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Find Long-Term Care Insurance Agents Near You in San Bernardino, CA

Browse long-term care insurance agents serving San Bernardino, California. Updated 2026-07-14.

The top-rated long-term care insurance agent in San Bernardino, California is Freeway Insurance, rated 5.0 stars across 2,029 reviews. Other highly rated options include FOCO Insurance, Acceptance Insurance, Salazar Insurance & Financial Services, LLC.. This directory lists 19 long-term care insurance agents serving San Bernardino.

Showing 19 long-term care insurance agents in San Bernardino, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Freeway Insurance1995 Diners Ct(909) 766-1923
2FOCO Insurance2075 E Highland Ave G(866) 315-7564
3Acceptance Insurance420 E Hospitality Ln # A4(909) 360-7170
4Salazar Insurance & Financial Services, LLC.1455 W Highland Ave # 105(909) 325-3701
5LTM Insurance Center435 W Orange Show Ln # SUITE 204(909) 964-2790
6Aims Insurance Services - San BernardinoInside Rio Ranch Market, 25745 E Baseline St(909) 864-2300
7NEXT GENERATION INSURANCE SERVICES1167 N Mt Vernon Ave St. 102(909) 868-7258
8Servicio Latino Insurance617 W Base Line St(909) 885-1111
9Dee Thomas Agency473 E Carnegie Dr(909) 874-3333
10Popular Auto Insurance Agency1705 E Highland Ave(909) 487-1210
FI
1995 Diners Ct
Freeway Insurance
Long-Term Care Insurance Agent · San Bernardino, CA

Serving local homeowners and individuals in San Bernardino, California, Freeway Insurance helps clients navigate long-term care insurance options to protect their assets from the rising costs of extended care. The agency assists in securing policies that cover nursing home stays, assisted living, and in-home support services. Long-term care planning is essential for aging adults who wish to preserve their savings and avoid burdening family members. Freeway Insurance also extends its services to residents in the neighboring community of Riverside.

FI
2075 E Highland Ave G
FOCO Insurance
Long-Term Care Insurance Agent · San Bernardino, CA

FOCO Insurance serves the San Bernardino, California area as a local long-term care insurance agent. This agency helps individuals and families plan for future care needs by offering financial protection against the high costs of assisted living, home health aides, and nursing home stays. The company assists clients in comparing options from multiple carriers to find appropriate coverage that fits their budget. Policy reviews are available to adjust existing plans as healthcare requirements change. FOCO Insurance specifically handles guiding applicants through underwriting for qualified long-term care policies.

AI
420 E Hospitality Ln # A4
Acceptance Insurance
Long-Term Care Insurance Agent · San Bernardino, CA

Acceptance Insurance serves San Bernardino and surrounding communities throughout the Inland Empire as a Long-Term Care Insurance Agent. It helps clients evaluate policies that cover nursing home stays, assisted living, and home-based care for chronic conditions. The agent reviews individual needs and budgets to recommend suitable coverage plans. For a typical case, it compares multiple carriers and policy options to secure a plan that meets the client's future care requirements and financial limitations.

SI
1455 W Highland Ave # 105
Salazar Insurance & Financial Services, LLC.
Long-Term Care Insurance Agent · San Bernardino, CA

Salazar Insurance & Financial Services, LLC serves individuals and families in San Bernardino, CA who are planning for future care needs. As a long-term care insurance agent, the company helps clients understand policy options that cover assisted living, home health aides, and nursing home stays. These services offer financial protection against the high costs of extended care. The agency guides families through the process of selecting coverage tailored to their long-term health priorities, addressing common concerns about aging and independence. Salazar Insurance also covers clients throughout the Inland Empire, including nearby Redlands.

LI
435 W Orange Show Ln # SUITE 204
LTM Insurance Center
Long-Term Care Insurance Agent · San Bernardino, CA

Serving San Bernardino and the surrounding communities of the Inland Empire, LTM Insurance Center handles the complexities of long-term care insurance. This firm assists clients in navigating policies that protect assets against the high costs of extended care, whether at home or in a facility. To complete a typical job efficiently, it focuses first on assessing individual health situations and financial goals before matching clients with suitable coverage options from available carriers.

AI
Inside Rio Ranch Market, 25745 E Baseline St
Aims Insurance Services - San Bernardino
Long-Term Care Insurance Agent · San Bernardino, CA

Aims Insurance Services - San Bernardino provides comprehensive long-term care insurance planning and policy guidance to individuals and families in San Bernardino, California. Its service options include client consultations to evaluate personal care needs and review available coverage solutions. Maintenance plans focus on periodic policy check-ins and updates to reflect changes in health care costs or individual circumstances. The company assists clients requiring coverage support in various settings, including single-family homes, apartments, and assisted living facilities.

NG
1167 N Mt Vernon Ave St. 102
NEXT GENERATION INSURANCE SERVICES
Long-Term Care Insurance Agent · San Bernardino, CA

NEXT GENERATION INSURANCE SERVICES helps clients in San Bernardino distinguish between one-time policy purchases and recurring premium management for long-term care coverage. Their agents explain how these plans cover in-home assistance, assisted living, and nursing facility expenses to protect assets and family savings. They also clarify qualifying medical criteria and benefit triggers under common contract terms. Service runs on a scheduled basis during regular business hours, with as-needed consultations available for policy reviews or claim questions.

SL
617 W Base Line St
Servicio Latino Insurance
Long-Term Care Insurance Agent · San Bernardino, CA

Servicio Latino Insurance specializes in securing long-term care coverage, including policies for home health aides and nursing facility stays. From its office in San Bernardino, CA, the agency assists clients throughout the Inland Empire in evaluating policy options that protect savings from rising care costs. It serves individuals planning for future needs and also helps families navigating a sudden health crisis. With winter approaching, the agency addresses concerns about flu-season complications that may require unexpected extended care.

DT
473 E Carnegie Dr
Dee Thomas Agency
Long-Term Care Insurance Agent · San Bernardino, CA

As San Bernardino residents plan for rising healthcare costs in their later years, down the Dee Thomas Agency helps clients evaluate long-term care insurance options suited to their personal budgets and family histories. The agent works one-on-one to explain policy differences, including coverage for home care or assisted living. A thorough financial review is conducted to determine affordable premiums and benefits. The process begins with a complimentary initial-assessment meeting to review medical needs and policy comparisons.

PA
1705 E Highland Ave
Popular Auto Insurance Agency
Long-Term Care Insurance Agent · San Bernardino, CA

At Popular Auto Insurance Agency in San Bernardino, California, individuals can choose between a one-time consultation regarding long-term care insurance or an ongoing relationship for policy management and updates. The agency helps clients explore coverage options that address nursing home, assisted living, and home care expenses. Their services for long-term care insurance run on both a scheduled appointment basis and an as-needed basis for policy adjustments or claims assistance.

FI
739 W Highland Ave
Freeway Insurance
Long-Term Care Insurance Agent · San Bernardino, CA
(909) 784-1125
locations.freeway.com/freeway-insurance-san-bernardino-ca-92405
SI
1264 S Waterman Ave #13
Sublime Insurance Services Inc.
Long-Term Care Insurance Agent · San Bernardino, CA
(909) 567-2370
sublimeinsuranceservices.com
GL
1762 N Waterman Ave STE C
Gil Lemus Insurance Service
Long-Term Care Insurance Agent · San Bernardino, CA
(909) 882-8700
gillemusinsservices.com
BI
1389 N D St
Benco Insurance Services
Long-Term Care Insurance Agent · San Bernardino, CA
(909) 884-0682
bencoinsuranceca.com
TC
2601 Del Rosa Ave N Ste 260
Tutela Commercial Insurance Agency
Long-Term Care Insurance Agent · San Bernardino, CA
(909) 768-3456
tutelainsurance.ca
AI
615 W Base Line St
ASAP Insurance Agency
Long-Term Care Insurance Agent · San Bernardino, CA
(888) 223-5624
asapinsuranceagency.net
IE
473 E Carnegie Dr
Inland Empire Insurance Experts
Long-Term Care Insurance Agent · San Bernardino, CA
(909) 257-0391
ieinsuranceexperts.com
AH
851 N Lugo Ave #1450
Affordable Health Insurance Advisors
Long-Term Care Insurance Agent · San Bernardino, CA
(424) 496-4206
AW
1316 Marion Ave
Assure Well Health Insurance
Long-Term Care Insurance Agent · San Bernardino, CA
(909) 255-3573

What Does a a Long-Term Care Insurance Agent in San Bernardino Cost?

Long-term care insurance premiums in California vary widely based on age, health, and coverage level. A typical policy for a healthy 55-year-old might cost between $1,500 and $3,000 per year, while a 65-year-old could pay $2,500 to $5,000 annually. California Partnership plans may have slightly higher premiums due to required inflation protection. These are general estimates and actual costs depend on your specific situation. This is general information and not insurance advice.

About long-term care insurance agents in San Bernardino

Long-term care insurance agents in San Bernardino help residents plan for future care needs while protecting assets. California offers the Partnership for Long-Term Care program, which allows policyholders to keep more assets under Medi-Cal. Agents in San Bernardino can explain how these state-specific plans work and compare policies from multiple carriers.

Frequently Asked Questions

What does a long-term care insurance agent in San Bernardino do?

An agent helps you compare policies from different insurers and explains coverage for nursing homes, assisted living, and home care. They also guide you on California Partnership plans which provide asset protection under Medi-Cal. The agent does not sell one specific brand but shows options from multiple companies.

Is long-term care insurance required in California?

No, long-term care insurance is not required by law in California. However, the California Partnership program offers incentives for buying qualified policies. An agent can explain how these policies coordinate with Medi-Cal if you later need long-term care.

How do California Partnership plans work for San Bernardino residents?

California Partnership plans are state-approved policies that include inflation protection and asset disregard. If you use up your policy benefits, you can keep a dollar-for-dollar amount of assets equal to what the policy paid out when applying for Medi-Cal. An agent in San Bernardino can show you which carriers offer these plans.

Long-Term Care Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.