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Find Long-Term Care Insurance Agents Near You in Ridgecrest, CA

Browse long-term care insurance agents serving Ridgecrest, California. Updated 2026-07-14.

The top-rated long-term care insurance agent in Ridgecrest, California is Gary Charlon - State Farm Insurance Agent, rated 4.9 stars across 505 reviews. Other highly rated options include IWV Insurance Agency, Burnette Financial and Insurance Service: Allstate Insurance, Farmers Insurance - Mariela Rubio. This directory lists 11 long-term care insurance agents serving Ridgecrest.

Showing 11 long-term care insurance agents in Ridgecrest, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Gary Charlon - State Farm Insurance Agent995 N Norma St suite a(760) 446-4279
2IWV Insurance Agency1310 N Norma St(760) 446-3544
3Burnette Financial and Insurance Service: Allstate Insurance105 Grande Way(760) 371-1099
4Farmers Insurance - Mariela Rubio643 N China Lake Blvd c(760) 446-4560
5Zurn's Business & Tax Services1615 N Downs St D(760) 446-2024
6State Farm Insurance459 S China Lake Blvd # G(760) 375-7731
7Bowles Desert Insurance123 W Ridgecrest Blvd(760) 371-1017
8Simply Caring Angels, LLC608 W Wasp Ave(760) 793-2307
9Health Insurance Made Easy for Everyone1281 N Norma St B(760) 608-9265
10Q4 Wealthcare720 N Norma St ste f(760) 371-1314
GC
995 N Norma St suite a
Gary Charlon - State Farm Insurance Agent
Long-Term Care Insurance Agent · Ridgecrest, CA

Serving the Ridgecrest area, Gary Charlon - State Farm Insurance Agent provides guidance on financial protection strategies for future health needs. This agency specializes in the complexities of long-term care insurance, helping individuals plan for potential extended care expenses. Their work involves explaining policy options and tailoring coverage to personal circumstances. Local offices, warehouses, and food service operations are among the commercial sectors that can benefit from learning how such insurance protects business owners and their families from unforeseen care costs.

II
1310 N Norma St
IWV Insurance Agency
Long-Term Care Insurance Agent · Ridgecrest, CA

IWV Insurance Agency provides a full range of long-term care insurance services in Ridgecrest, CA. It helps clients navigate policy options for future care needs, including assistance with plan enrollment and coverage reviews. The company offers ongoing consultations to adjust plans as circumstances change, ensuring policies remain aligned with current health and financial goals. It services residential clients and local businesses that require long-term care benefit strategies for individual or group coverage.

BF
105 Grande Way
Burnette Financial and Insurance Service: Allstate Insurance
Long-Term Care Insurance Agent · Ridgecrest, CA

Burnette Financial and Insurance Service: Allstate Insurance serves homeowners, renters, and drivers in the Ridgecrest area by providing long-term care insurance policies that help cover the costs of assisted living, nursing homes, and in-home care. The agency also assists clients with planning for future medical expenses through customizable coverage options. It supports families in protecting assets against the financial burden of extended care needs. Additionally, the agency serves the surrounding communities of Inyokern and California City.

FI
643 N China Lake Blvd c
Farmers Insurance - Mariela Rubio
Long-Term Care Insurance Agent · Ridgecrest, CA

Farmers Insurance - Mariela Rubio serves Ridgecrest, California, and the surrounding communities in the Indian Wells Valley. The agency handles long-term care insurance policies designed to help clients cover the costs of extended care services. These policies assist with expenses from nursing homes, assisted living facilities, or in-home care providers. To manage a typical client relationship, the agency begins by assessing individual needs and reviewing available coverage options, then recommends a suitable policy that aligns with that client's future planning goals.

ZS
1615 N Downs St D
Zurn's Business & Tax Services
Long-Term Care Insurance Agent · Ridgecrest, CA

Zurn's Business & Tax Services in Ridgecrest, CA offers both one-time consultations and ongoing policy management for long-term care insurance. Individual clients and families can explore coverage options for nursing home care, assisted living, and in-home support to preserve assets against future medical costs. The firm also assists with policy comparison and benefit enrollment. Planning for long-term care needs requires evaluating premium structures and state-specific regulations. Their long-term care agent services are available on an as-needed basis for residents in the Ridgecrest area.

SF
459 S China Lake Blvd # G
State Farm Insurance
Long-Term Care Insurance Agent · Ridgecrest, CA

State Farm Insurance in Ridgecrest, California, is a local agency known for helping residents secure long-term care coverage that protects savings from future care needs. The agency assists clients in evaluating policies that cover home care, assisted living, and nursing facility expenses. Building a plan to preserve independence and financial stability over time is the focus of their consultation. As a specialty service, they can also add a wellness rider that qualifies policyholders for home modifications before a claim.

BD
123 W Ridgecrest Blvd
Bowles Desert Insurance
Long-Term Care Insurance Agent · Ridgecrest, CA

Bowles Desert Insurance specializes in helping clients secure long-term care insurance policies designed to protect assets. The company works with individuals in Ridgecrest, CA, to navigate plan options for nursing home, home health, and assisted living coverage. It also provides general insurance services for local residents planning their retirement years. This agent often assists clients ahead of open enrollment periods before annual rate increases or coverage changes take effect.

SC
608 W Wasp Ave
Simply Caring Angels, LLC
Long-Term Care Insurance Agent · Ridgecrest, CA

As local residents begin planning for the quiet challenges of aging, Simply Caring Angels, LLC in Ridgecrest, CA provides expert guidance on long‑term care insurance. They help clients understand policies that cover in‑home care or facility stays, explaining options without pushing a single product. Their service focuses on matching coverage to current health and financial realities. The process begins with a straightforward initial assessment of each person’s situation and long‑term needs.

HI
1281 N Norma St B
Health Insurance Made Easy for Everyone
Long-Term Care Insurance Agent · Ridgecrest, CA

Health Insurance Made Easy for Everyone serves residents in Ridgecrest, California, focusing on long-term care insurance to help local families plan for future care needs. The company also extends commercial coverage options for businesses that wish to protect their employees or key personnel in the area during transitional health events. Their service area encompasses Ridgecrest and the surrounding communities within Kern County. Clients can rely on consistent follow-up and repeat service support between regular policy review visits to adjust coverage as needs evolve.

QW
720 N Norma St ste f
Q4 Wealthcare
Long-Term Care Insurance Agent · Ridgecrest, CA

Q4 Wealthcare serves Ridgecrest, California, providing long-term care insurance agent services to local residents. The company assists individuals in this area with evaluating and selecting policies that can help cover future care needs. Its work focuses on explaining coverage options and helping clients understand plan costs for long-term care situations. Q4 Wealthcare also handles policy comparison and application submission for Ridgecrest area clients.

GC
459 S China Lake Blvd # G
Gary Charlon - State Farm Insurance Agent
Long-Term Care Insurance Agent · Ridgecrest, CA
(760) 375-7731
myridgecrestagent.net

What Does a a Long-Term Care Insurance Agent in Ridgecrest Cost?

Long-term care insurance agent services in California typically do not charge you a separate fee. Agents earn commissions from the insurance company, which are built into the policy premium. Policy costs vary widely based on age, health, benefit amount, and inflation options. A 55-year-old in California might pay between $1,500 and $3,000 per year for a standard policy. Older applicants or those with health issues may pay more. This is general information, not insurance advice.

About long-term care insurance agents in Ridgecrest

Long-term care insurance agents in Ridgecrest, California help residents plan for future care costs such as nursing homes or in-home support. California law requires agents to hold a valid insurance license and follow strict disclosure rules under the California Insurance Code. Local agents can explain how California Partnership for Long-Term Care plans work and how they coordinate with Medi-Cal.

Frequently Asked Questions

What does a long-term care insurance agent in Ridgecrest do?

A long-term care insurance agent helps you compare policies from different insurers. They explain benefit triggers, elimination periods, and inflation protection options. In California, agents must provide a free look period of at least 30 days for new policies.

Are long-term care insurance premiums tax deductible in California?

Yes, premiums for qualified long-term care insurance may be deductible on your federal taxes as a medical expense. California follows federal rules for tax treatment. An agent can help you understand how this applies to your situation.

What is the California Partnership for Long-Term Care?

The California Partnership for Long-Term Care is a state program that offers special policies with asset protection. If you buy a Partnership policy and later need Medi-Cal, you can keep more of your assets. An agent in Ridgecrest can explain if this program fits your needs.

Long-Term Care Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.