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Compare Long-Term Care Insurance Agents in Lake Elsinore, CA

Directory of long-term care insurance agents in Lake Elsinore, California. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
Lake Elsinore, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 long-term care insurance agents in Lake Elsinore, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Tako Insurance Agency: Allstate Insurance
31641 Auto Center Dr STE 1A, Lake Elsinore, CA 92530
(951) 674-0624 agents.allstate.com
Guidance Insurance Agency, Inc.
16746 Lakeshore Dr A, Lake Elsinore, CA 92530
(951) 245-2240 guidanceinsuranceagency.com
Paul Niehouse Jr - State Farm Insurance Agent
32235 Mission Trail B11, Lake Elsinore, CA 92530
(951) 674-0735 paulniehouseinsurance.com
All Discount Insurance Services, Inc.
31796 Casino Dr A, Lake Elsinore, CA 92530
(951) 245-9777 alldiscountins.com
Speedy Insurance Agency
32285 Mission Trail P5, Lake Elsinore, CA 92530
(951) 579-4095 gsquareins.com
Manuel Bonilla: Allstate Insurance
117 S Main St Ste 204, Lake Elsinore, CA 92530
(951) 405-4954 agents.allstate.com
Nino Insurance Agency
30870 Riverside Dr # B3, Lake Elsinore, CA 92530
(951) 674-5110 ninoinsuranceagency.com
Freeway Insurance
16782 Lakeshore Dr Ste C3, Lake Elsinore, CA 92530
(951) 348-3021 locations.freeway.com
Todd Schaffner - State Farm Insurance Agent
31461 Riverside Dr Ste C, Lake Elsinore, CA 92530
(951) 245-1100 toddschaffner.com
Golden Square Insurance
31948 Mission Trail unit b, Lake Elsinore, CA 92530
(951) 579-4095 gsquareins.com
Auto International Insurance
31952 Mission Trail, Lake Elsinore, CA 92530
(951) 550-0222 autointernationalinsurance.com
Farmers Insurance - Michele Munoz
506 W Graham Ave # 104, Lake Elsinore, CA 92530
(951) 471-2029 agents.farmers.com
Tico Pro Insurance Services
350 Railroad Canyon Rd suit c, Lake Elsinore, CA 92532
(714) 308-4319 ticoproinsurance.com
Driven Financial
29991 Canyon Hills Rd #1709, Lake Elsinore, CA 92532
(951) 643-4377 drivenfin.com
MNE Insurance Agency
31903 Mission Trail, Lake Elsinore, CA 92530
(951) 667-3910 mneinsurance.com
Farmers
31903 Mission Trail, Lake Elsinore, CA 92530
(951) 461-5214 agents.farmers.com
Campbell Insurance Services Inc
15580 Alvarado St, Lake Elsinore, CA 92530
(951) 678-3676
VIP Best Insurance Agency
31681 Riverside Dr STE L, Lake Elsinore, CA 92530
(951) 221-8404 vipbestinsurance.com
Licensed Insured Bonded
531 Birch St, Lake Elsinore, CA 92530
(209) 583-3113
Your Medicare Choices Simplified
70 Volta Del Tintori St, Lake Elsinore, CA 92532
(714) 305-5031 englishandcompany.net

Long-term care insurance agents in Lake Elsinore, California help residents plan for future care costs while protecting assets. California law requires agents to be licensed and disclose policy details clearly under the California Insurance Code. Local agents can explain how the California Partnership for Long-Term Care program offers inflation protection and asset disregard for Medi-Cal eligibility.

What Does a Long-Term Care Insurance Agent in Lake Elsinore Cost?

Long-term care insurance premiums in California vary widely based on age, health, benefit amount, and policy type. For a 55-year-old in Lake Elsinore, annual premiums typically range from 1,500 to 3,500 for a policy with 150 daily benefit and 3-year term. Older applicants or those with health issues may pay more. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in Lake Elsinore do?
An agent helps you compare policies from different carriers, explains benefit triggers and elimination periods, and guides you through California-specific rules like the 90-day free look period. They do not provide medical advice but can help you understand how health conditions affect eligibility.
Is long-term care insurance required in California?
No, California does not require long-term care insurance. However, the California Partnership for Long-Term Care offers state-approved policies with special asset protection. An agent can explain if a partnership policy fits your situation.
How do I choose a long-term care insurance agent in Lake Elsinore?
Look for an agent licensed in California with experience in long-term care products. Ask about their familiarity with the California Partnership program and whether they represent multiple insurance carriers. Check their standing with the California Department of Insurance.