The top-rated long-term care insurance agent in San Diego, California is Bluewave Insurance Services, rated 5.0 stars across 515 reviews. Other highly rated options include Right Time Insurance Services, Bridlewood Insurance, Freeway Insurance. This directory lists 28 long-term care insurance agents serving San Diego.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bluewave Insurance Services | 2221 Camino del Rio S STE 305 | (800) 208-4974 |
| 2 | Right Time Insurance Services | 1761 Hotel Cir S | (619) 299-6000 |
| 3 | Bridlewood Insurance | 13520 Evening Creek Dr N Suite 100 | (858) 753-7000 |
| 4 | Freeway Insurance | 6915 El Cajon Blvd | (619) 734-9490 |
| 5 | Deluxe Insurance Services | 1770 Palm Ave B | (619) 424-8100 |
| 6 | California Brokerage Insurance Associates | 1851 San Diego Ave #120 | (619) 283-9999 |
| 7 | AMG Life Solutions LLC - Meneses Insurance Solutions | 1420 Kettner Blvd suite 100 | (858) 834-2018 |
| 8 | Let's Insure | 101 W Broadway #1460 | (877) 851-7867 |
| 9 | Terri Yurek Insurance | 16885 Via Del Campo Ct #310 | (858) 391-8544 |
| 10 | On The Corner Insurance Services | 3740 El Cajon Blvd | (619) 387-9777 |
Bluewave Insurance Services serves the San Diego, California metro area as a long-term care insurance agent. The company focuses on helping individuals evaluate various long-term care coverage options to address potential future health and aging needs. These plans can support costs for home care, assisted living, or nursing facility stays. The agency guides clients through policy comparisons and plan benefits. Bluewave Insurance Services handles long-term care underwriting assistance and policy enrollment for local residents.
Right Time Insurance Services in San Diego, California provides long-term care insurance planning for individuals concerned about future health needs. Its services include policy comparisons and guidance through coverage options, with ongoing support for policy management and claims assistance. The firm helps clients in the local area secure financial protection for extended care at home or in facilities, addressing the growing demand for asset preservation in retirement. It serves owners of single-family homes, apartments, retail spaces, and restaurants.
Bridlewood Insurance serves individuals and families in San Diego, California who are planning for long-term care needs. The agency helps clients arrange policies that can cover expenses for nursing homes, assisted living, and in-home care services. These policies are designed to protect personal assets and reduce financial strain during retirement. Bridlewood Insurance provides guidance on options available in the local market, including selecting appropriate coverage levels. The company also serves residents throughout the greater San Diego area, extending into neighboring communities such as Chula Vista.
Freeway Insurance in San Diego, California, is known for helping older adults prepare for the financial demands of extended care needs. The agency guides clients through the complexities of long-term care policies, including coverage for in-home assistance, nursing homes, and assisted living facilities. By focusing on asset protection and future care options, the agent assists residents in San Diego at various ages. A specialty service they can add on is offering combined life insurance policies with long-term care riders for couples.
Deluxe Insurance Services serves San Diego, California, and surrounding communities, handling long-term care insurance needs for local residents. The company assists clients in evaluating policies that help cover expenses for extended nursing, assisted living, or home-based care. Its work typically involves reviewing individual financial situations and explaining the terms of various coverage options. To complete a standard job, Deluxe Insurance Services will present suitable plan comparisons and guide a client through the application process until coverage is finalized.
Unlike a travel insurance policy that covers one trip, California Brokerage Insurance Associates helps San Diego clients secure long-term care coverage for ongoing needs at home or in a facility. These plans provide financial support for daily assistance, such as bathing or medication management, when a client can no longer perform certain tasks independently. Service engagements typically run on a one-time consultative basis, where the agent designs a policy and then remains available for future adjustments or questions as needed but without a recurring schedule.
AMG Life Solutions LLC - Meneses Insurance Solutions specializes in long-term care insurance planning for residents of San Diego, California. It provides guidance on policies that cover home care, assisted living, and nursing facility expenses. The agency assists clients in evaluating policy options to protect assets and maintain financial security as they age. As the holiday season approaches, the company helps families review their long-term care coverage needs while visiting aging parents, ensuring loved ones have appropriate protection in place before winter weather increases risks of falls or illness.
As San Diegans begin planning for retirement or adjusting to new health challenges, the need for secure, long-term financial coverage often emerges. Let's Insure, located in San Diego, California, offers planning for long-term care insurance, helping clients manage the potential high costs of assisted living or in-home care. They work to explain policy options and coverage limits that fit individual budgets and health profiles. An initial consultation is typically scheduled to assess a client's specific financial situation and care goals.
Terri Yurek Insurance provides long term care insurance planning for individuals and families in the San Diego area. The agency’s core focus is helping clients navigate options that fund extended non-medical assistance, such as home care or assisted living. It structures policies to cover daily personal support needs when aging or chronic conditions arise. Serving the local community, the company also works with commercial entities that face related employee benefit considerations, including offices, warehouses, and food service operations.
On The Corner Insurance Services provides long-term care insurance to residents of San Diego, California, covering both residential and commercial clients. They help local individuals plan for personal health needs and care options within the region. Serving the greater San Diego area, their agents offer guidance on policies that address future care costs and potential asset protection. Clients can engage with the same agent for annual policy reviews or adjustments between regular visits, ensuring continued support as care plans evolve.
What Does a a Long-Term Care Insurance Agent in San Diego Cost?
The cost of long-term care insurance in California varies by age health and coverage level. A typical policy for a 55 year old may range from 150 to 300 dollars per month. For a 65 year old the same coverage might cost 250 to 500 dollars per month. These are estimates only and your actual cost will depend on your personal factors and chosen benefits. This is general information and not insurance advice.
About long-term care insurance agents in San Diego
A long-term care insurance agent in San Diego can help you find a policy that fits your needs and budget. California has a unique program called the California Partnership for Long-Term Care which offers policies with special asset protection. These agents guide you through plan choices and application steps.
Frequently Asked Questions
What does a long-term care insurance agent in San Diego do?
An agent helps you compare policies from different insurance companies. They explain coverage options and assist with the application process. They also help you understand California specific rules like the Partnership program.
How does the California Partnership for Long-Term Care affect my policy?
The California Partnership is a state program that offers policies with asset protection. If you use benefits from a Partnership policy, you can keep more of your assets when applying for Medi-Cal. An agent can tell you if this program fits your situation.
What is the time limit to apply for long-term care insurance in California?
California has a 30 day free look period after you receive your policy. You can cancel the policy for any reason within this time and get a full refund. There is no state deadline to buy a policy but premiums increase with age.
Long-Term Care Insurance Agents in Other California Cities
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