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Find Long-Term Care Insurance Agents Near You in Lake Elsinore, CA

Browse long-term care insurance agents serving Lake Elsinore, California. Updated 2026-07-14.

The top-rated long-term care insurance agent in Lake Elsinore, California is Tako Insurance Agency: Allstate Insurance, rated 4.8 stars across 134 reviews. Other highly rated options include Guidance Insurance Agency, Inc., Paul Niehouse Jr - State Farm Insurance Agent, Speedy Insurance Agency. This directory lists 20 long-term care insurance agents serving Lake Elsinore.

Showing 20 long-term care insurance agents in Lake Elsinore, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Tako Insurance Agency: Allstate Insurance31641 Auto Center Dr STE 1A(951) 674-0624
2Guidance Insurance Agency, Inc.16746 Lakeshore Dr A(951) 245-2240
3Paul Niehouse Jr - State Farm Insurance Agent32235 Mission Trail B11(951) 674-0735
4Speedy Insurance Agency32285 Mission Trail P5(951) 579-4095
5All Discount Insurance Services, Inc.31796 Casino Dr A(951) 245-9777
6Manuel Bonilla: Allstate Insurance117 S Main St Ste 204(951) 405-4954
7Nino Insurance Agency30870 Riverside Dr # B3(951) 674-5110
8Freeway Insurance16782 Lakeshore Dr Ste C3(951) 348-3021
9Todd Schaffner - State Farm Insurance Agent31461 Riverside Dr Ste C(951) 245-1100
10Golden Square Insurance31948 Mission Trail unit b(951) 579-4095
TI
31641 Auto Center Dr STE 1A
Tako Insurance Agency: Allstate Insurance
Long-Term Care Insurance Agent · Lake Elsinore, CA

Tako Insurance Agency: Allstate Insurance serves the Lake Elsinore area of Riverside County, providing clients with guidance on long-term care insurance. This type of policy helps cover expenses for nursing home stays, assisted living facilities, or in-home care that traditional health plans do not pay for. An agent can explain how these plans help protect personal savings from the high costs of extended care services. The agency assists with comparing coverage options to match individual needs and budgets. It handles plan selection for home health care and nursing home coverage.

GI
16746 Lakeshore Dr A
Guidance Insurance Agency, Inc.
Long-Term Care Insurance Agent · Lake Elsinore, CA

Guidance Insurance Agency, Inc. provides long-term care insurance guidance, helping individuals plan for potential future care needs. The agency assists clients in understanding and evaluating policy options that cover home care, assisted living, and nursing facility expenses. It focuses on explaining coverage details and supporting clients through the application process. Ongoing service includes policy reviews to ensure benefits remain aligned with changing circumstances. The agency serves clients residing in single-family homes and apartments, as well as those who own or operate retail and restaurant properties.

PN
32235 Mission Trail B11
Paul Niehouse Jr - State Farm Insurance Agent
Long-Term Care Insurance Agent · Lake Elsinore, CA

Homeowners and business owners in Lake Elsinore planning for future care needs turn to Paul Niehouse Jr - State Farm Insurance Agent for long-term care insurance policies. The agency assists clients with selecting coverage options that help protect assets while preparing for potential assisted living or in-home care expenses. Personalized consultations focus on individual health and financial circumstances to determine appropriate benefit amounts and elimination periods. This service also extends to residents in nearby Canyon Lake and surrounding Riverside County communities.

SI
32285 Mission Trail P5
Speedy Insurance Agency
Long-Term Care Insurance Agent · Lake Elsinore, CA

Speedy Insurance Agency serves the greater Lake Elsinore area and its surrounding communities in Riverside County, handling long-term care insurance for local residents. It assists individuals with planning for future care needs, helping to cover costs that regular health insurance often does not address. The agency works to match clients with policies that provide coverage for assisted living or nursing home services. It approaches each case by first reviewing the client's specific medical and financial situation to recommend suitable coverage options.

AD
31796 Casino Dr A
All Discount Insurance Services, Inc.
Long-Term Care Insurance Agent · Lake Elsinore, CA

Serving Lake Elsinore and surrounding communities in Riverside County, All Discount Insurance Services, Inc. specializes in helping clients plan for long-term care needs. The company handles long-term care insurance policies designed to cover costs not addressed by standard health coverage. It typically works closely with individuals to assess their particular situation and future requirements, then reviews available plans to match coverage with personal financial goals.

MB
117 S Main St Ste 204
Manuel Bonilla: Allstate Insurance
Long-Term Care Insurance Agent · Lake Elsinore, CA

When arranging services, individuals choose between a one-time policy consultation and an ongoing relationship for evolving coverage needs. Manuel Bonilla: Allstate Insurance, located in Lake Elsinore, CA, provides guidance on long-term care insurance policies. This type of insurance helps cover costs for assistance with daily living activities that standard health plans typically exclude. A local agent structures each plan to address potential future care scenarios, such as in-home or facility-based support. This service generally runs on a scheduled basis, with periodic reviews to adjust coverage as life circumstances change.

NI
30870 Riverside Dr # B3
Nino Insurance Agency
Long-Term Care Insurance Agent · Lake Elsinore, CA

Nino Insurance Agency specializes in long-term care insurance solutions for residents of Lake Elsinore, California. It guides individuals through policy options covering nursing home stays, home health aides, and adult day care services. The agency manages applications and policy reviews to help clients understand benefit triggers and coverage limits. With the approaching summer heat wave, it assists aging homeowners in securing coverage that protects against rising care costs when chronic illness or injury requires extended assistance during seasonal emergencies.

FI
16782 Lakeshore Dr Ste C3
Freeway Insurance
Long-Term Care Insurance Agent · Lake Elsinore, CA

For ongoing health changes, a long-term care insurance agent provides support with policy renewals and benefit adjustments, while a one-time consultation helps compare plans for a specific need. Freeway Insurance in Lake Elsinore, California, helps clients understand coverage options, including daily benefit amounts and elimination periods for local facilities. This agent assists with initial policy selection and claims navigation. Service runs on a one-time, scheduled, or as-needed basis.

TS
31461 Riverside Dr Ste C
Todd Schaffner - State Farm Insurance Agent
Long-Term Care Insurance Agent · Lake Elsinore, CA

As summer heat brings seniors indoors in Lake Elsinore, long-term care planning becomes a practical concern for many families. Todd Schaffner - State Farm Insurance Agent helps local residents evaluate coverage options that address nursing home, assisted living, and home health care costs. The agency provides guidance on policy features such as daily benefit amounts and elimination periods. Clients receive explanations of inflation protection and how benefits coordinate with other assets. An initial needs assessment is scheduled during the first consultation to review personal circumstances and available plans.

GS
31948 Mission Trail unit b
Golden Square Insurance
Long-Term Care Insurance Agent · Lake Elsinore, CA

Golden Square Insurance helps clients plan for the financial impact of future care needs. Operating in Lake Elsinore, CA, the agency specializes in long-term care insurance policies designed to cover extended care services. These plans guard savings against the high costs of assisted living or in-home support. The agency serves local businesses and organizations, assisting with coverage options for their commercial sectors, including offices, warehouses, and food service operations.

AI
31952 Mission Trail
Auto International Insurance
Long-Term Care Insurance Agent · Lake Elsinore, CA
(951) 550-0222
autointernationalinsurance.com
FI
506 W Graham Ave # 104
Farmers Insurance - Michele Munoz
Long-Term Care Insurance Agent · Lake Elsinore, CA
(951) 471-2029
agents.farmers.com/ca/lake-elsinore/michele-munoz
TP
350 Railroad Canyon Rd suit c
Tico Pro Insurance Services
Long-Term Care Insurance Agent · Lake Elsinore, CA
(714) 308-4319
ticoproinsurance.com
DF
29991 Canyon Hills Rd #1709
Driven Financial
Long-Term Care Insurance Agent · Lake Elsinore, CA
(951) 643-4377
drivenfin.com
MI
31903 Mission Trail
MNE Insurance Agency
Long-Term Care Insurance Agent · Lake Elsinore, CA
(951) 667-3910
mneinsurance.com
FA
31903 Mission Trail
Farmers
Long-Term Care Insurance Agent · Lake Elsinore, CA
(951) 461-5214
agents.farmers.com/ca/lake-elsinore/michele-munoz
CI
15580 Alvarado St
Campbell Insurance Services Inc
Long-Term Care Insurance Agent · Lake Elsinore, CA
(951) 678-3676
VB
31681 Riverside Dr STE L
VIP Best Insurance Agency
Long-Term Care Insurance Agent · Lake Elsinore, CA
(951) 221-8404
vipbestinsurance.com
LI
531 Birch St
Licensed Insured Bonded
Long-Term Care Insurance Agent · Lake Elsinore, CA
(209) 583-3113
YM
70 Volta Del Tintori St
Your Medicare Choices Simplified
Long-Term Care Insurance Agent · Lake Elsinore, CA
(714) 305-5031
englishandcompany.net

What Does a a Long-Term Care Insurance Agent in Lake Elsinore Cost?

Long-term care insurance premiums in California vary widely based on age, health, benefit amount, and policy type. For a 55-year-old in Lake Elsinore, annual premiums typically range from 1,500 to 3,500 for a policy with 150 daily benefit and 3-year term. Older applicants or those with health issues may pay more. This is general information, not insurance advice.

About long-term care insurance agents in Lake Elsinore

Long-term care insurance agents in Lake Elsinore, California help residents plan for future care costs while protecting assets. California law requires agents to be licensed and disclose policy details clearly under the California Insurance Code. Local agents can explain how the California Partnership for Long-Term Care program offers inflation protection and asset disregard for Medi-Cal eligibility.

Frequently Asked Questions

What does a long-term care insurance agent in Lake Elsinore do?

An agent helps you compare policies from different carriers, explains benefit triggers and elimination periods, and guides you through California-specific rules like the 90-day free look period. They do not provide medical advice but can help you understand how health conditions affect eligibility.

Is long-term care insurance required in California?

No, California does not require long-term care insurance. However, the California Partnership for Long-Term Care offers state-approved policies with special asset protection. An agent can explain if a partnership policy fits your situation.

How do I choose a long-term care insurance agent in Lake Elsinore?

Look for an agent licensed in California with experience in long-term care products. Ask about their familiarity with the California Partnership program and whether they represent multiple insurance carriers. Check their standing with the California Department of Insurance.

Long-Term Care Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.