The top-rated long-term care insurance agent in Sacramento, California is Saavedra Longino Organization, rated 4.9 stars across 1,243 reviews. Other highly rated options include Greenhaven Insurance Agency, Eugene C Yates Insurance Agency, American River Insurance Agency. This directory lists 22 long-term care insurance agents serving Sacramento.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Saavedra Longino Organization | 2500 Venture Oaks Way #360 | (916) 309-4550 |
| 2 | Greenhaven Insurance Agency | 925 Secret River Dr Suite G | (916) 836-8484 |
| 3 | Eugene C Yates Insurance Agency | 2021 P St | (916) 313-6100 |
| 4 | American River Insurance Agency | 333 University Ave suit 200 | (888) 570-1058 |
| 5 | Dominguez Insurance Services | 8250 Calvine Rd c309 | (916) 761-4316 |
| 6 | McClatchy Insurance Agency | 2410 Fair Oaks Blvd #140 | (916) 488-4702 |
| 7 | Jack-Novicio Insurance Agency, Inc. | 2745 Crosby Way | (916) 783-0000 |
| 8 | Sac-City Insurance Solutions | 7248 S Land Park Dr # 203 | (916) 720-3999 |
| 9 | Thrive Insurance Agency | 1353 Fulton Ave | (916) 339-6490 |
| 10 | CLI - California Liberty Insurance | 5127 Franklin Blvd | (877) 629-2007 |
Saavedra Longino Organization serves the Sacramento, California metro area as a long-term care insurance agent. This agency helps individuals understand and secure coverage for future care needs that may arise from chronic illness or aging. Typical services include policy shopping, plan comparisons, and coverage explanations for local residents. The agent works with clients to address financial planning for home care or assisted living.
Greenhaven Insurance Agency, located in Sacramento, CA, provides a comprehensive range of long-term care insurance policies designed to help clients prepare for future care needs. The agency assists individuals in evaluating suitable coverage options and offers ongoing policy maintenance, including annual plan reviews and assistance with claims filing to ensure benefits are accessible when needed. Long-term care insurance agents in this area typically consult with clients to address assets and health priorities. The agency services single-family homes, apartments, retail spaces, and restaurants.
Serving seniors, families, and individuals in Sacramento, Eugene C Yates Insurance Agency assists clients with planning for future care needs. The agency provides guidance on long-term care insurance policies designed to help cover costs associated with nursing homes, assisted living, or home health care. Agents work to explain coverage options, policy features, and benefit structures in clear terms. This firm also extends its services to clients in the greater Sacramento metro area, including nearby communities such as Rancho Cordova.
Serving Sacramento and the surrounding communities of the greater Central Valley, American River Insurance Agency handles long-term care insurance coverage for local residents. It helps individuals navigate the complexities of planning for future care needs, including home health and facility-based services. The agency provides a range of policy options that can protect assets from the high costs of extended care. To accomplish a typical job, it first assesses a client’s personal financial situation and health history before recommending suitable coverage from available carriers.
Dominguez Insurance Services in Sacramento offers clients a distinct choice between one-time consultations that address an immediate coverage question and ongoing service arrangements that manage a long-term care insurance portfolio. Coverage options are thoroughly explained to align with individual preferences and financial situations. Policy details are presented clearly to help customers understand benefit triggers, daily benefit amounts, and inflation protection. This allows informed decisions about protecting assets and securing future care needs. The company structures its professional support on either a one-time or as-needed basis.
McClatchy Insurance Agency specializes in long-term care insurance for Sacramento residents, offering personalized guidance on policies that cover nursing home, assisted living, and in-home care costs. Its general service work involves assessing clients’ financial situations and health outlooks to recommend appropriate coverage options. The agency helps families navigate the complexities of asset protection and future care planning. With Sacramento’s aging population, the agency is especially valuable during open enrollment periods, when individuals need to update or secure policies before health changes make coverage unavailable.
As Sacramento’s population ages and families plan for potential future care needs, Jack-Novicio Insurance Agency, Inc. offers guidance specifically for long-term care insurance policies. Based in Sacramento, this agency helps clients evaluate coverage options that protect savings from the high costs of extended nursing or home-based assistance. An agent typically reviews a person’s current health profile and financial situation during an introductory consultation. This initial assessment step involves gathering basic medical history and income details before any formal policy inspection begins.
Sac-City Insurance Solutions provides guidance to clients seeking financial security against the high costs of extended care, specializing in long-term care insurance policies for individuals and families in Sacramento, California. The company assists with navigating plan options that help protect retirement savings from potential care expenses. Its agents explain policy features, including coverage for in-home assistance and facility-based services. This insurance agent serves commercial sectors such as offices, warehouses, and food service establishments, helping businesses offer this benefit to their employees or protect their own operations.
Thrive Insurance Agency serves residential clients in the Sacramento area who seek long-term care protection. The company also assists commercial clients with their group coverage needs across the greater Sacramento region. Their agents help individuals understand policy options for home care, assisted living, and nursing facility expenses. After helping a client select a suitable plan to safeguard assets and independence, the agency typically follows up between regular policy reviews to address any changes in health or coverage needs.
CLI - California Liberty Insurance in Sacramento is known for guiding individuals through the complexities of long-term care insurance planning. The agency assists clients in selecting policies that help cover costs for home care, assisted living, and nursing facilities, addressing the financial risks of extended care needs in retirement. Its services focus on comparing different benefit structures and premium options to create personalized coverage plans. Additionally, the firm offers guidance on pairing long-term care coverage with life insurance for comprehensive asset protection.
What Does a a Long-Term Care Insurance Agent in Sacramento Cost?
Long-term care insurance premiums in California vary by age health and coverage amount. A typical policy for a 55-year-old might cost between 150 and 300 dollars per month. For a 65-year-old the same coverage could cost 250 to 500 dollars per month. California Partnership plans may have slightly higher premiums but offer asset protection benefits. This is general information and not insurance advice.
About long-term care insurance agents in Sacramento
Long-term care insurance agents in Sacramento help residents plan for future care costs. California offers the Partnership for Long-Term Care program which allows policyholders to keep more assets under Medi-Cal. Local agents can explain how these state-specific plans work and compare policies from different carriers.
Frequently Asked Questions
What does a long-term care insurance agent in Sacramento do?
A long-term care insurance agent helps you compare policies from multiple carriers. They explain coverage options like home care and nursing facility benefits. They also guide you on California Partnership plans which provide asset protection.
How do California Partnership plans work?
California Partnership plans are state-approved policies that offer dollar-for-dollar asset protection. If you use your policy benefits, you can keep an equal amount of assets and still qualify for Medi-Cal. An agent can tell you which carriers offer these plans in Sacramento.
Are there age limits for buying long-term care insurance in California?
Most carriers in California accept applicants between ages 18 and 79. Premiums are lower when you buy at a younger age. Some companies may decline coverage if you have certain health conditions.
Long-Term Care Insurance Agents in Other California Cities
Alameda · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Atascadero · Bakersfield · Baldwin Park · Banning · Beaumont · Bell Gardens · Bellflower · Benicia