents in Folsom
Folsom residents looking for long-term care insurance can work with local agents who understand California specific rules. California has a Partnership for Long-Term Care program that allows policyholders to protect assets while qualifying for Medi-Cal. An agent in Folsom can explain how these plans work and help you compare options from different carriers.
Frequently Asked Questions
What is the California Partnership for Long-Term Care program?
The California Partnership is a state program that combines private long-term care insurance with Medi-Cal asset protection. Policies sold under this program must meet state standards and allow you to keep assets equal to the benefits paid out. An agent can explain if this program fits your situation.
How do I choose a long-term care insurance agent in Folsom?
Look for an agent licensed in California who has experience with long-term care policies. Ask about their knowledge of California specific rules like the 90 day free look period and inflation protection requirements. A good agent will review your health history and financial goals before making recommendations.
What factors affect long-term care insurance costs in California?
Costs depend on your age, health, benefit amount, and policy features. California law requires certain consumer protections like nonforfeiture benefits and inflation protection options. Premiums can range from 100 to 300 dollars per month for a healthy 55 year old but vary widely by carrier and coverage level.
Long-Term Care Insurance Agents in Other California Cities
Alameda · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Atascadero · Bakersfield · Baldwin Park · Banning · Beaumont · Bell Gardens · Bellflower · Benicia