The top-rated long-term care insurance agent in Long Beach, California is AAA Long Beach Insurance and Member Services, rated 4.5 stars across 1,145 reviews. Other highly rated options include Freeway Insurance, Only Way Insurance Services, Hershfield Insurance. This directory lists 22 long-term care insurance agents serving Long Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Long Beach Insurance and Member Services | 4800 Airport Plaza Dr | (562) 496-4130 |
| 2 | Freeway Insurance | 5539 E Stearns St | (562) 273-7061 |
| 3 | Only Way Insurance Services | 300 E 4th St UNIT 106 | (562) 239-2869 |
| 4 | Hershfield Insurance | Business Center, 4401 Atlantic Blvd Bixby, 2nd Floor | (866) 996-9760 |
| 5 | Kelly Williams Insurance Agency, Inc. | 4400 CA-1 | (562) 498-8661 |
| 6 | Atlantis Insurance Brokerage, Inc | 400 W Ocean Blvd #2 | (800) 700-0001 |
| 7 | Pacific Side Insurance Services, LLC | 4340 Atlantic Ave | (562) 595-5500 |
| 8 | Coral Auto Insurance Services – Motorcycle, RV, Vehicle Registration Assistance, and Income Tax Help | 2015 E Anaheim St c | (562) 621-0231 |
| 9 | Sonny Anderson - State Farm Insurance Agent | 4166 Norse Way Ste A | (562) 429-1809 |
| 10 | New Age Health Insurance/ Lucero Arreguin | 3780 Kilroy Airport Way Suite 200 | (562) 276-0580 |
AAA Long Beach Insurance and Member Services serves the Long Beach, California area as a long-term care insurance agent. The company helps clients understand and select policies that cover essential daily living assistance, such as in-home care or nursing facility expenses. It guides individuals through the complexities of insurance plans designed to protect assets during extended care needs. AAA Long Beach Insurance and Member Services handles policy comparisons and enrollment assistance for long-term care coverage in this region.
As Southern California families plan for the future, the rising cost of extended care in Long Beach makes Long-Term Care Insurance a necessary consideration. Freeway Insurance offers guidance on policies that help protect savings and ensure access to quality care. Agents review individual needs, explaining coverage for home health aides, assisted living, or nursing facilities common to the area. They present benefit options and cost structures so clients can make informed decisions. The process concludes with a thorough needs assessment to determine the most suitable plan for each household.
Only Way Insurance Services in Long Beach, California, provides personalized guidance for individuals seeking long-term care insurance coverage. The agency helps clients evaluate and select policies tailored to protect assets and manage future care needs in the local area. Ongoing policy reviews and assistance with claims or plan adjustments are available to support policyholders over time. The company serves a diverse clientele, including single-family homeowners, apartment residents, retail workers, and restaurant employees throughout the Long Beach region.
Kelly Williams Insurance Agency, Inc. serves the Long Beach, California area and its surrounding communities, handling long-term care insurance policies for local clients. The agency focuses on helping individuals plan for future care needs by explaining coverage options and policy structures clearly. It works with different insurance carriers to match clients with suitable plans that address personal health and financial situations. In a typical job, the agency reviews a client's existing assets and family needs to recommend a viable benefit period and daily coverage amount.
Atlantis Insurance Brokerage, Inc, based in Long Beach, CA, helps clients in the area distinguish between one-time long-term care policy purchases and recurring service options such as annual policy reviews or premium adjustments. The coverage offered includes various individual and group plans designed to assist with expenses for extended nursing or home-based care. Service runs on a one-time, scheduled, or as-needed basis to accommodate client preferences and changing long-term care needs.
Pacific Side Insurance Services, LLC provides specialized guidance in securing long-term care coverage for clients in the Long Beach area. Its agents assist individuals and families in navigating policy options to help protect assets and maintain financial security during aging. The company focuses on thorough planning to address the potential costs of assisted living, nursing home stays, or home-based care. Given the often complex nature of qualifying for these benefits, its work proves particularly valuable ahead of seasonal moves or after a sudden health change that might require immediate care arrangements.
As many Long Beach residents focus on safeguarding their assets during retirement, Coral Auto Insurance Services offers long-term care insurance options to address future care needs. Based locally, the company also works with Motorcycle, RV, Vehicle Registration, and Income Tax needs, allowing clients to combine related planning. Their process typically begins with reviewing an individual’s current coverage and discussing potential care scenarios, leading to a straightforward initial consultation to evaluate specific client requirements.
Sonny Anderson - State Farm Insurance Agent in Long Beach, CA provides general insurance services to meet a variety of client needs. The agency’s specialty offering includes long-term care insurance coverage, helping individuals plan for future care costs. This tailored protection assists clients in safeguarding their assets and ensuring access to necessary support services. Sonny Anderson - State Farm Insurance Agent serves local commercial sectors, including offices, warehouses, and food service businesses in the Long Beach area.
New Age Health Insurance, operated by Lucero Arreguin in Long Beach, CA, serves local residents seeking personal long-term care insurance coverage. Commercial policies for businesses requiring employee or owner protection are also offered throughout the surrounding area. The agent helps clients understand policy options that cover assisted living, nursing home, or in-home care. Service continues between regular annual reviews as plan needs change, with follow-up available whenever a client’s situation shifts or a policy adjustment appears necessary.
What Does a a Long-Term Care Insurance Agent in Long Beach Cost?
In California, long-term care insurance premiums vary based on age, health, and coverage level. A typical policy for a 55-year-old might cost between 100 and 300 dollars per month. For a 65-year-old, premiums often range from 200 to 500 dollars per month. Costs also depend on benefit amount, elimination period, and inflation options. This is general information, not insurance advice.
About long-term care insurance agents in Long Beach
Long-term care insurance agents in Long Beach, California help residents plan for future care needs. California has a unique Partnership for Long-Term Care program that allows policyholders to protect assets while qualifying for Medi-Cal. Agents can explain how these plans work with local care facilities and home care services in the Long Beach area.
Frequently Asked Questions
What does a long-term care insurance agent in Long Beach do?
A long-term care insurance agent helps you compare policies from different carriers. They explain coverage options, benefit periods, and inflation protection. They also guide you through California-specific rules like the Partnership program.
How does the California Partnership for Long-Term Care affect my policy?
The California Partnership program offers policies that include asset protection and inflation protection. If you use all your policy benefits, you can still qualify for Medi-Cal without spending down all your assets. Your agent can help you find a Partnership-approved policy.
Are there age limits for buying long-term care insurance in California?
Most insurers in California offer policies to people ages 18 to 84. Premiums are lower when you buy at a younger age. Some carriers have stricter underwriting for applicants over 70.
Long-Term Care Insurance Agents in Other California Cities
Alameda · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Atascadero · Bakersfield · Baldwin Park · Banning · Beaumont · Bell Gardens · Bellflower · Benicia