Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 long-term care insurance agents in San Luis Obispo, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Susan Rodriguez - State Farm Insurance Agent
799 Foothill Blvd D, San Luis Obispo, CA 93405
(805) 783-7050
rodriguezinsurance.com
Farmers Insurance - Jennifer White
1228 Broad St, San Luis Obispo, CA 93401
(805) 548-8530
jenniferwhiteagency.com
Polk Insurance Agency
1443 Marsh St, San Luis Obispo, CA 93401
(805) 544-6454
polkins.com
SLO Insurance Services
1494 Mill St, San Luis Obispo, CA 93401
(805) 543-7564
sloinsurance.com
Morris & Garritano Insurance
1122 Laurel Ln, San Luis Obispo, CA 93401
(805) 543-6887
morrisgarritano.com
McGee Insurance Agency
2000 Broad St, San Luis Obispo, CA 93401
(805) 543-8833
mcgeeinsurance.com
Minton Insurance
1042 Pacific St # E, San Luis Obispo, CA 93401
(805) 546-8113
minton-insurance.com
Meredith Insurance Center
1303 Higuera St, San Luis Obispo, CA 93401
(805) 548-8672
micslo.com
Goosehead Insurance -- Donaldson Agency
820 Walnut St Suite D, San Luis Obispo, CA 93401
(805) 242-4900
tinaldonaldson.com
Relation Insurance - Engle & Associates Group
1236 Higuera St, San Luis Obispo, CA 93401
(805) 781-6336
engleinsurance.com
Lord Insurance
3211 Broad St #201, San Luis Obispo, CA 93401
(805) 600-5954
Bankers Life and Casualty Company
994 Mill St #250, San Luis Obispo, CA 93401
(805) 784-0103
bankers.com
StateOne Insurance - Don Allen
1248 Laurel Ln, San Luis Obispo, CA 93401
(805) 547-1000
ibwins.com
Adler Belmont Group, Inc.
369 Marsh St #200, San Luis Obispo, CA 93401
(805) 540-3900
adlerbelmontgroup.com
R.L. Insurance Associates Inc.
1363 Marsh St suite a, San Luis Obispo, CA 93401
(805) 783-7130
rlassoc.com
Legends United Insurance
872 Higuera St, San Luis Obispo, CA 93401
(833) 414-5520
legendsunitedinsurance.com
Melinda Phillips Insurance
1010 Toro St, San Luis Obispo, CA 93401
(805) 600-5962
Steven J Polk Insurance
3134 Spring Ct, San Luis Obispo, CA 93401
(805) 544-6230
stevenjpolkinsurance.com
Kelley Rasmussen, Bankers Life Agent
994 Mill St Ste 250, San Luis Obispo, CA 93401
(805) 784-0103
agents.bankerslife.com
Lyndon Thomas, Bankers Life Agent
994 Mill St Ste 250, San Luis Obispo, CA 93401
(805) 784-0103
agents.bankerslife.com
What Does a Long-Term Care Insurance Agent in San Luis Obispo Cost?
Long-term care insurance premiums in California vary by age, health, and coverage amount. A typical policy for a 55-year-old can cost between $1,500 and $3,000 per year. Higher benefit amounts and inflation riders increase the premium. Costs are also affected by the elimination period and benefit duration. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in San Luis Obispo do?
An agent helps you understand policy options, compare benefits, and apply for coverage. They can explain California-specific features like inflation protection and the Partnership program. They do not provide legal or tax advice but can refer you to qualified professionals.
How do California Partnership policies differ from standard long-term care insurance?
California Partnership policies are state-approved plans that offer asset protection if you later need Medi-Cal. They also include inflation protection and meet specific consumer standards. Not all agents are certified to sell these policies, so ask about Partnership certification.
What is the best age to buy long-term care insurance in California?
Most people purchase a policy in their 50s or early 60s when premiums are lower and health is good. California law requires insurers to offer a 30-day free look period after purchase. Premiums can increase only with state approval, but rates are not guaranteed for life.