The top-rated long-term care insurance agent in Lompoc, California is Julio's Auto Insurance, rated 4.9 stars across 81 reviews. Other highly rated options include AAA Lompoc Insurance and Member Services, Farmers Insurance - Andra Campbell, Fiesta Auto Insurance & Tax Service. This directory lists 19 long-term care insurance agents serving Lompoc.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Julio's Auto Insurance | 705 E Ocean Ave | (805) 430-9700 |
| 2 | AAA Lompoc Insurance and Member Services | 525 W Central Ave | (805) 735-2731 |
| 3 | Farmers Insurance - Andra Campbell | 125 W Ocean Ave | (805) 757-5055 |
| 4 | Fiesta Auto Insurance & Tax Service | 726 N H St | (805) 944-1012 |
| 5 | Charles W Walker Insurance | 201 N H St | (805) 736-4162 |
| 6 | James Hinshaw: Allstate Insurance | 830 E Ocean Ave | (805) 736-8944 |
| 7 | Julia Tipolt - State Farm Insurance Agent | 3865 Constellation Rd B | (805) 733-4545 |
| 8 | Kelly Breen: Allstate Insurance | 3757 Constellation Rd | (805) 735-6466 |
| 9 | Servicios Maya / Maya Insurance Agency | 717 E Ocean Ave | (805) 741-5050 |
| 10 | Farmers Insurance - Rebecca Stouppe | 115 E College Ave Ste 3 | (805) 736-7000 |
Julio's Auto Insurance offers long-term care insurance agent services for the Lompoc, CA area. It assists individuals with assessing coverage options that help manage future care costs and preserve assets. The agency provides guidance on policy selection and helps clients navigate plan details over the years. Maintenance of client relationships includes periodic policy reviews and updates as personal circumstances change. Its services cover the needs of individuals residing in single-family homes, apartments, retail shops, and restaurants.
AAA Lompoc Insurance and Member Services serves Lompoc and the surrounding Santa Barbara County area, specializing in long‑term care insurance. The agency helps clients plan for the costs of extended care, whether at home, in an assisted living facility, or in a nursing home. Assistance includes comparing policy options from various carriers to find coverage that fits individual budgets and care needs. The firm also supports clients with policy reviews and guidance on filing future claims.
Farmers Insurance - Andra Campbell serves homeowners and individuals in Lompoc, California, who are planning for future health needs by securing long-term care insurance coverage. The company guides clients through policy options that help protect savings from the high costs of extended medical or personal care services, focusing on retirement and asset protection strategies for local residents. This coverage assists with expenses not covered by standard health plans or Medicare, including assistance with daily living activities. Andra Campbell’s agency also extends its service area to the surrounding Santa Maria Valley communities.
Fiesta Auto Insurance & Tax Service in Lompoc, California, helps clients distinguish between one-time policy reviews and recurring service options for their long-term care needs. Guidance focuses on coverage that protects assets and provides for nursing home, assisted living, or home-based care. Addressing Medicare gaps, planners explain how benefits coordinate with existing health plans. Service runs on an as-needed basis, with clients scheduling personal appointments to reassess their evolving care requirements.
At Charles W Walker Insurance in Lompoc, CA, clients may choose between a one-time consultation for policy evaluation or recurring service for ongoing portfolio adjustments. Coverage options help address future needs for in-home or facility-based care, with financial protection against escalating costs. A new policy application requires a medical underwriting review to determine eligibility and pricing based on current health status. Services are available on either a one-time or as-needed basis by appointment.
Serving Lompoc and the surrounding communities of Santa Barbara County, James Hinshaw: Allstate Insurance handles long-term care insurance needs for local residents. It assists clients in planning for future nursing home, assisted living, and in-home care costs. The agency explains coverage options and policy terms to help individuals protect their assets. For a typical job, it reviews a client’s current financial situation and health status to recommend an appropriate plan that aligns with their long-term care goals.
Julia Tipolt - State Farm Insurance Agent specializes in long-term care insurance policies, offering coverage for home care, assisted living, and nursing facility expenses. It also assists Lompoc, CA clients with other personal insurance needs. The agency helps individuals protect assets while planning for future health care costs in Central Coast retirement communities. This can be particularly important during seasonal moves when families reassess aging relatives’ living arrangements and the rising expense of long-term services.
Kelly Breen: Allstate Insurance provides long-term care insurance services to individuals and families in Lompoc, CA. As a licensed agent in this area, the company guides clients through policy options that help cover future care needs, whether at home, in an assisted living facility, or a nursing home. This specialty focuses on protecting assets while securing necessary support over extended periods. The agency can serve local offices, warehouses, and food service businesses seeking coverage for employees or owners.
As Lompoc residents begin planning for the financial demands of aging, many seek dependable coverage for extended care needs. Servicios Maya / Maya Insurance Agency provides expert guidance as a local long-term care insurance agent. The company helps clients navigate policies that protect assets while covering assisted living or home care services. Each consultation focuses on matching individuals with appropriate plans for future medical support. An initial assessment of personal assets and health history starts the process.
Farmers Insurance - Rebecca Stouppe serves residential clients in Lompoc, California, with long-term care insurance policies designed to help cover future care needs. The agency also handles commercial insurance coverage for local businesses throughout the Lompoc area. This practice focuses on explaining different policy options for home health care, assisted living, and nursing facility expenses. Many customers schedule follow-up appointments to review their plans during regular annual visits, ensuring coverage adjustments can be made as personal circumstances change.
What Does a a Long-Term Care Insurance Agent in Lompoc Cost?
Long-term care insurance costs in California vary by age, health, and coverage level. A typical policy for a 55 year old may cost between $1,500 and $3,000 per year. For a 65 year old, annual premiums often range from $2,500 to $5,000. Costs increase with inflation protection and longer benefit periods. This is general information, not insurance advice.
About long-term care insurance agents in Lompoc
Long-term care insurance agents in Lompoc help residents plan for future care needs. California law requires agents to be licensed and follow specific disclosure rules. Local agents can explain how policies work with Medi-Cal and the California Partnership for Long-Term Care program.
Frequently Asked Questions
What does a long-term care insurance agent in Lompoc do?
An agent helps you compare policies from different insurers. They explain coverage options, benefit periods, and inflation protection. They also guide you through California specific rules like the 30 day free look period.
How do California laws affect long-term care insurance?
California requires insurers to offer inflation protection and nonforfeiture benefits. The state also has a Partnership program that allows policyholders to keep more assets if they later need Medi-Cal. Agents must provide a buyers guide and outline of coverage.
Can I buy long-term care insurance if I live in Lompoc?
Yes, you can buy a policy from a licensed agent in Lompoc. You must be in good health and under age 85 for most plans. California allows you to cancel a policy within 30 days for a full refund.
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