The top-rated long-term care insurance agent in Hawthorne, California is Freeway Insurance, rated 4.9 stars across 1,259 reviews. Other highly rated options include Veronica's Insurance Hawthorne, Lucy Gomez - State Farm Insurance Agent, Academy Insurance. This directory lists 16 long-term care insurance agents serving Hawthorne.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 12920 Hawthorne Blvd | (310) 707-1305 |
| 2 | Veronica's Insurance Hawthorne | 11540 Hawthorne Blvd | (800) 639-3939 |
| 3 | Lucy Gomez - State Farm Insurance Agent | 14213 S Inglewood Ave | (310) 974-8200 |
| 4 | Academy Insurance | 12735 Hawthorne Blvd | (310) 644-3000 |
| 5 | Lisa Simmons - State Farm Insurance Agent | 13658 Hawthorne Blvd #100b | (310) 675-3339 |
| 6 | LA's Auto Insurance | 11911 S Hawthorne Blvd | (310) 970-9500 |
| 7 | Mona's Auto Insurance Services | 3922 W Rosecrans Ave | (310) 237-6700 |
| 8 | Trujillo Insurance | 11701 S Inglewood Ave | (310) 679-5347 |
| 9 | Allstate Insurance: Sam Nasr | 14143 Hawthorne Blvd | (310) 973-4437 |
| 10 | LUBEMER INTERNATIONAL INSURANCE AGENCY, INC. | 13303 S Inglewood Ave | (424) 456-7354 |
Freeway Insurance in Hawthorne, California, is known for providing long-term care insurance options designed to help residents plan for future personal and health-related needs. The agency serves clients throughout the local area, offering policies that cover services such as in-home care, assisted living, and nursing facility stays. A typical consultation reviews benefit periods, daily coverage limits, and inflation protection riders. The agency can also add on a hybrid life insurance policy with a long-term care benefit, combining death benefit protection with chronic illness coverage.
Veronica's Insurance Hawthorne serves the Hawthorne, California area, providing dedicated support for individuals seeking long-term care insurance coverage. This agency guides clients through the selection of policies that help cover expenses related to extended care needs, such as nursing home stays or in-home assistance. Every consultation focuses on explaining policy benefits and eligibility requirements in clear terms, allowing clients to make informed decisions about their future care. Its work here includes helping seniors plan for home health care costs and assisted living facility expenses.
Lucy Gomez - State Farm Insurance Agent in Hawthorne, CA offers a range of services focused on long-term care insurance, helping clients plan for future personal and medical assistance needs. The agency provides guidance on policy options that cover services such as nursing home care, assisted living, and in-home support, tailoring plans to individual circumstances. Ongoing service includes policy reviews to adjust coverage as health or financial situations evolve. The agency serves clients with diverse property types, including single-family homes, apartments, retail, and restaurants.
Academy Insurance serves the Hawthorne, California area and the surrounding Los Angeles County region as a Long-Term Care Insurance agent. It provides guidance and policy options for individuals planning for future care needs, helping clients evaluate coverage for home care, assisted living, and nursing facility expenses. The company assists in comparing benefits and premiums from various carriers to suit personal budgets and health circumstances. This agency handles policies covering in-home custodial care and skilled nursing facility stays.
Homeowners and small business owners in Hawthorne, CA, work with Lisa Simmons, a State Farm Insurance Agent who assists with long-term care insurance. This coverage helps clients prepare for future personal or medical care needs, protecting assets and reducing family financial burdens. Policies are designed through personalized consultations to fit individual budgets and health situations. The agency provides clear explanations of plan options, eligibility requirements, and benefit structures. In addition to Hawthorne, Lisa Simmons serves clients throughout the surrounding South Bay communities of Los Angeles County.
LA's Auto Insurance in Hawthorne, California offers guidance on selecting long-term care insurance policies to protect clients against the costs of extended custodial care. Services include policy comparison and claims assistance, with ongoing plan reviews to ensure coverage keeps pace with changing care needs. The agency typically serves a diverse clientele, including owners of single-family homes, apartments, retail establishments, and restaurants.
Serving homeowners and families in Hawthorne, California, Mona's Auto Insurance Services assists clients in planning for potential long-term care needs through specialized insurance policies. The agency helps individuals explore long-term care coverage options that can address expenses for extended assistance, such as nursing homes or in-home care. By focusing on financial protection for future care requirements, it guides clients through their insurance choices. Additionally, the agency serves residents in nearby Torrance within the greater Los Angeles metro area as well.
Trujillo Insurance in Hawthorne, CA provides long-term care insurance options that distinguish between a single, upfront policy purchase and ongoing coverage with periodic premium payments. This type of insurance helps individuals pay for assistance with daily activities such as bathing or dressing, which is often not covered by standard health plans. Long-term care agents typically guide clients in comparing benefit periods and daily coverage amounts. Service for policy setup and future inquiries at this agency runs on an as-needed basis, with clients scheduling consultations only when required.
Serving Hawthorne and the surrounding South Bay communities of Los Angeles County, Allstate Insurance: Sam Nasr assists clients with long-term care insurance planning. The agency handles policies designed to help cover the costs of assisted living, nursing home care, and in-home support services that are not paid for by standard health insurance or Medicare. For each individual situation, it reviews personal health needs and financial resources to recommend appropriate coverage levels and policy features that align with future care expectations.
Lubemer International Insurance Agency, Inc. specializes in providing long-term care insurance solutions for individuals and families in Hawthorne, CA. The agency focuses on helping clients understand coverage options that address future needs for home health aides, assisted living, or nursing facility care. Its general service includes evaluating personal situations to recommend appropriate policy structures to help preserve savings. For those planning seasonal moves or considering access to care providers in different states, the agency assists with ensuring policy benefits remain applicable during transitions.
What Does a a Long-Term Care Insurance Agent in Hawthorne Cost?
Long-term care insurance premiums in California vary by age, health, and coverage level. For a 55-year-old, a policy with a $165 daily benefit and 3-year term may cost $1,500 to $3,000 per year. Costs increase with age and optional benefits like inflation protection. This is general information, not insurance advice.
About long-term care insurance agents in Hawthorne
A long-term care insurance agent in Hawthorne, California can help you navigate policies that cover nursing home care, assisted living, and home health services. California law requires agents to explain the California Partnership for Long-Term Care program, which offers asset protection for Medi-Cal eligibility. Local agents understand the specific needs of seniors in the South Bay area.
Frequently Asked Questions
What does a long-term care insurance agent in Hawthorne do?
An agent helps you compare policies from different insurers and explains coverage options. They can show you how a policy works with California Partnership plans. They do not provide legal advice or recommend one specific company.
Are there California rules for long-term care insurance policies?
Yes, California has strict consumer protections. Policies must offer inflation protection and a 30-day free look period. Agents must also disclose if a policy is a Partnership plan, which allows you to keep assets if you later need Medi-Cal.
How do I choose a long-term care insurance agent in Hawthorne?
Look for an agent licensed by the California Department of Insurance. Ask about their experience with California Partnership plans and local care facilities. You can verify an agents license on the CDI website.
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