The top-rated long-term care insurance agent in Pleasanton, California is Jill Cash - State Farm Insurance Agent, rated 5.0 stars across 346 reviews. Other highly rated options include Farmers Insurance - Wallace Wong, AJ Abdelkhalek - State Farm Insurance Agent, Michael Ornelas - State Farm Insurance Agent. This directory lists 20 long-term care insurance agents serving Pleasanton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jill Cash - State Farm Insurance Agent | 2340 Santa Rita Rd Suite 2 | (925) 892-8000 |
| 2 | Farmers Insurance - Wallace Wong | 855 Main St Ste 208 | (925) 474-3405 |
| 3 | AJ Abdelkhalek - State Farm Insurance Agent | 4307 Valley Ave c | (925) 846-3276 |
| 4 | Michael Ornelas - State Farm Insurance Agent | 5765 Valley Ave Ste 150 | (925) 462-6755 |
| 5 | Morgan King - State Farm Insurance Agent | 4625 First St ste 110 | (925) 462-2866 |
| 6 | ISU Insurance Services of San Francisco | 74 Neal St Ste 200 | (415) 788-9810 |
| 7 | Baltazar Insurance Agency | 6200 Stoneridge Mall Rd #300 | (925) 239-8100 |
| 8 | Inszone Insurance Services | 5976 W Las Positas Blvd Suite 116 | (925) 264-8850 |
| 9 | Acceptance Insurance Services Inc | 6280 W Las Positas Blvd A | (925) 484-6000 |
| 10 | Steven Bidwell, Bankers Life Agent and Bankers Life Securities Financial Representative | 5000 Hopyard Rd Ste 170 | (510) 569-1000 |
Jill Cash - State Farm Insurance Agent serves the Pleasanton, California area, specializing in long-term care insurance coverage. This agency assists clients in planning for future care needs by providing policies that help cover expenses related to assisted living and in-home support. As a long-term care insurance agent, the office provides guidance on policy options to protect savings against high costs associated with extended care. It handles consultations on coverage options and helps clients apply for individual long-term care plans.
Farmers Insurance - Wallace Wong provides comprehensive long-term care insurance services to individuals and families in Pleasanton, California. The company helps clients plan for future care needs through customized policy options that cover assisted living, nursing home, and in-home care expenses. Regular policy reviews and claims assistance are offered to maintain coverage over time. The firm services single-family homes, apartments, retirement communities, and small business properties.
Homeowners, families, and professionals in Pleasanton, CA, planning for future healthcare needs work with AJ Abdelkhalek - State Farm Insurance Agent for long-term care insurance coverage. The agency assists clients in understanding policy options that help protect savings from the costs of extended care services. Personalized guidance focuses on financial preparedness and the specific benefits of these plans. Residents seeking coverage for assisted living or in-home support can access experienced local representation. The service area also includes nearby Dublin, Livermore, and the greater Tri-Valley region.
Michael Ornelas - State Farm Insurance Agent serves Pleasanton and the surrounding Tri-Valley communities, handling long-term care insurance policies for local residents. It assists clients in planning for future care needs that are not covered by standard health insurance or Medicare. The agent offers policies that cover home care, assisted living, and nursing facility expenses. For a typical job, it begins with a consultation to review existing coverage, then compares benefit periods and daily limits, and finally presents policy options tailored to the individual’s financial goals.
Morgan King - State Farm Insurance Agent, based in Pleasanton, CA, primarily sells long-term care insurance policies. The agency also provides standard property, casualty, and life insurance services to local residents. In this capacity, it helps clients plan for potential future needs such as in-home assistance or nursing facility stays. This planning is especially relevant during open enrollment periods or after a life change, such as a new retirement or a family health scare, when many people reconsider their coverage options.
ISU Insurance Services of San Francisco offers both one-time consultations and ongoing policy management for long-term care coverage in Pleasanton. Their agents help clients navigate complex insurance options, comparing benefits, elimination periods, and inflation protection to match individual needs and budgets. Policy holders can return for plan reviews as life circumstances change or simply confirm their initial choices remain suitable. Client services are available on an as-needed basis, allowing families to request assistance when assessing new care requirements or adjusting existing policies without a fixed schedule.
As the cost of care continues to rise in the Pleasanton area, many older residents are seeking financial strategies to protect their retirement savings from future long-term care expenses. Baltazar Insurance Agency partners with clients to explore long-term care insurance coverage that fits their personal situation and budget. The company explains policy options, including hybrid or standalone plans, and helps individuals understand how these products interact with their broader retirement goals. An initial assessment begins with a complimentary consultation to review health history and financial objectives.
Inszone Insurance Services provides financial planning support for individuals and families in the Pleasanton area. It specializes in tailoring long-term care insurance policies to help clients protect their assets against future care costs. These policies address the financial risks of extended medical support, offering coverage for home health aides, assisted living, and nursing home stays. Inszone Insurance Services can provide its long-term care insurance solutions to professionals working in commercial settings such as local offices, warehouses, and food service establishments.
Acceptance Insurance Services Inc provides residential long-term care insurance solutions to individuals in and around Pleasanton, CA. The company also offers commercial coverage options tailored to businesses or facilities needing employee or client long-term care benefits. Agents work with clients across this local market to build clear, appropriate policies. Follow-up service between regular visits ensures that each policy remains current with changing health or financial needs, and repeat service is available when adjustments or renewals occur.
Steven Bidwell, Bankers Life Agent and Bankers Life Securities Financial Representative in Pleasanton, CA, provides long-term care insurance coverage to help local residents manage potential future care costs. The company assists clients in navigating policy options that protect assets while ensuring access to necessary support services in home or facility settings. A specialty service it can add on is securing hybrid policies that combine long-term care benefits with life insurance.
What Does a a Long-Term Care Insurance Agent in Pleasanton Cost?
In California, long-term care insurance premiums vary widely by age, health, and benefit amount. A typical policy for a healthy 55-year-old may cost between 1,500 and 3,000 dollars per year. For a 65-year-old, annual premiums often range from 2,500 to 5,000 dollars. Costs are higher for richer benefits or longer coverage periods. This is general information, not insurance advice.
About long-term care insurance agents in Pleasanton
Long-term care insurance agents in Pleasanton help residents plan for future care needs such as nursing home or home care. California offers the Partnership for Long-Term Care program, which allows policyholders to protect assets equal to the benefits paid. An agent can explain how these state-specific plans work and compare policies from multiple carriers.
Frequently Asked Questions
What does a long-term care insurance agent in Pleasanton do?
An agent helps you understand policy options, compare benefits, and apply for coverage. They can explain California Partnership plans which provide asset protection and inflation protection. They do not sell one specific company but can show you choices from several insurers.
How does California Partnership for Long-Term Care work?
This state program lets you keep assets equal to the amount of benefits your policy pays. For example, if your policy pays 100,000 dollars in benefits, you can keep 100,000 dollars in assets and still qualify for Medi-Cal. An agent can tell you if you meet the requirements for these special policies.
What is the typical age to buy long-term care insurance in California?
Most people buy a policy in their 50s or early 60s when premiums are lower and health conditions are less likely to cause denial. In California, insurers can deny coverage based on medical history. Buying earlier can lock in lower rates and ensure eligibility.
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