Skip to main content

Long-Term Care Insurance Agents in Modesto, CA

Directory of long-term care insurance agents in Modesto, California. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
Modesto, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 long-term care insurance agents in Modesto, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
SaveDirect Insurance Agency, LLC
1800 Tully Rd G, Modesto, CA 95350
(209) 857-5877 savedirectinsurance.com
Acceptance Insurance
2045 W Briggsmore Ave Ste A-6, Modesto, CA 95350
(209) 375-7112 locations.acceptance.com
Farmers Insurance - Maria (Candy) Melara
2507 E Hatch Rd Ste B, Modesto, CA 95351
(209) 556-9946 agents.farmers.com
TopFlight Insurance Services
901 N Carpenter Rd #37, Modesto, CA 95351
(209) 622-4622 topflightinsurance.net
Pam Shelton-Allen - State Farm Insurance Agent
3516 Oakdale Rd ste a, Modesto, CA 95357
(209) 551-0221 pamshelton.biz
TSM Insurance Services
1317 Oakdale Rd #910, Modesto, CA 95355
(209) 524-6366 tsminsurance.com
The Giuliano Insurance Agency Inc: Allstate Insurance
1508 Coffee Rd Suite G, Modesto, CA 95355
(209) 578-1059 agents.allstate.com
Farmers Insurance - Timothy McCain
1236 Floyd Ave Ste B, Modesto, CA 95350
(209) 527-8800 agents.farmers.com
Teresa Clutter Insurance Services LLC
400 12th St #26, Modesto, CA 95354
(209) 836-0719 clutterinsurance.com
Omega Pacific Insurance Solutions
1016 12th St Ste. A, Modesto, CA 95354
(209) 338-5500 trustomega.com
SANDRA HOLT
2605 Coffee Rd # 100, Modesto, CA 95355
(209) 604-1128 jaragent.com
Pacific Creek Insurance Services
4120 Dale Rd J3, Modesto, CA 95356
(209) 618-4355 pcins.org
Toste Insurance Services INC
3501 Coffee Rd #1a, Modesto, CA 95355
(209) 338-3585 tosteins.com
Farmers Insurance - Cathy DeBoer
145 Woodrow Ave # B2, Modesto, CA 95350
(209) 577-8252 agents.farmers.com
Modesto Insurance Center
3025 McHenry Ave suite m, Modesto, CA 95350
(209) 529-0745
Scott Lucas Health and Medicare Health Insurance Brokers
5819 Chenault Dr, Modesto, CA 95356
(209) 574-0858 medigapguy.com
Gingerich Insurance
817 Coffee Rd Suite C-2, Modesto, CA 95355
(209) 524-1800 gingerichinsurance.com
Modesto Health Insurance LLC.
1015 7th St, Modesto, CA 95354
(209) 643-8926
Bankers Life
3600 Sisk Rd #5b, Modesto, CA 95356
(209) 521-9825 branches.bankerslife.com
Royal Lion Insurance Agency
142 N 9th St #8, Modesto, CA 95350
(209) 846-9349 royallioninsurance.com

What Does a Long-Term Care Insurance Agent in Modesto Cost?

Long-term care insurance premiums in California vary widely based on age health and coverage level. A typical policy for a 55-year-old might cost between 150 and 300 dollars per month. Higher benefit amounts and inflation riders increase the premium. Costs are also affected by California Partnership plan requirements. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in Modesto do?
An agent helps you compare policies from different insurers and explains coverage options. They can show you how California Partnership plans work to combine private insurance with Medi-Cal benefits. The agent does not provide legal advice but can clarify policy terms.
Are there California rules for long-term care insurance policies?
Yes California has strict regulations including a 30-day free look period and inflation protection requirements for certain policies. Agents must be licensed by the California Department of Insurance. Policies sold in California must also offer nonforfeiture benefits.