The top-rated long-term care insurance agent in Irvine, California is AIS Insurance - Headquarters, rated 4.9 stars across 1,525 reviews. Other highly rated options include CKS INSURANCE AGENCY - 金盾保险, KCAL Insurance Agency (Irvine) | 華興保險, Great Park Insurance. This directory lists 20 long-term care insurance agents serving Irvine.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AIS Insurance - Headquarters | 19800 MacArthur Blvd #1050 | (949) 660-7061 |
| 2 | CKS INSURANCE AGENCY - 金盾保险 | 2691 Richter Ave #122 | (949) 870-9018 |
| 3 | KCAL Insurance Agency (Irvine) | 華興保險 | 14795 Jeffrey Rd #209 | (949) 786-6888 |
| 4 | Great Park Insurance | 10 Corporate Park #130 | (949) 387-3242 |
| 5 | Martin & Associates Insurance Services, Inc. | 30 Executive Park suite 250 | (800) 464-4941 |
| 6 | Bankers Life | 18022 Cowan Ste 265 | (949) 608-6707 |
| 7 | California Diversified Insurance Services Corporate License #OG53209 | 1682 Langley Ave | (949) 997-3178 |
| 8 | Any Insurance Services (Irvine) 全民保險 | 980 Roosevelt Suit 200A | (949) 943-1789 |
| 9 | Ryan Stevens - State Farm Insurance Agent | 4482 Barranca Pkwy #224 | (949) 559-6200 |
| 10 | Karen Good | 15333 Culver Dr Suite 340-672 | (714) 908-2400 |
AIS Insurance - Headquarters serves the Irvine metro and surrounding Orange County area as a focused long-term care insurance agent. The agency guides clients through the selection of policies that help cover the costs of nursing homes, assisted living, and in-home care. It assists individuals in assessing their future care needs and matching them with suitable coverage options from various carriers. This firm addresses the complexities of long-term care planning, providing detailed comparisons of benefit periods and daily coverage amounts.
CKS INSURANCE AGENCY - 金盾保险 provides long-term care insurance planning services, including policy evaluation and enrollment assistance for individuals seeking to prepare for future care needs. The agency offers ongoing policy review and support to help clients maintain their coverage as their circumstances evolve. Situated in Irvine, it serves clients throughout the local area. Its insurance solutions address residential care requirements such as single-family homes, apartment dwellers, retail establishments, and restaurants.
KCAL Insurance Agency | 華興保險 serves Irvine homeowners, families, and individuals seeking financial protection through long-term care insurance. The agency helps clients plan for future care needs, offering guidance on policies that cover in-home care, assisted living, and nursing facility expenses. It assists with comparing coverage options and navigating insurance details. Each client receives tailored support to secure appropriate plans for their circumstances. The agency also serves nearby communities throughout Orange County, including Tustin, Santa Ana, and Lake Forest.
Serving Irvine and the surrounding Orange County communities, Great Park Insurance handles long-term care insurance needs for local residents. It assists clients in planning for future care expenses, evaluating policy options to protect savings and maintain financial independence. The company focuses on explaining coverage details clearly and navigating the complexities of policy selection. Through a straightforward consultation process, it assesses each client’s situation and recommends appropriate coverage from available providers, then presents a clear comparison of plans and costs to help with informed decision-making.
Martin & Associates Insurance Services, Inc. in Irvine, CA helps clients distinguish between one-time policies that provide a fixed pool of benefits and recurring service options that offer ongoing coverage for an extended care event. As a long-term care insurance agent, the company addresses the financial risks associated with nursing home stays, assisted living, and home-based care. This agency’s service runs on either a one-time policy purchase or an as-needed consultative basis for reviewing existing coverage.
As a long-term care insurance agent, Bankers Life in Irvine, California specializes in policies that cover nursing home, assisted living, and home health care services. It also helps individuals evaluate and select coverage that protects their retirement savings from the high costs of extended care. Local agents guide clients through plan features, benefit periods, and inflation protection options. This support is particularly valuable during open enrollment periods or when a family faces an unexpected health crisis that requires immediate long-term care planning.
As Southern California’s older population navigates rising healthcare costs, Irvine-based California Diversified Insurance Services, Corporate License #OG53209, helps clients explore long-term care insurance plans. Agents review policies that cover in-home assistance and facility stays tailored to regional needs. By comparing benefit amounts and elimination periods, they offer a practical foundation for decision-making without overpromising outcomes. A licensed professional typically begins by conducting a comprehensive needs inspection, assessing current health status and financial readiness before any specific plan presentation.
Any Insurance Services in Irvine helps clients plan for future care needs through long-term care insurance policies. The agency specializes in offering coverage that addresses the rising costs of assisted living, nursing homes, and in-home care services common throughout Southern California. It assists individuals in evaluating policy options that protect their savings and maintain financial security. The company works with various commercial sectors that may need group coverage, including offices, warehouses, and food service businesses.
Ryan Stevens - State Farm Insurance Agent provides long-term care insurance services to residents in Irvine, California, helping individuals plan for future personal and medical care needs. The agency also offers commercial coverage solutions for local businesses requiring liability and asset protection. Serving the greater Orange County area, the office assists clients with policy reviews and coverage adjustments as life circumstances evolve. Appointments are offered between regular visits to ensure ongoing support and to address any policy changes that may arise over time.
Karen Good, based in Irvine, CA, is known for helping clients with long-term care insurance planning. The company assists individuals and families in this area in evaluating policies that cover care costs for chronic conditions. Agents guide clients through coverage options, managing premiums within budgets. They explain how benefits coordinate with Medicare and health plans. This service helps protect assets and independence for future care needs. For clients, an added specialty is assistance with filing long-term care insurance claims when care begins.
What Does a a Long-Term Care Insurance Agent in Irvine Cost?
Long-term care insurance agent services in California are typically commission-based meaning you do not pay a separate fee. Policy premiums vary widely by age health and coverage level. For a 55-year-old in good health a policy with 3% inflation protection may cost between $1,500 and $3,000 per year. For a 65-year-old the same coverage could range from $2,500 to $5,000 annually. These are general estimates and actual costs depend on individual underwriting. This information is for educational purposes and does not constitute insurance advice.
About long-term care insurance agents in Irvine
Long-term care insurance agents in Irvine help residents plan for future care needs. California law requires agents to explain the California Partnership for Long-Term Care program which offers inflation protection and asset disregard. Agents can compare policies from multiple insurers to find coverage that fits your budget and health situation.
Frequently Asked Questions
What does a long-term care insurance agent in Irvine do?
An agent helps you understand policy options and costs. They can show you plans that qualify for the California Partnership program which protects a portion of your assets if you later need Medi-Cal.
How do California Partnership policies work?
These policies meet state standards and provide dollar-for-dollar asset disregard. For every dollar the policy pays out, that same amount of assets is protected from Medi-Cal recovery. Agents in Irvine can explain how this benefits California residents.
What is the best age to buy long-term care insurance in California?
Most people buy between ages 50 and 65 when premiums are lower and health conditions are less likely to cause denial. California law allows a 30-day free look period to cancel a policy for a full refund if you change your mind.
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