The top-rated long-term care insurance agent in Placentia, California is Sylvia Nye - State Farm Insurance Agent, rated 4.8 stars across 67 reviews. Other highly rated options include Eric Lopez: Allstate Insurance, Scott Lennen - State Farm Insurance Agent, Nationwide Insurance: Paul Nicholas Kinan. This directory lists 12 long-term care insurance agents serving Placentia.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sylvia Nye - State Farm Insurance Agent | 1290 N Kraemer Blvd ste a | (714) 528-3500 |
| 2 | Eric Lopez: Allstate Insurance | 101 S Kraemer Blvd #218 | (714) 996-8262 |
| 3 | Scott Lennen - State Farm Insurance Agent | 1132 E Yorba Linda Blvd | (714) 996-8050 |
| 4 | Nationwide Insurance: Paul Nicholas Kinan | 1204 E Yorba Linda Blvd | (714) 577-6700 |
| 5 | Davis & Madden Insurance Inc | 200 Bradford Ave suite i | (714) 630-1455 |
| 6 | Jennifer Lamb Insurance Agency | 949 Williams Ave | (714) 209-9911 |
| 7 | Rhonda Shader - State Farm Insurance | 151 N Kraemer Blvd #123 | (714) 992-2188 |
| 8 | Allstate Personal Financial Representative: Chris Lancaster | 101 S Kraemer Blvd #218 | (714) 961-8836 |
| 9 | Sapolu & Long Insurance Agency | 919 N Ziegler Way | (714) 388-5175 |
| 10 | Looqman Insurance Services | 237 Swanee Ave | (844) 373-5794 |
Sylvia Nye - State Farm Insurance Agent serves Placentia and the surrounding Orange County area, offering long-term care insurance solutions to local residents. This agent assists clients in planning for future care needs that are not covered by standard health insurance or Medicare. Policies available through this office help cover expenses for in-home assistance, adult day care, and assisted living facilities. Sylvia Nye’s agency also helps customers with long-term care policy comparisons and personalized coverage options for their specific financial situations.
Eric Lopez: Allstate Insurance in Placentia, CA, provides a range of long-term care insurance services, helping clients plan for future care needs such as nursing home, assisted living, and home-based assistance. The company offers ongoing policy reviews and assistance with claims to ensure coverage remains aligned with changing health needs and financial goals. This local agency services single-family homes, apartments, retail locations, and restaurants throughout the surrounding area.
Scott Lennen - State Farm Insurance Agent in Placentia, CA serves local homeowners, individual policyholders, and families seeking financial security. The agency addresses the need for long-term care insurance plans designed to help cover future assisted living, nursing home, or in-home care costs. By explaining policy details and coverage options, the office assists clients in making informed decisions about protecting savings and retirement income. The agency also provides its long-term care insurance services to residents throughout nearby Fullerton and the greater North Orange County area.
Serving Placentia, California, and surrounding communities, Nationwide Insurance: Paul Nicholas Kinan handles long-term care insurance needs for local residents. This agency focuses on policies that help individuals cover expenses for extended home health care or nursing facility stays. It guides clients through plan comparisons to match coverage with their financial situation and anticipated care requirements. The agency takes a straightforward approach to each job, first assessing a client’s potential future care needs before presenting policy options that fit their budget.
Davis & Madden Insurance Inc, based in Placentia, CA, helps clients understand the crucial difference between one-time policies that pay a fixed benefit and recurring service options that provide ongoing support for extended care. The agency specializes in long-term care coverage designed to protect assets and maintain quality of life during a prolonged health event, tailoring plans to individual needs and local costs. Their service runs on an as-needed basis, available for private consultations to review or update existing coverage.
Jennifer Lamb Insurance Agency specializes in long-term care insurance for Placentia and the surrounding communities. The agency helps individuals and families find financial coverage for extended health care needs that typical health insurance does not address. It works closely with clients to clarify policy options and assist with the application process. As clients approach retirement or face unexpected health changes, the agency helps evaluate solutions for preserving assets and managing the costs of ongoing care.
As families in Placentia consider how to handle the rising costs of extended medical needs, managing future care expenses becomes a serious priority. Rhonda Shader - State Farm Insurance helps local residents explore options for long-term care insurance that can protect assets over time. The company discusses policy features specific to the area. They understand that proactive planning now can provide important coverage for in-home support or nursing facility charges later. The initial step is a personal consultation to review individual health factors and financial goals.
Allstate Personal Financial Representative Chris Lancaster provides financial planning services in Placentia, CA, with a specialty in long-term care insurance. This coverage helps individuals manage the high costs of extended medical or custodial care. Clients can discuss options for protecting their assets against future care needs. The agency can serve financial planning needs for a variety of commercial sectors, including local offices, warehouses, and food service businesses.
Serving residents in Placentia plus surrounding Orange County communities, Sapolu & Long Insurance Agency also supplies coverage options for commercial clients. As a long-term care insurance agent, the firm assists individuals in planning for future personal care needs while protecting assets. Service is tailored to each client’s specific situation, with thorough follow-up to adjust policies or answer questions between regular visits.
Looqman Insurance Services in Placentia, CA, is known for guiding clients through the complex process of selecting long-term care coverage. The agency offers personalized consultations to match individuals with policies that help protect assets against the high costs of extended care. Agents in this region assist clients in comparing traditional and hybrid policy options, tailoring plans to future needs. For those facing immediate enrollment, Looqman Insurance Services can also assist with rapid policy activation services.
What Does a a Long-Term Care Insurance Agent in Placentia Cost?
Long-term care insurance premiums in California vary widely based on age, health, and coverage level. A typical policy for a 55-year-old may cost between $2,000 and $4,000 per year. For a 65-year-old, annual premiums often range from $3,500 to $6,500. Costs increase with inflation protection riders and higher daily benefit amounts. This is general information and not insurance advice.
About long-term care insurance agents in Placentia
Long-term care insurance agents in Placentia California help residents plan for future care needs. California has a Partnership for Long-Term Care program that allows policyholders to protect assets while qualifying for Medi-Cal. Agents can explain how these state-specific policies work and compare options from multiple insurers.
Frequently Asked Questions
What does a long-term care insurance agent in Placentia do?
A long-term care insurance agent helps you compare policies from different companies. They explain coverage options like home care, assisted living, and nursing home benefits. They also guide you on California Partnership plans that offer asset protection.
How do California Partnership plans work?
California Partnership plans are state-approved long-term care policies that offer dollar-for-dollar asset protection. If you use your policy benefits, you can keep an equal amount of assets when applying for Medi-Cal. These plans must meet specific state standards and include inflation protection.
What is the best age to buy long-term care insurance in California?
Most experts recommend buying long-term care insurance between ages 50 and 65. Premiums are lower when you are younger and healthier. In California, insurers cannot deny coverage based on age alone but pre-existing conditions may affect eligibility.
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