The top-rated long-term care insurance agent in Moreno Valley, California is Speedy Insurance Agency, rated 4.8 stars across 884 reviews. Other highly rated options include Cindy Medina - State Farm Insurance Agent, 321 Insurance Services Inc, All Solutions Insurance - Southern California. This directory lists 20 long-term care insurance agents serving Moreno Valley.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Speedy Insurance Agency | 12625 Frederick St i-1 | (951) 472-0927 |
| 2 | Cindy Medina - State Farm Insurance Agent | 14435 Moreno Beach Dr #101 | (951) 616-3061 |
| 3 | 321 Insurance Services Inc | 22455 Alessandro Blvd suite 123 | (951) 530-8900 |
| 4 | All Solutions Insurance - Southern California | 22364 Alessandro Blvd | (951) 247-2003 |
| 5 | Areli Barrera: Allstate Insurance | 25920 Iris Ave Ste 9a | (951) 419-6232 |
| 6 | Hermie Abrigo - State Farm Insurance Agent | 12075 Heacock St | (951) 243-0077 |
| 7 | Maria Abrigo - State Farm Insurance Agent | 12075 Heacock St Ste B | (951) 782-8450 |
| 8 | Farmers Insurance - John Keller | 23962 Alessandro Blvd # S | (909) 775-5800 |
| 9 | Hammer Insurance Services, Inc. | 24895 Sunnymead Boulevard | (951) 601-3700 |
| 10 | Brothers Insurance | 24050 Alessandro Blvd # 4 | (951) 488-1206 |
Speedy Insurance Agency serves the Moreno Valley, California area specializing in long-term care insurance agent services. This agency helps individuals plan for future needs related to extended health care and support. Clients can explore policies designed to cover expenses from assisted living facilities or in-home care providers. The process involves evaluating personal assets and potential future care scenarios to find suitable coverage options. Speedy Insurance Agency handles policy comparisons and customized plan selections for local residents.
Cindy Medina - State Farm Insurance Agent in Moreno Valley, CA, offers long-term care insurance planning to help clients prepare for future health needs. The agency provides ongoing policy reviews and claims assistance to ensure coverage remains aligned with changing circumstances. Residents and business owners in the Moreno Valley area can receive personalized consultations regarding coverage options for extended care services. This agent services individual homeowners, tenants in apartments, owners of retail locations, and operators of restaurants.
Homeowners and individuals planning for future health needs in Moreno Valley turn to 321 Insurance Services Inc for guidance on long-term care insurance options. The agency explains how policies can cover assisted living, home health aides, and nursing facility stays. It helps clients compare benefit periods and daily coverage amounts to match their financial goals. Serving the greater Inland Empire region, this long-term care insurance agent also assists residents in neighboring cities such as Riverside.
All Solutions Insurance - Southern California serves Moreno Valley and the surrounding communities in Riverside County, helping clients plan for potential long-term care needs. The agency handles long-term care insurance policies designed to cover services like home health care, assisted living, and nursing facility stays. These products aim to protect assets and reduce the financial burden on families during extended care situations. To handle a typical job, it first reviews a client's health history and financial goals, then compares available policy options to recommend suitable coverage.
Areli Barrera: Allstate Insurance in Moreno Valley, CA provides long-term care insurance agents who help clients distinguish between one-time policy purchases and regularly structured service options for ongoing support. Coverage typically includes assistance with daily living activities, chronic illness care, and future planning to protect assets. Services are offered on both a scheduled and as-needed basis, depending on the client’s changing care requirements over time.
Hermie Abrigo - State Farm Insurance Agent in Moreno Valley, CA offers long-term care insurance, helping clients plan for future assistance needs such as home care or nursing facility stays. It also provides general insurance services for auto, home, and life coverage to local residents. As a long-term care insurance agent, Hermie Abrigo assists individuals in protecting assets against the high costs of extended care. This is especially relevant during tax season when families reassess their financial plans and consider how to cover potential care expenses for aging parents.
As local retirees begin planning for increasingly complex health needs, Maria Abrigo - State Farm Insurance Agent offers guidance in securing long-term care coverage. Serving the Moreno Valley community, the agency helps clients prepare for the potential costs of extended nursing or home-based assistance. This type of insurance can protect personal savings during a period of declining health. For those considering such protection, the practice begins by scheduling an initial consultation to assess each individual's current situation and future care preferences.
Farmers Insurance - John Keller in Moreno Valley, CA, provides long-term care insurance guidance for residents in the local area. Commercial coverage options are also available for businesses seeking employee benefits or organizational protection. Service extends throughout Moreno Valley and surrounding communities. Clients typically schedule an introductory meeting to discuss personal care needs and policy options. Follow-up appointments are arranged between regular visits to adjust coverage as circumstances evolve.
Hammer Insurance Services, Inc. provides long-term care insurance guidance from its Moreno Valley location, concentrating on policies that help clients plan for future assistance needs. As a local agent, the company evaluates coverage options for nursing home care and home health services. This agency can tailor its recommendations for commercial sectors, including offices, warehouses, and food service establishments.
What Does a a Long-Term Care Insurance Agent in Moreno Valley Cost?
Long-term care insurance premiums in California vary widely based on age, health, and coverage level. A typical policy for a 55-year-old can cost between $1,500 and $3,500 per year. For a 65-year-old, annual premiums often range from $2,500 to $5,000. Costs also depend on benefit amount, elimination period, and inflation protection. This is general information, not insurance advice.
About long-term care insurance agents in Moreno Valley
Long-term care insurance agents in Moreno Valley, California help residents plan for future care needs. These agents can explain California Partnership for Long-Term Care policies, which offer special consumer protections and asset disregard. Working with a local agent ensures you understand how California law affects your coverage options.
Frequently Asked Questions
What does a long-term care insurance agent in Moreno Valley do?
A long-term care insurance agent helps you compare policies from different insurers. They explain coverage details, premiums, and benefit options. Agents also guide you through California Partnership plan requirements.
How do California Partnership plans work?
California Partnership plans are state-approved policies that provide asset protection. If you use all your policy benefits, you can keep a certain amount of assets and still qualify for Medi-Cal. These plans must meet California Department of Insurance standards.
Are there age limits for buying long-term care insurance in California?
Most insurers in California offer policies to people ages 18 to 84. Premiums are lower when you buy at a younger age. California law requires insurers to offer coverage without medical underwriting for certain group plans.
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